Financials National Bank of Umm Al-Qaiwain

Equities

NBQ

AEN000701013

Banks

Delayed Abu Dhabi Securities Exchange 02:39:49 2024-04-29 am EDT 5-day change 1st Jan Change
1.9 AED -4.04% Intraday chart for National Bank of Umm Al-Qaiwain -3.55% +8.57%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 5,470 3,511 3,696 3,419 3,580 3,500
Enterprise Value (EV) 1 1,778 -471.8 -251.6 -201.3 -415.1 -425
P/E ratio 13.4 x 8.27 x 17.5 x 12.9 x 9.45 x 6.96 x
Yield 3.71% 5.79% 4% 4.32% 5.59% 8.57%
Capitalization / Revenue 9.77 x 6.2 x 10.2 x 8.52 x 6.89 x 5.23 x
EV / Revenue 3.18 x -0.83 x -0.7 x -0.5 x -0.8 x -0.64 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.23 x 0.74 x 0.79 x 0.68 x 0.67 x 0.62 x
Nbr of stocks (in thousands) 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000
Reference price 2 2.735 1.756 1.848 1.709 1.790 1.750
Announcement Date 2/27/19 2/18/20 3/2/21 2/9/22 2/10/23 2/14/24
1AED in Million2AED
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 559.9 566.5 361.5 401.1 519.3 669.2
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 409 424.4 211.8 264.2 364.5 502.6
Net income 1 409 424.4 211.8 264.2 364.5 502.6
Net margin 73.06% 74.92% 58.57% 65.86% 70.2% 75.1%
EPS 2 0.2045 0.2122 0.1059 0.1321 0.1894 0.2513
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.1016 0.1016 0.0739 0.0739 0.1000 0.1500
Announcement Date 2/27/19 2/18/20 3/2/21 2/9/22 2/10/23 2/14/24
1AED in Million2AED
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 3,692 3,983 3,948 3,620 3,995 3,925
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.47% 9.19% 4.47% 5.42% 7.02% 9.16%
ROA (Net income/ Total Assets) 2.84% 2.93% 1.52% 1.98% 2.73% 3.54%
Assets 1 14,394 14,481 13,922 13,345 13,374 14,191
Book Value Per Share 2 2.230 2.390 2.350 2.530 2.660 2.820
Cash Flow per Share 2 1.560 1.820 1.840 1.810 2.000 1.960
Capex 1 8.63 3.55 6.17 10.1 6.35 13.3
Capex / Sales 1.54% 0.63% 1.71% 2.51% 1.22% 1.98%
Announcement Date 2/27/19 2/18/20 3/2/21 2/9/22 2/10/23 2/14/24
1AED in Million2AED
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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