Financials Renasant Corporation

Equities

RNST

US75970E1073

Banks

Real-time Estimate Cboe BZX 11:55:59 2023-12-01 am EST Intraday chart for Renasant Corporation 5-day change 1st Jan Change
28.22 USD +3.60% +1.41% -25.57%

Valuation

Fiscal Period : December 2018 2019 2020 2021 2022 2023 2024 2025
Capitalization 1 1 772 2 028 1 893 2 116 2 103 1 529 - -
Enterprise Value (EV) 1 1 772 2 028 1 893 2 116 2 103 1 529 1 529 1 529
P/E ratio 10,8x 12,3x 22,8x 12,2x 12,7x 10,0x 10,9x 10,3x
Yield 2,65% 2,46% 2,61% 2,32% 2,34% 3,25% 3,36% 3,45%
Capitalization / Revenue 3,24x 3,35x 2,78x 3,22x 3,31x 2,29x 2,31x 2,21x
EV / Revenue 3,24x 3,35x 2,78x 3,22x 3,31x 2,29x 2,31x 2,21x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0,86x 0,95x 0,89x 0,96x 0,98x 0,68x 0,65x 0,62x
Nbr of stocks (in thousands) 58 715 57 249 56 195 55 747 55 953 56 142 - -
Reference price 2 30,2 35,4 33,7 38,0 37,6 27,2 27,2 27,2
Announcement Date 22.01.19 21.01.20 26.01.21 25.01.22 24.01.23 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period : December 2018 2019 2020 2021 2022 2023 2024 2025
Net sales 1 546 605 681 658 636 669 661 693
EBITDA - - - - - - - -
EBIT 1 216 231 234 210 236 233 209 223
Operating Margin 39,5% 38,2% 34,4% 32,0% 37,1% 34,8% 31,6% 32,2%
Earnings before Tax (EBT) 1 189 216 103 223 211 193 180 190
Net income 1 147 168 83,7 176 166 153 141 149
Net margin 26,9% 27,7% 12,3% 26,7% 26,1% 22,9% 21,3% 21,5%
EPS 2 2,79 2,88 1,48 3,12 2,95 2,71 2,49 2,64
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 0,80 0,87 0,88 0,88 0,88 0,88 0,91 0,94
Announcement Date 22/01/19 21/01/20 26/01/21 25/01/22 24/01/23 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period : December 2021 Q2 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4
Net sales 1 159 155 151 139 151 172 174 173 150 169 163 161 164 167 168
EBITDA - - - - - - - - - - - - - - -
EBIT 1 52,0 52,6 49,2 42,7 54,2 67,0 72,2 63,9 59,7 57,8 52,8 49,6 51,5 54,3 53,5
Operating Margin 32,7% 33,9% 32,6% 30,7% 35,9% 39,0% 41,5% 36,9% 39,7% 34,2% 32,4% 30,8% 31,3% 32,5% 31,8%
Earnings before Tax (EBT) 1 48,4 51,2 48,4 41,5 50,5 60,1 59,2 57,4 35,3 53,2 46,0 42,0 44,4 47,1 46,4
Net income 1 40,9 40,1 37,1 33,5 39,7 46,6 46,3 46,1 28,6 42,3 36,0 32,8 34,8 36,8 36,3
Net margin 25,7% 25,8% 24,6% 24,2% 26,3% 27,2% 26,6% 26,6% 19,1% 25,1% 22,1% 20,4% 21,1% 22,0% 21,6%
EPS 2 0,72 0,71 0,66 0,60 0,71 0,83 0,82 0,82 0,51 0,75 0,64 0,58 0,62 0,65 0,64
Dividend per Share 2 0,22 0,22 0,22 0,22 0,22 0,22 0,22 0,22 0,22 0,22 0,22 0,23 0,23 0,23 0,23
Announcement Date 07/27/21 10/28/21 01/25/22 04/26/22 07/26/22 10/25/22 01/24/23 04/25/23 07/25/23 10/24/23 - - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period : December 2018 2019 2020 2021 2022 2023 2024 2025
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 8,64% 7,97% 3,96% 7,96% 7,60% 7,20% 6,23% 6,18%
Shareholders' equity 1 1 700 2 107 2 112 2 210 2 185 2 129 2 257 2 409
ROA (Net income/ Total Assets) 1,32% 1,30% 0,58% 1,11% 1,00% 0,93% 0,81% 0,82%
Assets 1 11 130 12 916 14 423 15 846 16 607 16 425 17 461 18 101
Book Value Per Share 2 34,9 37,4 38,0 39,6 38,2 40,2 42,1 44,1
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 01/22/19 01/21/20 01/26/21 01/25/22 01/24/23 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating :
Investor Rating :
ESG Refinitiv :
C
More Ratings
Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
8
Last Close Price
27.24USD
Average target price
28.57USD
Spread / Average Target
+4.89%
Consensus
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