Royal Financial Inc. announced earnings results for the second quarter ended December 31, 2019. For the second quarter, the company announced net income was USD 782,285 compared to USD 1.005 million a year ago. Basic earnings per share was USD 0.31 compared to USD 0.4 a year ago. Diluted earnings per share was USD 0.3 compared to USD 0.39 a year ago. For the half year, net income was USD 1.579 million compared to USD 1.973 million a year ago. Basic earnings per share was USD 0.62 compared to USD 0.78 a year ago. Diluted earnings per share was USD 0.61 compared to USD 0.77 a year ago.