Financials PT Bank Permata Tbk

Equities

BNLI

ID1000098205

Banks

End-of-day quote INDONESIA S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
930 IDR -.--% Intraday chart for PT Bank Permata Tbk -1.59% +1.09%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 17,526,712 35,474,065 84,689,072 54,983,003 36,724,032 33,286,808
Enterprise Value (EV) 1 5,189,615 19,910,531 47,304,469 10,332,707 -2,202,456 -14,366,730
P/E ratio 19.5 x 23.6 x 117 x 39.3 x 18.2 x 12.9 x
Yield - - - 0.55% 1.48% -
Capitalization / Revenue 3.08 x 5.26 x 12.4 x 8.39 x 4.45 x 3.68 x
EV / Revenue 0.91 x 2.95 x 6.92 x 1.58 x -0.27 x -1.59 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.78 x 1.48 x 2.41 x 1.52 x 0.98 x 0.83 x
Nbr of stocks (in thousands) 28,042,739 28,042,739 28,042,739 35,819,546 36,181,313 36,181,313
Reference price 2 625.0 1,265 3,020 1,535 1,015 920.0
Announcement Date 2/20/19 2/18/20 3/8/21 3/14/22 2/22/23 2/13/24
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024
Net sales 5,721 6,809 6,550 8,760 - -
EBITDA - - - - - -
EBIT 1 3,097 3,383 - 10,564 11,574 6,804
Operating Margin 54.13% 49.69% - 120.59% - -
Earnings before Tax (EBT) 2,011 1,215 1,566 2,614 - -
Net income 1 1,500 721.3 1,231 2,013 2,585 3,088
Net margin 26.23% 10.59% 18.8% 22.98% - -
EPS 54.00 25.73 39.03 56.00 - -
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 2/18/20 3/8/21 3/14/22 2/22/23 2/13/24 -
1IDR in Billions
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2022 Q3 2022 Q4 2023 Q1
Net sales 1 - 2,360 2,415
EBITDA - - -
EBIT 1 - 2,816 1,562
Operating Margin - 119.32% 64.67%
Earnings before Tax (EBT) - - -
Net income 1 813.9 -229.7 755.9
Net margin - -9.73% 31.3%
EPS 22.00 - -
Dividend per Share - - -
Announcement Date 10/31/22 2/22/23 4/29/23
1IDR in Billions
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024
Net Debt - - - - - -
Net Cash position - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 6.45% 3.1% 3.43% 4.5% - -
ROA (Net income/ Total Assets) 0.95% 1% 0.57% 1.1% - -
Assets 1 157,171 72,129 215,987 183,038 - -
Book Value Per Share 857.0 1,251 1,012 1,040 - -
Cash Flow per Share - - - - - -
Capex - - - - - -
Capex / Sales - - - - - -
Announcement Date 2/18/20 3/8/21 3/14/22 2/22/23 2/13/24 -
1IDR in Billions
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
915 IDR
Average target price
1,030 IDR
Spread / Average Target
+12.57%
Consensus

Annual profits - Rate of surprise

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