Item   5.02   Departure of Directors or Certain Officers; Election of Directors;
              Appointment of Certain Officers; Compensatory Arrangements of Certain
              Officers.

       (a)    Not applicable.
       (b)    Not applicable.
       (c)    Not applicable.
       (d)    On February 8, 2023, the Board of Directors (the "Board") of Quaint
              Oak Bancorp, Inc. (the "Company") appointed Ms. Susan M. Vettori to
              the Board of the Company effective, February 8, 2023. Ms. Vettori's
              initial term will expire at the 2023 annual meeting of shareholders of
              the Company to be held on May 10, 2023. Ms. Vettori has served on the
              Board of Directors (the "Bank Board") of Quaint Oak Bank (the "Bank"),
              the Company's wholly owned subsidiary since May 2021. Ms. Vettori is
              currently retired as of February 2023. Previously she served as
              President of Aria, Inc., T/A. Susan's Hallmark Shop, with multiple
              locations in Bucks and Philadelphia Counties, Pennsylvania from 1987
              to 2023.

              Ms. Vettori was initially appointed as a member of the Asset and
              Liability Committee of the Bank Board. No determination has been made
              as of the date hereof regarding her appointment to other committees of
              the Board of the Company or of the Bank Board.

              There are no arrangements or understandings between a director or
              executive officer of the Company or the Bank and Ms. Vettori pursuant
              to which she was elected as a director of the Company.

              No directors or executive officers of the Company or the Bank are
              related to Ms. Vettori by blood, marriage or adoption. Ms. Vettori has
              not engaged in any transactions with the Company or any of its
              subsidiaries that would be required to be reported under Item 404(a)
              of Regulation S-K promulgated by the Securities and Exchange
              Commission.

       (e)    Not applicable.
       (f)    Not applicable.


Item   9.01 Financial Statements and Exhibits
       (a)  Not applicable.
       (b)  Not applicable.
       (c)  Not applicable.
       (d)  Not applicable.





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Item 9.01 Financial Statements and Exhibits



(a)     Not applicable.

(b)     Not applicable.

(c)     Not applicable.

(d)        Exhibits.



      Exhibit No.   Description
      104           Cover Page Interactive Data File (embedded within the Inline
                    XBRL document)






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