Financials PT. Clipan Finance Indonesia Tbk

Equities

CFIN

ID1000095201

Consumer Lending

End-of-day quote INDONESIA S.E. 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
492 IDR -1.20% Intraday chart for PT. Clipan Finance Indonesia Tbk +0.82% +0.41%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 1,251,139 1,155,511 932,378 996,130 1,195,356 1,952,415
Enterprise Value (EV) 1 7,486,176 7,999,398 4,901,889 2,862,045 3,660,901 5,949,587
P/E ratio 4.1 x 3.2 x 20 x 21.5 x 3.85 x 2.4 x
Yield - - - - 33.3% -
Capitalization / Revenue 1.05 x 0.84 x 0.82 x 3.54 x 1.63 x 2.19 x
EV / Revenue 6.3 x 5.84 x 4.3 x 10.2 x 4.99 x 6.66 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.29 x 0.25 x 0.2 x 0.21 x 0.23 x 0.35 x
Nbr of stocks (in thousands) 3,984,520 3,984,520 3,984,520 3,984,520 3,984,520 3,984,520
Reference price 2 314.0 290.0 234.0 250.0 300.0 490.0
Announcement Date 2/22/19 2/26/20 3/29/21 3/28/22 3/7/23 2/23/24
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 1,189,216 1,370,632 1,139,874 281,008 733,163 893,210
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 412,306 486,667 60,533 39,695 399,501 1,035,010
Net income 1 305,138 361,596 46,567 46,306 310,722 815,005
Net margin 25.66% 26.38% 4.09% 16.48% 42.38% 91.24%
EPS 2 76.58 90.75 11.69 11.62 77.98 204.5
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - 100.0 -
Announcement Date 2/22/19 2/26/20 3/29/21 3/28/22 3/7/23 2/23/24
1IDR in Million2IDR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 6,235,037 6,843,887 3,969,511 1,865,915 2,465,545 3,997,172
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 7.29% 7.99% 0.99% 0.97% 6.27% 15.3%
ROA (Net income/ Total Assets) 2.91% 3.11% 0.4% 0.51% 4.1% 9.08%
Assets 1 10,484,026 11,610,455 11,517,859 9,021,255 7,586,732 8,980,281
Book Value Per Share 2 1,091 1,181 1,191 1,206 1,283 1,387
Cash Flow per Share 2 13.30 26.20 483.0 31.80 7.860 8.210
Capex 1 32,992 48,385 19,231 16,185 28,137 29,959
Capex / Sales 2.77% 3.53% 1.69% 5.76% 3.84% 3.35%
Announcement Date 2/22/19 2/26/20 3/29/21 3/28/22 3/7/23 2/23/24
1IDR in Million2IDR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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