PT Bank Rakyat Indonesia Persero Tbk : BRI Quarterly Publication June 30 2023

		STATEMENTS OF FINANCIAL POSITION
		PT BANK RAKYAT INDONESIA (PERSERO) Tbk
		As of June 30, 2023 and December 31, 2022
						(in million rupiah)
			INDIVIDUAL	CONSOLIDATED
No.		DESCRIPTION	June 30, 2023	December 31, 2022	June 30, 2023	December 31, 2022
			(Reviewed)	(Audited)	(Reviewed)	(Audited)
ASSETS
1.	Cash	28,285,017	27,320,384	28,403,964	27,407,478
2.	Placements with Bank Indonesia	108,818,110	204,173,428	109,973,583	206,099,330
3.	Placements with other banks	42,530,543	34,472,665	44,983,629	36,700,721
4.	Spot and derivative/forward receivables	1,109,328	911,405	1,109,328	911,405
5.	Securities	299,565,364	337,827,485	322,328,099	358,783,819
6.	Securities sold under repurchase agreement (repo)	25,971,983	10,309,955	25,971,983	10,608,374
7.	Securities purchased with agreement to resell (reverse repo)	22,283,995	51,014,678	22,823,619	51,014,678
8.	Acceptances receivables	7,617,863	7,096,719	7,617,863	7,167,600
9.	Loans	1,089,371,656	1,029,802,549	1,137,528,613	1,079,274,819
10.	Sharia Loans	-	-	11,693,680	10,514,329
11.	Finance receivables	-	-	52,907,202	49,287,917
12.	Investments in shares	48,809,935	47,936,173	6,772,974	6,506,903
13.	Other financial assets	19,528,743	17,673,390	25,972,714	24,129,862
14.	Impairment on financial assets -/-
	a.	Securities	(2,318,716)	(1,712,512)	(2,321,148)	(1,721,764)
	b.	Loans	(79,939,511)	(84,578,819)	(84,801,750)	(89,610,033)
	c.	Others	(305,512)	(155,231)	(3,744,320)	(3,636,231)
15.	Intangible assets	-	-	806,416	806,416
	Accumulated amortisation for intangible assets -/-	-	-	-	-
16.	Premises and equipment	56,407,350	54,097,275	76,888,389	73,951,201
	Accumulated depreciation on premises and equipment -/-	(15,551,847)	(14,582,523)	(20,260,668)	(18,735,154)
17.	Non-productive assets
	a.	Abandoned property	17,385	17,385	17,385	17,385
	b.	Foreclosed assets	60,125	62,732	64,962	67,569
	c.	Suspense account	-	-	-	-
	d.	Inter office assets	54,724	6,717	54,724	6,717
18.	Other assets	32,446,667	29,300,818	40,355,073	36,085,669
	TOTAL ASSETS	1,684,763,202	1,750,994,673	1,805,146,314	1,865,639,010
	LIABILITIES
1.	Demand deposits	298,983,695	349,491,946	298,309,607	349,755,590
2.	Savings deposits	515,644,428	521,039,799	517,114,641	522,647,920
3.	Time deposits	425,742,491	430,243,873	429,690,727	435,480,503
4.	Electronic money	493,430	456,179	493,430	456,179
5.	Liabilities to Bank Indonesia	113,464	113,491	113,464	113,491
6.	Liabilities to other banks	12,881,279	9,480,779	12,684,209	9,334,547
7.	Spot and derivative/forward payable	820,313	783,921	825,751	783,921
8.	Liabilities on securities sold under repurchase agreements (repo)	24,616,575	9,724,245	24,616,575	9,997,592
9.	Acceptances payable	7,617,863	7,096,719	7,617,863	7,167,600
10.	Securities issued	34,446,077	36,841,620	55,953,731	63,611,761
11.	Fund borrowings	30,492,742	39,290,379	82,073,302	79,857,593
12.	Deposit guarantee	12,402	12,142	12,451	12,193
13.	Inter office liabilities	-	-	-	-
14.	Other liabilities	48,184,583	52,797,626	77,148,877	83,024,803
		TOTAL LIABILITIES	1,400,049,342	1,457,372,719	1,506,654,628	1,562,243,693

		STATEMENTS OF FINANCIAL POSITION
		PT BANK RAKYAT INDONESIA (PERSERO) Tbk
		As of June 30, 2023 and December 31, 2022
						(in million rupiah)
			INDIVIDUAL	CONSOLIDATED
No.		DESCRIPTION	June 30, 2023	December 31, 2022	June 30, 2023	December 31, 2022
			(Reviewed)	(Audited)	(Reviewed)	(Audited)
	EQUITY
15.	Share capital
	a.	Authorised capital	15,000,000	15,000,000	15,000,000	15,000,000
	b.	Unpaid‐in capital -/-	(7,422,050)	(7,422,050)	(7,422,050)	(7,422,050)
	c.	Treasury stock -/-	(3,019,133)	(2,202,178)	(3,019,133)	(2,202,178)
16. Additional Paid‐in Capital
	a.	Agio	76,240,176	76,029,910	75,847,349	75,637,083
	b.	Disagio -/-	-	-	-	-
	c.	Funds for paid up capital	-	-	-	-
	d.	Others	39,870	226,563	1,798,450	1,985,202
17.	Other comprehensive
	a	Gain	19,998,763	19,848,571	20,374,608	19,472,883
	b	Loss -/-	(4,784,442)	(5,145,961)	(4,760,186)	(4,346,863)
18.	Reserve
	a.	General reserve	3,022,685	3,022,685	3,022,685	3,022,685
	b.	Appropriated reserves	-	-	-	-
19.	Retained Earning
	a.	Previous years	159,372,471	146,436,494	163,255,306	146,976,937
	b.	Current year	26,265,520	47,827,920	29,421,509	51,170,312
	c.	Dividends paid out -/-	-	-	-	-
		TOTAL EQUITIES ATRIBUTABBLE TO OWNERS	284,713,860	293,621,954	293,518,538	299,294,011
20.	Minority interest	-	-	4,973,148	4,101,306
		TOTAL EQUITIES	284,713,860	293,621,954	298,491,686	303,395,317
	TOTAL LIABILITIES AND EQUITIES	1,684,763,202	1,750,994,673	1,805,146,314	1,865,639,010

STATEMENTS OF INCOME AND OTHER COMPREHENSIVE

PT BANK RAKYAT INDONESIA (PERSERO) Tbk

For the Period Ended June 30, 2023 and 2022

					(in million rupiah)
		INDIVIDUAL	CONSOLIDATED
No.	DESCRIPTION	June 30, 2023	June 30, 2022	June 30, 2023	June 30, 2022
		(Reviewed)		(Reviewed)
OPERATING INCOME AND EXPENSES
A. Interest Income and Interest Expenses, and Premium Income and Claim Expenses
1.	Interest income	70,444,809	63,621,175	85,590,785	76,860,963
2.	Interest expenses	17,403,518	9,914,516	20,050,483	12,247,440
	Net Interest Income (Expenses)	53,041,291	53,706,659	65,540,302	64,613,523
3.	Premium Income	-	-	4,660,908	4,629,263
4.	Expense Claims	-	-	3,773,606	3,774,492
	Net Premium Income (Claim Expenses)	-	-	887,302	854,771
	Net Interest and Net Premium Income (Claim Expenses)	53,041,291	53,706,659	66,427,604	65,468,294
B. Other Operating Income and Expenses
1.	Gain (Loss) from increase (decrease) in fair value of financial assets	(1,451,497)	608,167	(1,281,072)	664,367
2.	Gain (Loss) from decrease (increase) in fair value of financial liabilities	-	-	-	-
3.	Gain (Loss) from sale of financial assets	865,548	852,491	932,767	895,360
4.	Gain (Loss) from spot and derivative transaction/foward (realised)	1,840,586	36,239	1,837,299	39,545
5.	Gain (Loss) from investment in shares under equity method	439,265	287,849	499,125	341,154
6.	Gain (Loss) from foreign currencies translation	-	-	(13,295)	979
7.	Dividend income	95,133	1,538,835	13	44
8.	Comissions/provisions/fees and administrative	10,011,562	8,798,151	10,222,819	9,366,552
9.	Other income	8,216,132	5,410,976	12,836,363	9,520,673
10.	Impairment for financial assets	12,786,081	16,132,718	14,017,597	17,493,328
11.	Losses related to operational risk	15,022	211,457	19,066	150,742
12.	Salaries and employee benefits	13,532,427	14,457,894	18,861,253	19,024,850
13.	Promotion expenses	857,581	926,334	921,200	983,795
14.	Other expenses	12,974,635	10,253,265	20,401,720	17,489,928
	Other Operating Income (Expenses)	(20,149,017)	(24,448,960)	(29,186,817)	(34,313,969)
	PROFIT (LOSS) FROM OPERATIONS	32,892,274	29,257,699	37,240,787	31,154,325
NON OPERATING INCOME AND EXPENSES
1.	Gain (Loss) from sale of premises and equipment	23,734	74,769	24,974	78,356
2.	Other non operating income (expenses)	(81,005)	(32,694)	(65,630)	(8,402)
	PROFIT FROM NON OPERATING	(57,271)	42,075	(40,656)	69,954
	PROFIT CURRENT PERIOD BEFORE TAX	32,835,003	29,299,774	37,200,131	31,224,279
	Income tax expenses
	a. Estimated current tax -/-	4,585,857	6,203,823	5,493,442	7,116,102
	b. Deffered tax income (expenses)	(1,983,626)	729,782	(2,145,328)	768,094
	PROFIT (LOSS) CURRENT PERIOD	26,265,520	23,825,733	29,561,361	24,876,271
	PROFIT (LOSS) MINORITY INTEREST	-	-	-	-

OTHER COMPREHENSIVE INCOME

1. Unreclassified to profit (loss)

a.	Premises and equipment revaluation increment	-	-	(82,876)	265,414
b.	Remeasurement from actuarial benefit program	(1,491,739)	1,851,691	(1,865,218)	1,915,558
c.	Others	283,431	(351,821)	366,477	(365,871)
2. Reclassified to profit (loss)
a.	Gain (loss) from adjustments arising resulting from translation of financial	(112,415)	8,850	(113,529)	10,437
	statement
b.	Gain (Loss) from changes of financial assets on available for sale	2,259,238	(7,124,905)	2,664,214	(7,408,788)
c.	Others	(426,804)	1,327,581	(410,481)	1,353,861
OTHER COMPREHENSIVE INCOME CURRENT PERIOD
AFTER INCOME TAX - NET	511,711	(4,288,604)	558,587	(4,229,389)
	TOTAL OTHER COMPREHENSIVE INCOME CURRENT PERIOD	26,777,231	19,537,129	30,119,948	20,646,882
Profit (loss) current period atributtable to :
	- Parent company	26,265,520	23,825,733	29,421,509	24,786,205
	- Non controlling interest			139,852	90,066
	TOTAL PROFIT (LOSS) CURRENT PERIOD	26,265,520	23,825,733	29,561,361	24,876,271
Total comprehensive profit (loss) current period atributtable to:
	- Parent company	26,777,231	19,537,129	29,909,911	20,636,995
	- Non controlling interest			210,037	9,887
	TOTAL COMPREHENSIVE PROFIT (LOSS) CURRENT PERIOD	26,777,231	19,537,129	30,119,948	20,646,882
TRANSFER PROFIT (LOSS) TO HEAD OFFICE	-	-	-	-
DIVIDEND	-	-	-	-
EARNING PER SHARE (In Rupiah)	174	157	195	164

STATEMENTS OF COMMITMENTS AND CONTIGENCIES

PT BANK RAKYAT INDONESIA (PERSERO) Tbk

As of June 30, 2023 and December 31, 2022

					(in million rupiah)
		INDIVIDUAL	CONSOLIDATED
No.	DESCRIPTION	June 30, 2023	December 31, 2022	June 30, 2023	December 31, 2022
		(Reviewed)	(Audited)	(Reviewed)	(Audited)
1.	Unused fund borrowings/financing facilities	-	-	-	-
2.	Outstanding purchase position on spot and derivative	22,609,086	15,046,421	22,609,086	15,046,421
3.	Others	-	-	-	-

II COMMITMENT PAYABLES

1. Unused loan facilities granted to customer

	a.	Committed	-	-	128,788	491,741
	b.	Uncommitted	108,749,201	85,798,322	108,749,201	85,798,322
2.	Outstanding irrevocable letters of credit	12,910,272	13,656,363	12,910,272	13,658,668
3.	Outstanding sales position on spot and derivative	89,255,780	69,751,674	89,255,780	69,751,674
4.	Others	-	-	-	-
1.	Guarantees received	-	-	-	-
2.	Lainnya	-	-	-	-
IV. CONTINGENT PAYABLES
1.	Guarantees issued	65,195,689	74,853,508	65,195,912	74,854,998
2.	Others	-	-	-	-

STATEMENTS OF SPOT AND DERIVATIVE TRANSACTIONS

PT BANK RAKYAT INDONESIA (PERSERO) Tbk

As of June 30, 2023 (Reviewed)

					(in million rupiah)
			INDIVIDUAL
NO.	TRANSACTION	Notional Amount	Type	Derivative Receivables & Payables
		Trading	Hedging	Receivables	Payables

1. Exchange Rate Related

1	Spot	2,326,143	2,326,143	-	2,437	1,919
2	Forward	57,725,240	57,725,240	-	398,681	166,453

• Option

	a.	Written	3,440,469	3,440,469	-	-	-
	b.	Purchased	44,978	44,978	-	-	-
4	Future	-	-	-	-	-
5	Swap	48,137,663	48,137,663	-	244,638	151,277
6	Others	-	-	-	-	-

1. Interest Rate Related

1	Spot	-	-	-	-	-
2	Forward	-	-	-	-	-

• Option

	a.	Written	-	-	-	-	-
	b.	Purchased	-	-	-	-	-
4	Future	-	-	-	-	-
5	Swap	12,293,250	12,293,250	-	463,363	472,415
6	Others	-	-	-	-	-
C.	Others	1,658,347	1,658,347	-	209	33,687
	TOTAL	125,626,090	125,626,090	-	1,109,328	825,751