Financials Prudential Financial, Inc.

Equities

PRU

US7443201022

Life & Health Insurance

Market Closed - Nyse Other stock markets 04:00:02 2025-12-12 pm EST			5-day change	1st Jan Change
116.96 ^USD	-0.08%		+4.73%	-1.32%

Dec. 11	The Bank of New York Mellon Corporation Elects Charles F. Lowrey as an Independent Director, Effective February 15, 2026	CI
Dec. 10	Prudential Financial, Inc. announces an Equity Buyback for $1,000 million worth of its shares.	CI

Projected Income Statement: Prudential Financial, Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	54,149	59,781	60,050	50,894	68,053	57,404	58,160	60,851
Change	-	10.4%	0.45%	-15.25%	33.72%	-15.65%	1.32%	4.63%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	6,714	8,775	6,212	7,282	8,053	9,177	9,618	10,028
Change	-	30.7%	-29.21%	17.22%	10.59%	13.96%	4.81%	4.26%
Interest Paid ¹	-1,570	-1,474	-1,562	-1,766	-2,019	-2,100	-2,006	-2,034
Earnings before Tax (EBT) ¹	-323	9,381	-1,776	3,072	3,209	4,662	5,902	6,250
Change	-	3,004.33%	-118.93%	272.97%	4.46%	45.28%	26.59%	5.9%
Net income ¹	-374	7,724	-1,438	2,488	2,727	3,749	4,685	5,091
Change	-	2,165.24%	-118.62%	273.02%	9.61%	37.49%	24.97%	8.67%
Announcement Date	2/4/21	2/3/22	2/7/23	2/6/24	2/4/25	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3
Net sales ¹	15,076	14,215	13,101	12,867	13,744	13,657	13,774	21,611	11,008	15,104	12,644	12,206	13,020	21,699	13,841	19,481	13,009	13,412	13,506	16,239	14,568	14,382	14,010	14,294	14,151	14,518	14,380	14,540
Change	-	-5.71%	-7.84%	-1.79%	6.82%	-0.63%	0.86%	56.9%	-49.06%	37.21%	-16.29%	-3.46%	6.67%	66.66%	-36.21%	40.75%	-33.22%	3.1%	0.7%	20.24%	-10.29%	-1.28%	-2.59%	2.03%	-1%	2.6%	-0.95%	1.11%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	1,901	2,464	2,277	-	1,947	1,930	1,273	1,433	1,576	1,707	1,853	2,023	-	2,013	2,058	2,179	1,952	2,028	2,291	2,574	2,284	-	-	-	-	-	-	-
Change	-	29.62%	-7.59%	-	-	-0.87%	-34.04%	12.57%	9.98%	8.31%	8.55%	9.17%	-	-	2.24%	5.88%	-10.42%	3.89%	12.97%	12.35%	-11.27%	-	-	-	-	-	-	-
Charge d'intérêts ¹	-386	-376	-371	-367	-362	-364	-401	-407	-390	-441	-461	-422	-442	-529	-480	-485	-525	-522	-526	-531	-522	-478	-478	-478.5	-478	-481.5	-481.5	-481.5
Earnings before Tax (EBT) ¹	900	3,414	-	1,806	1,388	-115	-511	-437	-713	1,847	-	-1,058	-	-	1,415	553	-149	920	740	1,782	1,402	-	-	-	-	-	-	-
Change	-	279.33%	-	-	-23.15%	-108.29%	-344.35%	14.48%	-63.16%	359.05%	-	-	-	-	-	-60.92%	-126.94%	717.45%	-19.57%	140.81%	-21.32%	-	-	-	-	-	-	-
Net income ¹	819	2,828	2,158	1,530	1,208	-31	-565	-284	-558	1,462	511	-802	1,317	1,138	1,198	448	-57	707	533	1,431	1,125	1,151	1,202	1,224	1,086	-	-	-
Change	-	245.3%	-23.69%	-29.1%	-21.05%	-102.57%	-1,722.58%	49.73%	-96.48%	362.01%	-65.05%	-256.95%	264.21%	-13.59%	5.27%	-62.6%	-112.72%	1,340.35%	-24.61%	168.48%	-21.4%	2.37%	4.41%	1.78%	-11.23%	-	-	-
Announcement Date	2/4/21	5/4/21	8/3/21	11/2/21	2/3/22	5/3/22	8/2/22	11/1/22	2/7/23	5/2/23	8/1/23	11/1/23	2/6/24	4/30/24	8/1/24	10/30/24	2/4/25	4/30/25	7/30/25	10/29/25	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Prudential Financial, Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt ¹	13,840	14,531	11,904	8,983	10,421	20,183	20,183	20,183
Change	-	4.99%	-18.08%	-24.54%	16.01%	93.68%	0%	0%
Announcement Date	2/4/21	2/3/22	2/7/23	2/6/24	2/4/25	-	-	-

¹USD in Million

Estimates

Cash Flow Forecast: Prudential Financial, Inc.

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Free Cash Flow (FCF) ¹	8,651	-1,646	-14,285	-4,057	2,748	-862.8
Change	-	-119.03%	-767.74%	71.6%	167.75%	-131.39%
Announcement Date	2/14/20	2/19/21	2/17/22	2/16/23	2/21/24	2/13/25

¹USD in Million

Estimates

Forecast Financial Ratios: Prudential Financial, Inc.

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-
EBIT Margin (%)	12.4%	14.68%	10.34%	14.31%	11.83%	15.99%	16.54%	16.48%
EBT Margin (%)	-0.6%	15.69%	-2.96%	6.04%	4.72%	8.12%	10.15%	10.27%
Net margin (%)	-0.69%	12.92%	-2.39%	4.89%	4.01%	6.53%	8.06%	8.37%
FCF margin (%)	-	16.41%	-	-	-	-	-	-
FCF / Net Income (%)	-	127.03%	-	-	-	-	-	-
Profitability
ROA	0.45%	0.61%	0.44%	0.61%	0.63%	0.7%	0.7%	0.7%
ROE	6.3%	8.93%	9.2%	12.2%	15.74%	15.2%	14.27%	13.99%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	1.48x	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	21.14	25.15	13.77	-	-	-	-	-
Change	-	18.97%	-45.27%	-	-	-	-	-
Dividend per Share ¹	4.4	4.6	4.8	5	5.2	5.4	5.603	5.808
Change	-	4.55%	4.35%	4.17%	4%	3.85%	3.77%	3.65%
Book Value Per Share ¹	167.8	161.3	43.81	76.77	77.62	92.95	101.6	110.3
Change	-	-3.9%	-72.83%	75.23%	1.11%	19.75%	9.3%	8.56%
EPS ¹	-1	19.51	-3.93	6.74	7.5	10.47	13.38	13.93
Change	-	2,051%	-120.14%	271.5%	11.28%	39.64%	27.73%	4.15%
Nbr of stocks (in thousands)	395,400	378,000	368,000	361,300	356,000	349,900	349,900	349,900
Announcement Date	2/4/21	2/3/22	2/7/23	2/6/24	2/4/25	-	-	-