Financials PT Lippo General Insurance Tbk

Equities

LPGI

ID1000068109

Life & Health Insurance

End-of-day quote INDONESIA S.E. 06:00:00 2024-04-24 pm EDT 5-day change 1st Jan Change
3,720 IDR -0.53% Intraday chart for PT Lippo General Insurance Tbk +2.48% -8.15%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 645,000 540,000 508,500 735,000 1,755,000 1,215,000
Enterprise Value (EV) 1 628,507 522,485 487,620 706,912 1,714,806 1,195,907
P/E ratio 9.39 x 6.75 x 5.47 x 7.47 x 23.8 x 48.8 x
Yield 7.56% 5.94% 8.23% 13.6% 0.92% -
Capitalization / Revenue 0.58 x 0.46 x 0.42 x 0.42 x 0.85 x 0.4 x
EV / Revenue 0.57 x 0.45 x 0.4 x 0.41 x 0.83 x 0.4 x
EV / EBITDA 9.91 x 5.46 x 4.22 x 4.9 x 17.6 x 54.5 x
EV / FCF 1.97 x 4.84 x 38.5 x 10.2 x 10.5 x -8.87 x
FCF Yield 50.8% 20.7% 2.6% 9.85% 9.52% -11.3%
Price to Book 0.73 x 0.64 x 0.59 x 0.84 x 2.4 x 1.44 x
Nbr of stocks (in thousands) 300,000 300,000 300,000 300,000 300,000 300,000
Reference price 2 2,150 1,800 1,695 2,450 5,850 4,050
Announcement Date 3/21/19 3/30/20 5/31/21 3/30/22 3/6/23 3/28/24
1IDR in Million2IDR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 1,110,454 1,167,229 1,214,964 1,742,198 2,065,356 3,016,960
EBITDA 1 63,443 95,633 115,508 144,132 97,469 21,927
EBIT 1 56,126 87,512 106,735 135,691 87,837 12,152
Operating Margin 5.05% 7.5% 8.79% 7.79% 4.25% 0.4%
Earnings before Tax (EBT) 1 78,094 87,774 111,914 147,263 98,598 14,874
Net income 1 68,687 80,003 92,908 98,385 73,839 24,885
Net margin 6.19% 6.85% 7.65% 5.65% 3.58% 0.82%
EPS 2 229.0 266.7 309.7 327.9 246.1 82.95
Free Cash Flow 1 319,012 107,955 12,670 69,627 163,189 -134,751
FCF margin 28.73% 9.25% 1.04% 4% 7.9% -4.47%
FCF Conversion (EBITDA) 502.83% 112.88% 10.97% 48.31% 167.43% -
FCF Conversion (Net income) 464.44% 134.94% 13.64% 70.77% 221.01% -
Dividend per Share 2 162.5 107.0 139.5 333.3 54.00 -
Announcement Date 3/21/19 3/30/20 5/31/21 3/30/22 3/6/23 3/28/24
1IDR in Million2IDR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 16,493 17,515 20,880 28,088 40,194 19,093
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 319,012 107,955 12,670 69,627 163,189 -134,751
ROE (net income / shareholders' equity) 7.04% 9.26% 10.9% 11.4% 9.34% 3.16%
ROA (Net income/ Total Assets) 1.45% 2.23% 2.55% 2.96% 1.88% 0.26%
Assets 1 4,746,864 3,590,134 3,650,054 3,328,870 3,918,212 9,512,740
Book Value Per Share 2 2,933 2,828 2,870 2,906 2,434 2,812
Cash Flow per Share 2 55.00 58.40 80.30 98.40 134.0 70.10
Capex 1 3,864 16,702 10,055 11,115 8,413 7,006
Capex / Sales 0.35% 1.43% 0.83% 0.64% 0.41% 0.23%
Announcement Date 3/21/19 3/30/20 5/31/21 3/30/22 3/6/23 3/28/24
1IDR in Million2IDR
Estimates
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