Financials Renasant Corporation

Equities

RNST

US75970E1073

Banks

Market Closed - Nyse Other stock markets 04:00:02 2026-02-06 pm EST			5-day change	1st Jan Change
41.80 ^USD	+1.33%		+10.85%	+18.68%

Feb. 02	Renasant Insider Sold Shares Worth $472,933, According to a Recent SEC Filing	MT
Jan. 28	Renasant Corporation, Q4 2025 Earnings Call, Jan 28, 2026

Projected Income Statement: Renasant Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	680.9	657.7	636	643.4	726.2	1,003	1,134	1,187
Change	-	-3.41%	-3.3%	1.17%	12.86%	38.05%	13.07%	4.72%
EBITDA	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
EBIT ¹	234.1	210.4	236	233.4	210.5	382.1	473.8	502.8
Change	-	-10.11%	12.15%	-1.1%	-9.83%	81.53%	24.01%	6.12%
Interest Paid	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	103.5	222.8	211.3	177.2	245	226.7	431.7	458
Change	-	115.31%	-5.17%	-16.15%	38.25%	-7.44%	90.41%	6.1%
Net income ¹	83.65	175.9	166.1	144.7	195.5	181.3	337.1	356.1
Change	-	110.27%	-5.59%	-12.88%	35.1%	-7.26%	85.98%	5.62%
Announcement Date	1/26/21	1/25/22	1/24/23	1/23/24	1/28/25	1/27/26	-	-

¹USD in Million

Estimates

Fiscal Period: December	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3	2026 Q4	2027 Q1	2027 Q2	2027 Q3
Net sales ¹	170.9	177.4	158.8	155	150.8	138.8	150.7	171.5	174	173.1	150.3	169	149	167.2	166.4	169.5	169.7	173.8	269.6	274.2	283.5	275.5	281.5	287.1	289.4	287.1	294.5	301.5
Change	-	3.79%	-10.47%	-2.41%	-2.69%	-7.95%	8.56%	13.78%	1.43%	-0.51%	-13.15%	12.41%	-11.84%	12.27%	-0.52%	1.9%	0.11%	2.42%	55.09%	1.7%	3.4%	-2.82%	2.19%	1.98%	0.82%	-0.8%	2.57%	2.37%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	58.77	64.12	51.96	52.6	49.19	42.66	54.17	66.97	72.19	63.86	59.72	57.84	52.61	48.23	51.81	56.24	54.18	57.51	103	103.2	118.3	111.7	117.4	121.2	123.1	118.8	123.8	129.4
Change	-	9.1%	-18.97%	1.22%	-6.48%	-13.27%	26.97%	23.62%	7.79%	-11.54%	-6.49%	-3.14%	-9.04%	-8.33%	7.42%	8.54%	-3.66%	6.15%	79.11%	0.2%	14.65%	-5.62%	5.12%	3.26%	1.54%	-3.48%	4.15%	4.55%
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT) ¹	38.34	74.75	48.41	51.25	48.42	41.48	50.54	60.13	59.16	57.4	35.28	53.23	31.91	49.32	48.51	97.38	49.75	51.97	2.667	75.27	96.83	102.2	108	110.7	112	108.5	112.6	118
Change	-	94.97%	-35.23%	5.86%	-5.52%	-14.32%	21.82%	18.99%	-1.61%	-2.98%	-38.54%	50.88%	-40.05%	54.56%	-1.64%	100.73%	-48.91%	4.45%	-94.87%	2,722.12%	28.65%	5.53%	5.71%	2.47%	1.16%	-3.13%	3.8%	4.83%
Net income ¹	31.52	57.91	40.87	40.06	37.05	33.55	39.68	46.57	46.28	46.08	28.64	42.33	28.12	39.41	38.85	72.46	44.75	41.52	1.018	59.79	78.95	79.88	83.97	86.02	87.02	84.25	87.44	91.66
Change	-	83.71%	-29.43%	-1.97%	-7.51%	-9.46%	18.28%	17.36%	-0.62%	-0.43%	-37.84%	47.79%	-33.56%	40.13%	-1.43%	86.52%	-38.24%	-7.22%	-97.55%	5,773.08%	32.05%	1.18%	5.12%	2.45%	1.16%	-3.18%	3.78%	4.82%
Announcement Date	1/26/21	4/27/21	7/27/21	10/28/21	1/25/22	4/26/22	7/26/22	10/25/22	1/24/23	4/25/23	7/25/23	10/24/23	1/23/24	4/23/24	7/23/24	10/22/24	1/28/25	4/22/25	7/22/25	10/28/25	1/27/26	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Renasant Corporation

Fiscal Period: December	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-
Announcement Date	1/26/21	1/25/22	1/24/23	1/23/24	1/28/25	1/27/26	-	-

Estimates

Cash Flow Forecast: Renasant Corporation

Fiscal Period: December	2019	2020	2021	2022	2023	2024
CAPEX ¹	34.97	28.27	20.52	14.84	21.63	13.64
Change	-	-19.15%	-27.43%	-27.68%	45.8%	-36.93%
Free Cash Flow (FCF) ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Announcement Date	2/27/20	2/26/21	2/25/22	2/24/23	2/23/24	2/26/25

¹USD in Million

Estimates

Forecast Financial Ratios: Renasant Corporation

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	-	-	-	-	-	-	-	-	-
EBIT Margin (%)	-	34.38%	31.99%	37.11%	36.28%	28.98%	38.11%	41.8%	42.36%
EBT Margin (%)	-	15.2%	33.88%	33.22%	27.54%	33.73%	22.62%	38.09%	38.59%
Net margin (%)	-	12.29%	26.74%	26.11%	22.49%	26.92%	18.08%	29.74%	30%
FCF margin (%)	-	-	-	-	-	-	-	-	-
FCF / Net Income (%)	-	-	-	-	-	-	-	-	-
Profitability
ROA	-	0.58%	1.11%	1%	0.84%	1.11%	0.74%	1.24%	1.25%
ROE	-	3.96%	7.96%	7.6%	6.5%	7.92%	5.14%	8.4%	8.4%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	-	-	-	-	-
Debt / Free cash flow	-	-	-	-	-	-	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-
Dividend per Share ¹	-	0.88	0.88	0.88	0.88	0.88	0.89	0.9267	0.9533
Change	-	-	0%	0%	0%	0%	1.14%	4.12%	2.88%
Book Value Per Share ¹	-	37.95	39.63	38.18	40.92	42.13	41.05	43.86	46.87
Change	-	-	4.43%	-3.66%	7.18%	2.96%	-2.56%	7.4%	6.85%
EPS ¹	-	1.48	3.12	2.95	2.56	3.27	2.07	3.59	3.858
Change	-	-	110.81%	-5.45%	-13.22%	27.73%	-36.7%	76.47%	7.47%
Nbr of stocks (in thousands)	-	56,195	55,747	55,953	56,142	63,566	94,636	94,636	94,636
Announcement Date	-	1/26/21	1/25/22	1/24/23	1/23/24	1/28/25	1/27/26	-	-