Financials Orange County Bancorp, Inc.

Equities

OCBI

US68417L1070

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
44.88 USD +1.98% Intraday chart for Orange County Bancorp, Inc. +2.70% -25.50%

Valuation

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Capitalization 1 122.8 226.6 262.8 340.4 253.9 -
Enterprise Value (EV) 1 122.8 226.6 262.8 340.4 253.9 253.9
P/E ratio 10.8 x 9.39 x 10.8 x 11.5 x 8.23 x 7.76 x
Yield 2.94% 1.99% 1.78% - 1.78% 1.78%
Capitalization / Revenue 2.01 x 3.12 x 2.92 x 3.34 x 2.5 x 2.37 x
EV / Revenue 2.01 x 3.12 x 2.92 x 3.34 x 2.5 x 2.37 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.91 x 1.24 x 1.9 x 2.06 x 1.33 x 1.16 x
Nbr of stocks (in thousands) 4,507 5,637 5,643 5,650 5,657 -
Reference price 2 27.25 40.20 46.58 60.24 44.88 44.88
Announcement Date 2/1/21 1/27/22 1/25/23 2/1/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net sales 1 61.05 72.56 90.08 101.8 101.7 107.2
EBITDA - - - - - -
EBIT 1 19.56 29.1 39.79 45.02 41.7 44.9
Operating Margin 32.04% 40.11% 44.17% 44.22% 41% 41.88%
Earnings before Tax (EBT) 1 - 26.68 30.28 37.15 37.7 40.95
Net income 1 11.39 21.29 24.36 29.48 30.7 32.55
Net margin 18.65% 29.34% 27.04% 28.95% 30.19% 30.36%
EPS 2 2.530 4.280 4.330 5.240 5.450 5.780
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.8000 0.8000 0.8300 - 0.8000 0.8000
Announcement Date 2/1/21 1/27/22 1/25/23 2/1/24 - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 18.91 19.36 19.34 - 24.35 25.91 24.31 25.89 25.72 25.89 25.2 25.3 25.6 25.65 25.65
EBITDA - - - - - - - - - - - - - - -
EBIT 1 7.968 7.562 7.523 - 11.79 12.52 - 11.44 12.13 11.16 10.6 10.2 10.4 10.6 10.1
Operating Margin 42.14% 39.05% 38.89% - 48.44% 48.34% - 44.19% 47.16% 43.12% 42.06% 40.32% 40.62% 41.33% 39.38%
Earnings before Tax (EBT) 1 6.96 7.017 6.6 - 9.709 11.52 3.926 11.23 11.29 10.7 9.6 9.6 9.75 9.55 9.45
Net income 1 5.576 5.493 5.33 - 7.853 9.07 3.23 9.086 9.038 8.124 7.65 7.65 7.7 7.6 7.55
Net margin 29.49% 28.37% 27.55% - 32.25% 35.01% 13.29% 35.1% 35.14% 31.38% 30.36% 30.24% 30.08% 29.63% 29.43%
EPS 2 1.060 0.9700 0.9500 - 1.400 1.610 0.5700 1.610 1.610 1.440 1.365 1.360 1.375 1.350 1.335
Dividend per Share 2 0.2000 0.2000 0.2000 0.2000 0.2000 0.2000 0.2300 - 0.2300 - 0.2000 0.2000 0.2000 0.2000 0.2000
Announcement Date 10/25/21 1/27/22 4/28/22 8/11/22 10/25/22 1/25/23 5/1/23 7/26/23 10/25/23 2/1/24 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2020 2021 2022 2023 2024 2025
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) - 13.7% 15.6% 20% 17.3% 15.4%
ROA (Net income/ Total Assets) 0.75% 1.06% 1.05% 1.21% 1.26% 1.32%
Assets 1 1,518 2,008 2,320 2,436 2,446 2,475
Book Value Per Share 2 29.90 32.40 24.50 29.30 33.70 38.70
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 2/1/21 1/27/22 1/25/23 2/1/24 - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
44.88 USD
Average target price
54.5 USD
Spread / Average Target
+21.43%
Consensus
  1. Stock Market
  2. Equities
  3. OCBI Stock
  4. Financials Orange County Bancorp, Inc.