Financials MVB Financial Corp.

Equities

MVBF

US5538101024

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
19.64 USD -0.41% Intraday chart for MVB Financial Corp. -2.68% -12.94%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 294.7 255.3 501.3 277.8 287.3 252.2 -
Enterprise Value (EV) 1 294.7 255.3 501.3 277.8 287.3 252.2 252.2
P/E ratio 11.3 x 7.41 x 13.4 x 18.8 x 9.4 x 10.9 x 8.47 x
Yield 0.78% 1.59% 1.23% 3.09% 3.01% 3.46% 3.46%
Capitalization / Revenue 2.38 x 1.59 x 3.59 x 1.85 x 2.01 x 1.63 x 1.5 x
EV / Revenue 2.38 x 1.59 x 3.59 x 1.85 x 2.01 x 1.63 x 1.5 x
EV / EBITDA - - - - - - -
EV / FCF - - - - - - -
FCF Yield - - - - - - -
Price to Book 1.45 x 1.13 x 1.83 x 1.06 x 0.99 x 0.82 x 0.77 x
Nbr of stocks (in thousands) 11,824 11,256 12,074 12,616 12,737 12,841 -
Reference price 2 24.92 22.68 41.52 22.02 22.56 19.64 19.64
Announcement Date 2/20/20 2/18/21 2/17/22 2/17/23 2/14/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net sales 1 124 160.7 139.8 150.1 143 154.4 168.2
EBITDA - - - - - - -
EBIT 1 36.8 63.52 42.3 32.71 25.37 37.87 47.3
Operating Margin 29.68% 39.54% 30.27% 21.79% 17.74% 24.52% 28.12%
Earnings before Tax (EBT) 1 35.01 46.94 48.58 18.52 27.29 30.6 38.64
Net income 1 26.51 36.95 39.09 15.05 31.23 23.34 29.43
Net margin 21.38% 23% 27.97% 10.02% 21.84% 15.11% 17.49%
EPS 2 2.200 3.060 3.100 1.170 2.400 1.794 2.318
Free Cash Flow - - - - - - -
FCF margin - - - - - - -
FCF Conversion (EBITDA) - - - - - - -
FCF Conversion (Net income) - - - - - - -
Dividend per Share 2 0.1950 0.3600 0.5100 0.6800 0.6800 0.6800 0.6800
Announcement Date 2/20/20 2/18/21 2/17/22 2/17/23 2/14/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 41.38 36.04 33.72 38.57 38.04 39.77 36.16 36 35.66 35.54 36.87 38.62 39.4 39.81 38.6
EBITDA - - - - - - - - - - - - - - -
EBIT 1 15.56 6.942 4.856 8.75 8.072 11.03 9.407 5.719 4.931 7.244 7.867 9.4 10.13 10.43 8.3
Operating Margin 37.59% 19.26% 14.4% 22.69% 21.22% 27.73% 26.01% 15.89% 13.83% 20.38% 21.34% 24.34% 25.72% 26.21% 21.5%
Earnings before Tax (EBT) 1 14.84 12.68 3.576 3.65 2.952 8.337 2.903 9.954 5.09 9.347 6.298 7.704 8.205 8.427 6.6
Net income 1 11.83 9.959 2.864 2.956 2.718 6.509 11.34 8.112 3.867 7.911 4.9 6.15 6.2 5.9 5.1
Net margin 28.58% 27.63% 8.49% 7.66% 7.15% 16.37% 31.36% 22.53% 10.85% 22.26% 13.29% 15.92% 15.74% 14.82% 13.21%
EPS 2 0.9200 0.7700 0.2200 0.2300 0.2100 0.5000 0.8700 0.6300 0.2900 0.6100 0.3752 0.4465 0.4765 0.4962 0.3900
Dividend per Share 2 0.1400 0.1500 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700 0.1700
Announcement Date 11/1/21 2/17/22 5/2/22 8/1/22 10/31/22 2/17/23 4/27/23 7/27/23 10/26/23 2/14/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) 13.6% 16.7% 15.6% 5.9% 11.4% 7.89% 9.58%
ROA (Net income/ Total Assets) 1.44% 1.7% 1.5% 0.5% 0.9% 0.69% 0.85%
Assets 1 1,841 2,174 2,606 3,009 3,470 3,376 3,479
Book Value Per Share 2 17.10 20.10 22.70 20.70 22.70 23.90 25.60
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 2/20/20 2/18/21 2/17/22 2/17/23 2/14/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
C
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
4
Last Close Price
19.64 USD
Average target price
26.75 USD
Spread / Average Target
+36.20%
Consensus
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  2. Equities
  3. MVBF Stock
  4. Financials MVB Financial Corp.