No.

ACCOUNTS

INDIVIDUAL

Unaudited

Oct 31, 2022

ASSETS

1.

Cash

17,361,138

2.

Placement with Bank Indonesia

118,058,970

3.

Placement with other banks

17,031,578

4.

Spot and derivative/forward receivables

175,956

5.

Securities

239,546,599

6.

Securities sold under repurchase agreement (repo)

-

7.

Claims on securities bought under reverse repo

171,266,222

8.

Acceptance receivables

14,302,732

9.

Loans and financing

681,407,253

10.

Sharia financing

-

11.

Equity investment

10,193,904

12.

Other financial assets

11,197,466

13.

Impairment on financial assets -/-

(34,686,714)

a. Securities

(158,874)

b. Loans and Sharia financing

(34,096,956)

c. Others

(430,884)

14.

Intangible assets

2,388,394

Accumulated amortization on intangible asset -/-

(2,066,064)

15.

Fixed assets and equipment

30,576,146

Accumulated depreciation on fixed assets and equipment -/-

(9,113,206)

16.

Non earning assets

2,090,476

a. Abandoned property

75,408

b. Foreclosed assets

1,511,932

c. Suspense accounts

11,807

d. Interbranch assets

491,329

17.

Other assets

11,463,598

TOTAL ASSETS

1,281,194,448

No.

ACCOUNTS

INDIVIDUAL

Unaudited

Oct 31, 2022

LIABILITIES AND EQUITIES

LIABILITIES

1.

Current account

333,753,011

2.

Saving account

508,636,549

3.

Time deposit

185,851,474

4.

Electronic money

1,064,407

5.

Liabilities to Bank Indonesia

577

6.

Liabilities to other banks

6,644,300

7.

Spot and derivative/forward liabilities

614,543

agreement (repo)

-

9.

Acceptance liabilities

8,678,019

10.

Issued securities

500,000

11.

Loans/financing received

171,073

12.

Margin deposit

319,132

13.

Interbranch liabilities

11,037

14.

Other liabilities

28,376,166

TOTAL LIABILITIES

1,074,620,288

EQUITIES

15.

Paid in capital

1,540,938

a. Capital

5,500,000

b. Unpaid capital -/-

(3,959,062)

c. Treasury stock -/-

-

16.

Additional paid in capital

5,711,368

a. Agio

5,711,368

b. Disagio -/-

-

c. Fund for paid up capital

-

d. Others

-

17.

Other comprehensive income

7,190,753

a. Gains

10,215,367

b. Losses -/-

(3,024,614)

18.

Reserves

2,826,792

a. General reserves

2,826,792

b. Appropriated reserves

-

19.

Gain/loss

189,304,309

a. Previous years

172,207,829

b. Current Year

31,889,486

c. Dividends paid -/-

(14,793,006)

TOTAL EQUITIES

206,574,160

TOTAL LIABILITIES AND EQUITIES

1,281,194,448

No.

ACCOUNTS

INDIVIDUAL

Unaudited

Oct 31, 2022

OPERATIONAL INCOME AND EXPENSES

A. Interest income & expenses

1.

Interest Income

55,247,752

2.

Interest Expenses

6,526,387

Net Interest Income (expenses)

48,721,365

B. Other operational income and expenses

1.

Gains (losses) from increase(decrease) fair value

on financial assets

(1,703,120)

2.

Gains (losses) from decrease (increase) fair value

on financial liabilities

-

3.

Gains (losses) on sale of financial assets

(241,901)

4.

Gains (losses) on spot and derivatives/forward (realised)

285,553

5.

Gains (losses) on investment under equity method

-

6.

Gains (losses) from translation of foreign currency transactions

2,421,448

7.

Dividend income

804,009

8.

Commission/provision/fee and administration income

13,643,290

9.

Other income

1,443,453

10.

Impairment of financial assets

3,656,126

11.

Losses on operational risk

12,919

12.

Personnel expenses

10,738,987

13.

Promotion expenses

723,736

14

Others expenses

11,007,599

Net Other Operational Income (Expenses)

(9,486,635)

OPERATIONAL PROFIT (LOSS)

39,234,730

NON

OPERATIONAL INCOME AND EXPENSES

1.

Gains (losses) on sale of fixed assets and equipment

1,306

2.

Other non operational income (expenses)

(36,429)

NON OPERATIONAL PROFIT (LOSS)

(35,123)

CURRENT PERIOD PROFIT (LOSS) BEFORE TAX

39,199,607

Income tax

7,310,121

a. Estimated current period tax

7,734,269

b. Deferred tax income (expenses)

424,148

NET PROFIT (LOSS) AFTER TAX

31,889,486

OTHER COMPREHENSIVE INCOME

1.

Items that will not be reclassified subsequently to

profit or loss

a. Revaluation surplus of fixed assets

162,323

b. Gains (losses) from actuary benefit program

-

c.

Others

-

2.

Items that will be reclassified subsequently to

profit or loss

a.

Gains (losses) arising from translation of financial statements in

foreign currency

-

b.

Gains (losses) from changes in fair value of financial assets-

debt instruments measured through other comprehensive

income

(5,423,186)

c.

Others

-

OTHER COMPREHENSIVE INCOME FOR THE PERIOD AFTER

INCOME TAX

(5,260,863)

TOTAL COMPREHENSIVE PROFIT (LOSS) FOR THE PERIOD

26,628,623

No.

ACCOUNTS

INDIVIDUAL

Unaudited

Oct 31, 2022

I.

COMMITTED RECEIVABLES

10,331,844

1.

Unused borrowings/financing facilities

-

2.

Foreign curency positions to be received from spot and

9,841,435

derivatives/forward transactions

3.

Others

490,409

II.

COMMITTED LIABILITIES

335,056,471

1.

Unused credit/financing facilities

301,403,055

a. Committed

217,409,218

b. Uncommitted

83,993,837

2.

Outstanding irrevocable letters of credit

14,331,349

3.

Foreign curency positions to be submitted for spot and

18,508,636

derivatives/forward transactions

4.

Others

813,431

III.

CONTINGENT RECEIVABLES

421,434

1.

Received guarantees

421,434

2.

Others

-

IV.

CONTINGENT LIABILITIES

19,489,657

1.

Issued guarantees

19,489,657

2.

Others

-