Financials PFS Bancorp, Inc.

Equities

PFSB

US69380A1025

Banks

End-of-day quote OTC Markets 06:00:00 2024-06-11 pm EDT 5-day change 1st Jan Change
9.4 USD +2.29% Intraday chart for PFS Bancorp, Inc. +2.29% -0.53%

Valuation

Fiscal Period: December 2023
Capitalization 1 16.3
Enterprise Value (EV) 1 -11.99
P/E ratio 14.6 x
Yield -
Capitalization / Revenue 3.1 x
EV / Revenue -2.28 x
EV / EBITDA -
EV / FCF -
FCF Yield -
Price to Book 0.41 x
Nbr of stocks (in thousands) 1,725
Reference price 2 9.450
Announcement Date 3/26/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2021 2022 2023
Net sales 1 4.639 4.611 5.258
EBITDA - - -
EBIT - - -
Operating Margin - - -
Earnings before Tax (EBT) 1 1.277 0.986 1.248
Net income 1 1.002 0.831 1.008
Net margin 21.6% 18.02% 19.17%
EPS - - 0.6493
Free Cash Flow - - -
FCF margin - - -
FCF Conversion (EBITDA) - - -
FCF Conversion (Net income) - - -
Dividend per Share - - -
Announcement Date 8/21/23 8/21/23 3/26/24
1USD in Million
Estimates

Balance Sheet Analysis

Fiscal Period: December 2021 2022 2023
Net Debt 1 - - -
Net Cash position 1 18.5 14.9 28.3
Leverage (Debt/EBITDA) - - -
Free Cash Flow - - -
ROE (net income / shareholders' equity) - 3.81% 3.62%
ROA (Net income/ Total Assets) - 0.46% 0.55%
Assets 1 - 179.9 183.8
Book Value Per Share - - 22.90
Cash Flow per Share - - 13.00
Capex 1 0.03 0.14 0.04
Capex / Sales 0.73% 2.95% 0.84%
Announcement Date 8/21/23 8/21/23 3/26/24
1USD in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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