PRIVATE BANCORP OF AMERICA, INC. |
Market Closed -
Other stock markets
|
5-day change | 1st Jan Change | ||
| 34.28 USD | +0.82% |
|
+0.09% | -2.06% |
| Apr. 19 | Earnings Flash (PBAM) PRIVATE BANCORP OF AMERICA Posts Q1 EPS $1.36 | MT |
| Apr. 19 | Private Bancorp of America, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2024 | CI |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 123.2 | 103.6 | 151.1 | 181.3 | 200.2 | 196 | - |
| Enterprise Value (EV) 1 | 123.2 | 103.6 | 151.1 | 181.3 | 200.2 | 196 | 196 |
| P/E ratio | -278 x | 9.54 x | 7.3 x | 7.48 x | 4.92 x | 6.51 x | 6.22 x |
| Yield | - | - | - | - | - | - | - |
| Capitalization / Revenue | 2.77 x | 1.87 x | 2.16 x | 2.12 x | 2.1 x | 1.94 x | 1.75 x |
| EV / Revenue | 2.77 x | 1.87 x | 2.16 x | 2.12 x | 2.1 x | 1.94 x | 1.75 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | - | - | 1.18 x | 1.27 x | 1.08 x | 0.9 x | 0.79 x |
| Nbr of stocks (in thousands) | 5,539 | 5,600 | 5,608 | 5,598 | 5,719 | 5,718 | - |
| Reference price 2 | 22.25 | 18.50 | 26.95 | 32.39 | 35.00 | 34.28 | 34.28 |
| Announcement Date | 1/29/20 | 1/28/21 | 1/21/22 | 1/30/23 | 1/19/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net sales 1 | 44.53 | 55.36 | 70.12 | 85.35 | 95.24 | 100.8 | 111.8 |
| EBITDA | - | - | - | - | - | - | - |
| EBIT 1 | - | - | 32.58 | 37.11 | 51.27 | 46.35 | 50.52 |
| Operating Margin | - | - | 46.46% | 43.48% | 53.83% | 45.99% | 45.17% |
| Earnings before Tax (EBT) 1 | - | - | 29.86 | 34.93 | 57.42 | 43.14 | 45.21 |
| Net income 1 | - | 10.71 | 20.75 | 24.5 | 40.56 | 30.22 | 31.7 |
| Net margin | - | 19.34% | 29.59% | 28.7% | 42.59% | 29.99% | 28.35% |
| EPS 2 | -0.0800 | 1.940 | 3.690 | 4.330 | 7.110 | 5.267 | 5.513 |
| Free Cash Flow | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - |
| Dividend per Share | - | - | - | - | - | - | - |
| Announcement Date | 1/29/20 | 1/28/21 | 1/21/22 | 1/30/23 | 1/19/24 | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 18.11 | 20.95 | 20.25 | 19.42 | 22.01 | 23.67 | 23.63 | 23.76 | 24.41 | 23.43 | 24.19 | 24.74 | 25.6 | 26.26 | 26.54 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 7.642 | 11.12 | 9.391 | 6.825 | 10.28 | 10.59 | 12.08 | 14.96 | 12.57 | 11.66 | 11.41 | 11.47 | 11.75 | 11.72 | 11.63 |
| Operating Margin | 42.21% | 53.04% | 46.38% | 35.14% | 46.71% | 44.76% | 51.1% | 62.96% | 51.49% | 49.78% | 47.16% | 46.35% | 45.9% | 44.61% | 43.83% |
| Earnings before Tax (EBT) 1 | 7.209 | 10.28 | 9.249 | 6.166 | 8.965 | 10.53 | 12 | 22.11 | 12.1 | 11.2 | 11.18 | 10.45 | 10.73 | 10.8 | 10.32 |
| Net income 1 | 4.984 | 7.204 | 6.432 | 4.347 | 6.306 | 7.383 | 8.923 | 15.41 | 8.422 | 7.8 | 7.832 | 7.308 | 7.493 | 7.573 | 7.242 |
| Net margin | 27.53% | 34.38% | 31.76% | 22.38% | 28.65% | 31.19% | 37.76% | 64.84% | 34.5% | 33.29% | 32.37% | 29.54% | 29.27% | 28.84% | 27.29% |
| EPS 2 | 0.8900 | 1.280 | 1.130 | 0.7700 | 1.120 | 1.310 | 1.570 | 2.690 | 1.470 | 1.360 | 1.360 | 1.277 | 1.307 | 1.320 | 1.260 |
| Dividend per Share | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 10/22/21 | 1/21/22 | 4/22/22 | 7/22/22 | 10/21/22 | 1/30/23 | 4/21/23 | 7/21/23 | 10/20/23 | 1/19/24 | 4/19/24 | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | - | 10.7% | 17.8% | 18.2% | 24.7% | 14.7% | 13.3% |
| ROA (Net income/ Total Assets) | - | 0.89% | 1.48% | 1.51% | 1.68% | 1.35% | 1.28% |
| Assets 1 | - | 1,203 | 1,402 | 1,622 | 2,414 | 2,244 | 2,477 |
| Book Value Per Share 2 | - | - | 22.80 | 25.60 | 32.50 | 37.90 | 43.40 |
| Cash Flow per Share | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - |
| Announcement Date | 1/29/20 | 1/28/21 | 1/21/22 | 1/30/23 | 1/19/24 | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
BUY
Number of Analysts
3
Last Close Price
34.28
USD
Average target price
48.33
USD
Spread / Average Target
+41.00%
EPS Revisions
- Stock Market
- Equities
- PBAM Stock
- Financials Private Bancorp of America, Inc.
