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ONEMAIN HOLDINGS, INC. |
Real-time Estimate
Other stock markets
|
|
5-day change | 1st Jan Change | |
| 45.12 USD | +0.33% | +3.99% | +35.27% | |
| Dec. 06 | Transcript : OneMain Holdings, Inc. - Analyst/Investor Day | CI |
| Dec. 04 | Wells Fargo Raises OneMain Price Target to $43 From $38, Maintains Equal Weight Rating | MT |
Valuation
| Fiscal Period : December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Capitalization 1 | 3 298 | 5 737 | 6 469 | 6 479 | 4 071 | 5 392 | - | - |
| Enterprise Value (EV) 1 | 17 797 | 21 722 | 22 036 | 23 688 | 21 854 | 23 885 | 24 453 | 25 184 |
| P/E ratio | 7,38x | 6,72x | 8,90x | 5,07x | 4,72x | 8,65x | 6,57x | 5,21x |
| Yield | 1,03% | 7,12% | 12,3% | 19,1% | 11,4% | 8,89% | 9,04% | 9,27% |
| Capitalization / Revenue | 0,97x | 1,52x | 1,67x | 1,64x | 0,97x | 1,26x | 1,19x | 1,16x |
| EV / Revenue | 5,25x | 5,75x | 5,70x | 5,98x | 5,22x | 5,59x | 5,42x | 5,41x |
| EV / EBITDA | 10 175 781x | 10 089 019x | 10 498 396x | 8 297 194x | 10 406 609x | - | - | - |
| EV / FCF | - | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - | - |
| Price to Book | 0,87x | 1,32x | 1,88x | 2,09x | 1,33x | 1,72x | 1,57x | 1,37x |
| Nbr of stocks (in thousands) | 135 794 | 136 101 | 134 326 | 129 486 | 122 212 | 119 904 | - | - |
| Reference price 2 | 24,3 | 42,2 | 48,2 | 50,0 | 33,3 | 45,0 | 45,0 | 45,0 |
| Announcement Date | 2/11/19 | 2/10/20 | 2/8/21 | 2/2/22 | 2/7/23 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period : December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 3 391 | 3 779 | 3 867 | 3 958 | 4 187 | 4 271 | 4 515 | 4 654 |
| EBITDA | 1 749 | 2 153 | 2 099 | 2 855 | 2 100 | - | - | - |
| EBIT 1 | 1 706 | 2 262 | 2 405 | 2 334 | 2 613 | 1 775 | 2 151 | 2 705 |
| Operating Margin | 50,3% | 59,9% | 62,2% | 59,0% | 62,4% | 41,6% | 47,7% | 58,1% |
| Earnings before Tax (EBT) 1 | 624 | 1 098 | 977 | 1 741 | 1 163 | 828 | 1 145 | 1 327 |
| Net income 1 | 447 | 855 | 730 | 1 314 | 878 | 624 | 815 | 1 039 |
| Net margin | 13,2% | 22,6% | 18,9% | 33,2% | 21,0% | 14,6% | 18,1% | 22,3% |
| EPS 2 | 3,29 | 6,27 | 5,41 | 9,87 | 7,06 | 5,20 | 6,84 | 8,64 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 0,25 | 3,00 | 5,94 | 9,55 | 3,80 | 4,00 | 4,07 | 4,17 |
| Announcement Date | 2/11/19 | 2/10/20 | 2/8/21 | 2/2/22 | 2/7/23 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period : December | 2021 Q2 | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 989 | 1 031 | 1 021 | 1 032 | 1 039 | 1 065 | 1 059 | 1 032 | 1 058 | 1 085 | 1 098 | 1 071 | 1 101 | 1 133 | 1 152 |
| EBITDA | 708 | 656 | 648 | 617 | 530 | 473 | 484 | 475 | - | 519 | - | - | - | - | - |
| EBIT 1 | - | 602 | 592 | 635 | 528 | 671 | 658 | 620 | 641 | 662 | 215 | 292 | 214 | 311 | - |
| Operating Margin | - | 58,4% | 58,0% | 61,5% | 50,8% | 63,0% | 62,1% | 60,1% | 60,6% | 61,0% | 19,6% | 27,2% | 19,5% | 27,5% | - |
| Earnings before Tax (EBT) 1 | 463 | 376 | 355 | 396 | 280 | 250 | 238 | 235 | 138 | 246 | 193 | 262 | 229 | 288 | 303 |
| Net income 1 | 350 | 288 | 262 | 301 | 209 | 188 | 180 | 179 | 103 | 194 | 143 | 209 | 169 | 217 | 215 |
| Net margin | 35,4% | 27,9% | 25,7% | 29,2% | 20,1% | 17,7% | 17,0% | 17,3% | 9,74% | 17,9% | 13,0% | 19,5% | 15,3% | 19,2% | 18,6% |
| EPS 2 | 2,60 | 2,17 | 2,02 | 2,36 | 1,68 | 1,52 | 1,48 | 1,48 | 0,85 | 1,61 | 1,23 | 1,67 | 1,41 | 1,84 | 1,90 |
| Dividend per Share 2 | 0,70 | 4,20 | 0,70 | 0,95 | 0,95 | 0,95 | 0,95 | 1,00 | 1,00 | 1,00 | 1,00 | 1,02 | 1,02 | 1,02 | 1,02 |
| Announcement Date | 7/21/21 | 10/20/21 | 2/2/22 | 4/28/22 | 7/27/22 | 10/26/22 | 2/7/23 | 4/25/23 | 7/26/23 | 10/25/23 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period : December | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Net Debt 1 | 14 499 | 15 985 | 15 567 | 17 209 | 17 783 | 18 493 | 19 061 | 19 792 |
| Net Cash position 1 | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | 8,29x | 7,42x | 7,42x | 6,03x | 8,47x | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 19,4% | 22,5% | 18,8% | 40,2% | 28,7% | 21,2% | 27,6% | 27,7% |
| Shareholders' equity 1 | 2 299 | 3 794 | 3 886 | 3 267 | 3 061 | 2 946 | 2 952 | 3 746 |
| ROA (Net income/ Total Assets) | 3,48% | 3,90% | 3,20% | 6,46% | 3,94% | 2,83% | 3,82% | 3,85% |
| Assets 1 | 12 839 | 21 923 | 22 813 | 20 354 | 22 306 | 22 062 | 21 361 | 26 973 |
| Book Value Per Share 2 | 28,0 | 31,8 | 25,6 | 23,9 | 25,0 | 26,1 | 28,6 | 32,8 |
| Cash Flow per Share | 15,0 | 17,3 | 16,4 | 16,9 | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 2/11/19 | 2/10/20 | 2/8/21 | 2/2/22 | 2/7/23 | - | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating :
Investor Rating :
ESG Refinitiv :
C
Sell
Buy
Mean consensus
BUY
Number of Analysts
14
Last Close Price
44.97USD
Average target price
47.86USD
Spread / Average Target
+6.42%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +35.00% | 5 392 M $ | |
| +11.01% | 54 717 M $ | |
| +9.96% | 32 617 M $ | |
| +27.17% | 21 790 M $ | |
| +6.21% | 14 442 M $ | |
| +57.26% | 11 455 M $ | |
| +47.39% | 9 155 M $ | |
| +72.67% | 7 632 M $ | |
| +35.23% | 6 992 M $ | |
| +31.23% | 5 119 M $ |
- Stock
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- Stock OneMain Holdings, Inc. - Nyse
- Financials OneMain Holdings, Inc.
