Mebuki Financial : Financial Results for FY2022(IR Presentation Material)
May 25, 2023 at 10:14 pm EDT
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Mebuki Financial Group, Inc.
Financial Results for FY2022
(IR Presentation Material)
1 Financial Results for FY2022 / Forecast for FY2023
Highlights / Change of Ordinary Profit (Bank Total non-consolidated)
3-5
Loans / Customer Assets under Custody / Fees from Corporate Custome
6-9
Overview of Securities Operations (Trading Transactions)
10
Status of Securities Portfolio (Overall)
11
Expenses / OHR
12
Shareholder Returns / Capital Adequacy Ratio
13
Forecast for FY2023
14-16
Medium- and Long-Term Earnings Prospects
17
2 Details of Financial Results for FY2022
Main Points of FY22 Financial Results
19
Loans/ Average Yield of Loans/ Net Interest Income
20-22
Deposits
23
Securities / Strategic Shareholdings
24
Status of Securities Portfolio (Foreign currency bonds / Domestic bonds)
25-26
Credit Related Costs / Non-performing Loans and Delinquent Loans
27-28
3 Progress of the Third Medium-Term Group Business Plan
Challenges to Expand Business Areas
30-32
Promoting DX
33-38
Initiatives for Sustainability / Decarbonization
39-41
【Reference】 Financial Data for FY2022
43-47
*Unless otherwise mentioned, figures are based on banking subsidiaries (non consolidated-basis).
*The number used for the year is based on western calendar.
1
1.Financial Results for FY 2022 / Forecast for FY2023
2
Highlights (1)
(1) Results for FY22
Financial Results /
Details
Medium-term Plan /
Forecast
Sustainability
Compared to
Results for FY22
YoY Change
Revised forecast
in Feb.2023
Profit from customer services(*1)
44.3bn
+11.0bn
-
Core net business income(*2)
(Banks' total)
81.6bn
-3.0bn
-
Gains/losses on securities (*3)
-27.0bn
-24.7bn
-
Net income attributable to owners of the
(Consolidated )
32.1bn
-10.7bn
+2.1bn
parent
Profit from customer services (*1), the core business, increased significantly over the previous year (+¥11.0 bn YoY) , driven by the improvement of deference of interests between loans and deposits, the increase of fees and commissions and cost reduction, and was the highest since our business integration in Oct. 2016.
On the other hand, consolidated net income decreased by ¥10.7bn YoY to ¥32.1bn, due to the decrease of
securities income by a surge in foreign currency interest rates, gains/losses on securities (*3) of - ¥27.0bn by sales of foreign and domestic bonds for risk control and improving periodic profit .
(*1) Difference of interests between loans and deposits+Fees from Customers+Expenses(-)
(*2) Excluding gains/losses on cancellation of investment trusts and futures and options
(*3) Gains/losses on "Bond transactions +Related to stocks+Cancellation of investment trusts + Futures and options"
(2) Forecast for FY23
Forecast for FY23
YoY Change
Net income attributable to owners of the
(Consolidated )
40.0bn
+7.8bn
parent
3
Highlights (2)
(3) Shareholder Returns in FY23 (scheduled)
Financial Results /
Details
Medium-term Plan /
Forecast
Sustainability
Total return ratio in FY23 will be 53.3% (scheduled).
Annual Dividends
11.0 (scheduled)
(Interim 5.5、Year-end5.5)
Per Share
Share Acquisition
10.0bn (maximum)
(Period of purchase :
35mil shares(maximum)
From May 15, 2023 to Sep. 22, 2023)
Total Return Ratio
53.3%
(Calculated based on
dividends and share acquisition above)
Target for Reducing Strategic Shareholdings
We have set a target to reduce strategic shareholdings in order to further increase ROE with aim of achieving the sound development of the capital market and management that is conscious of the cost of capital and stock prices.
Reduction Target
30.0bn
(based on market value)
Implementation Period
Next 5 years
(until the end of FY27)
4
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Disclaimer
Mebuki Financial Group Inc. published this content on 26 May 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 26 May 2023 02:13:12 UTC.
Mebuki Financial Group Inc is a Japan-based company mainly engaged in the provision of comprehensive financial services centered on banking business. The Company is mainly engaged in the provision of banking business, as well as other business related to financial services such as leasing business, securities business, credit guarantee business and credit card business.