Financials Prudential Financial, Inc.

Equities

PRU

US7443201022

Life & Health Insurance

Market Closed - Nyse Other stock markets 04:00:02 2024-12-06 pm EST			5-day change	1st Jan Change
126.56 ^USD	-0.57%		-2.20%	+22.03%

Dec. 04	Sector Update: Financial Stocks Lean Lower Pre-Bell Wednesday	MT
Dec. 04	Prudential Financial Names Andrew Sullivan as Chief Executive	MT

Projected Income Statement: Prudential Financial, Inc.

income-statement-evolution-chart PRUDENTIAL-FINANCIAL-INC

Fiscal Period: Dicembre	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	58,132	54,149	59,781	60,050	50,894	67,623	57,113	63,543
Change	-	-6.85%	10.4%	0.45%	-15.25%	32.87%	-15.54%	11.26%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT	7,638	6,714	8,775	6,212	7,282	-	-	-
Change	-	-12.1%	30.7%	-29.21%	17.22%	-100%	-	-
Interest Paid ¹	-1,540	-1,570	-1,474	-1,562	-1,766	-1,980	-1,896	-1,914
Earnings before Tax (EBT) ¹	5,085	-323	9,381	-1,776	3,072	5,953	6,616	6,716
Change	-	-	-	-	-	93.78%	11.14%	1.51%
Net income ¹	4,186	-374	7,724	-1,438	2,488	4,201	4,984	5,443
Change	-	-	-	-	-	68.84%	18.64%	9.21%
Announcement Date	2/4/20	2/4/21	2/3/22	2/7/23	2/6/24	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3
Net sales ¹	17,450	13,334	13,078	13,336	15,076	14,215	13,101	12,867	13,744	13,657	13,774	21,611	11,008	15,104	12,644	12,206	13,020	21,699	13,841	19,481	14,133	13,949	13,490	13,714	13,666	13,943	13,844	13,840
Change	-	-23.59%	-1.92%	1.97%	13.05%	-5.71%	-7.84%	-1.79%	6.82%	-0.63%	0.86%	56.9%	-49.06%	37.21%	-16.29%	-3.46%	6.67%	66.66%	-36.21%	40.75%	-27.45%	-1.3%	-3.29%	1.66%	-0.35%	2.03%	-0.71%	-0.03%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	1,573	1,579	1,328	1,963	1,901	2,464	2,277	-	1,947	1,930	1,273	1,433	1,576	1,707	1,853	2,023	-	1,998	2,087	2,113	2,269	-	-	-	-	-	-	-
Change	-	0.38%	-15.9%	47.82%	-3.16%	29.62%	-7.59%	-100%	-	-0.87%	-34.04%	12.57%	9.98%	8.31%	8.55%	9.17%	-100%	-	4.45%	1.25%	7.38%	-100%	-	-	-	-	-	-
Charge d'intérêts ¹	-385	-387	-397	-400	-386	-376	-371	-367	-362	-364	-401	-407	-390	-441	-461	-422	-442	-529	-480	-485	-485.7	-457.7	-457.3	-458.7	-459.3	-463.5	-463.5	-463.5
Earnings before Tax (EBT) ¹	1,344	-338	-	1,447	900	3,414	-	1,806	1,388	-115	-511	-437	-713	1,847	-	-1,058	-	-	1,415	553	1,545	-	-	-	-	-	-	-
Change	-	-	-100%	-	-37.8%	279.33%	-100%	-	-23.15%	-	344.35%	-14.48%	63.16%	-	-100%	-	-100%	-	-	-60.92%	179.39%	-100%	-	-	-	-	-	-
Net income ¹	1,128	-271	-	-	819	2,828	2,158	1,530	1,208	-31	-565	-284	-558	1,462	511	-802	1,317	1,138	1,198	448	1,181	1,254	1,302	1,333	1,231	1,372	1,481	1,519
Change	-	-	-100%	-	-	245.3%	-23.69%	-29.1%	-21.05%	-	1,722.58%	-49.73%	96.48%	-	-65.05%	-	-	-13.59%	5.27%	-62.6%	163.63%	6.13%	3.85%	2.43%	-7.71%	11.49%	7.94%	2.57%
Announcement Date	2/4/20	5/5/20	8/4/20	11/3/20	2/4/21	5/4/21	8/3/21	11/2/21	2/3/22	5/3/22	8/2/22	11/1/22	2/7/23	5/2/23	8/1/23	11/1/23	2/6/24	4/30/24	8/1/24	10/30/24	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Prudential Financial, Inc.

balance-sheet-analysis-chart PRUDENTIAL-FINANCIAL-INC

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt ¹	13,953	13,840	14,531	11,904	8,983	20,026	20,026	20,026
Change	-	-0.81%	4.99%	-18.08%	-24.54%	122.93%	0%	0%
Announcement Date	2/4/20	2/4/21	2/3/22	2/7/23	2/6/24	-	-	-

¹USD in Million

Estimates

Cash Flow Forecast: Prudential Financial, Inc.

Fiscal Period: December	2021	2025
CAPEX ¹	-	-
Change	-	-
Free Cash Flow (FCF) ¹	9,812	3,250
Change	-	-
Announcement Date	2/3/22	-

¹USD in Million

Estimates

Forecast Financial Ratios: Prudential Financial, Inc.

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-
EBIT Margin (%)	13.14%	12.4%	14.68%	10.34%	14.31%	-	-	-
EBT Margin (%)	8.75%	-0.6%	15.69%	-2.96%	6.04%	8.8%	11.58%	10.57%
Net margin (%)	7.2%	-0.69%	12.92%	-2.39%	4.89%	6.21%	8.73%	8.57%
FCF margin (%)	-	-	16.41%	-	-	-	5.69%	-
FCF / Net Income (%)	-	-	127.03%	-	-	-	65.21%	-
Profitability
ROA	0.57%	0.45%	0.61%	0.44%	0.61%	0.9%	0.9%	0.9%
ROE	12.1%	6.3%	8.93%	9.2%	12.2%	14.74%	14.52%	14.18%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	1.48x	-	-	-	6.16x	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	21.14	25.15	13.77	-	-	-	-
Change	-	-	18.97%	-45.27%	-	-	-	-
Dividend per Share ¹	4	4.4	4.6	4.8	5	5.2	5.287	5.427
Change	-	10%	4.55%	4.35%	4.17%	4%	1.68%	2.64%
Book Value Per Share ¹	155.9	167.8	161.3	43.81	76.77	87.89	96.08	105.3
Change	-	7.65%	-3.9%	-72.83%	75.23%	14.49%	9.32%	9.56%
EPS ¹	10.11	-1	19.51	-3.93	6.74	11.37	13.58	14.54
Change	-	-109.89%	-2,051%	-120.14%	-271.5%	68.63%	19.44%	7.12%
Nbr of stocks (in thousands)	402,000	395,400	378,000	368,000	361,300	356,000	356,000	356,000
Announcement Date	2/4/20	2/4/21	2/3/22	2/7/23	2/6/24	-	-	-