Financials SBI Life Insurance Company Limited Bombay S.E.

Equities

SBILIFE

INE123W01016

Life & Health Insurance

Market Closed - Bombay S.E. 06:00:50 2024-04-26 am EDT 5-day change 1st Jan Change
1,415 INR -1.99% Intraday chart for SBI Life Insurance Company Limited -2.20% -1.18%

Valuation

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 583,400 641,017 880,912 1,121,866 1,102,085 1,417,324 - -
Enterprise Value (EV) 1 559,194 626,785 853,807 1,089,823 1,060,436 1,502,449 1,365,751 1,360,006
P/E ratio 44 x 45.1 x 60.5 x 74.6 x 64.1 x 79.4 x 63.3 x 55.9 x
Yield 0.34% - 0.28% 0.18% 0.23% 0.21% 0.24% 0.26%
Capitalization / Revenue 1.32 x 1.46 x 1.07 x 1.35 x 1.35 x 1.13 x 1.2 x 1.02 x
EV / Revenue 1.26 x 1.43 x 1.04 x 1.31 x 1.3 x 1.13 x 1.15 x 0.98 x
EV / EBITDA - - - - - - - -
EV / FCF - -10,046,830 x - - - - - -
FCF Yield - -0% - - - - - -
Price to Book 7.7 x 7.33 x 8.47 x 9.65 x 8.47 x 9.66 x 8.43 x 7.39 x
Nbr of stocks (in thousands) 1,000,000 1,000,026 1,000,071 1,000,371 1,000,895 1,001,465 - -
Reference price 2 583.4 641.0 880.8 1,121 1,101 1,415 1,415 1,415
Announcement Date 4/25/19 5/5/20 5/3/21 4/28/22 4/26/23 4/26/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 442,612 438,428 820,849 830,272 815,985 1,326,314 1,184,835 1,393,216
EBITDA - - - - - - - -
EBIT 1 13,740 14,142 15,424 15,913 17,594 19,446 29,647 26,858
Operating Margin 3.1% 3.23% 1.88% 1.92% 2.16% 1.47% 2.5% 1.93%
Earnings before Tax (EBT) 1 13,729 14,135 15,425 15,608 17,584 19,421 23,658 27,921
Net income 1 13,268 14,222 14,558 15,060 17,206 18,938 22,016 26,022
Net margin 3% 3.24% 1.77% 1.81% 2.11% 1.43% 1.86% 1.87%
EPS 2 13.27 14.22 14.55 15.04 17.18 18.90 22.36 25.32
Free Cash Flow - -62,386 - - - - - -
FCF margin - -14.23% - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 2.000 - 2.500 2.000 2.500 2.924 3.367 3.623
Announcement Date 4/25/19 5/5/20 5/3/21 4/28/22 4/26/23 4/26/24 - -
1INR in Million2INR
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: March 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 S1 2024 Q3 2024 Q4 2025 Q1
Net sales - 208,967 - - - - - 275,253 266,267 - - - - - - -
EBITDA 1 - - - - 4,252 - - 4,515 - - 6,320 5,759 - 6,402 - -
EBIT 1 2,332 6,218 2,340 2,811 3,822 6,940 2,676 3,875 3,112 7,930 3,897 10,597 - 10,504 11,818 5,949
Operating Margin - 2.98% - - - - - 1.41% 1.17% - - - - - - -
Earnings before Tax (EBT) 1 - - 2,334 - 3,814 6,941 2,674 3,866 - - 3,897 4,204 - 3,866 - -
Net income 1 2,328 5,324 2,232 2,466 3,641 6,722 2,628 3,767 3,041 7,768 3,810 4,170 7,612 3,831 7,977 -
Net margin - 2.55% - - - - - 1.37% 1.14% - - - - - - -
EPS 2 2.330 5.320 2.230 2.460 3.640 6.710 2.630 3.760 3.040 7.760 3.800 4.400 - 3.700 7.799 -
Dividend per Share 2 - 2.500 - - - 2.000 - - - 2.500 - - - - 3.500 -
Announcement Date 1/22/21 5/3/21 7/26/21 10/27/21 1/21/22 4/28/22 7/28/22 10/21/22 1/21/23 4/26/23 7/25/23 - 10/27/23 - - -
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt 1 - - - - - - - -
Net Cash position 1 24,206 14,232 27,105 32,042 41,649 39,481 51,573 57,318
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - -62,386 - - - - - -
ROE (net income / shareholders' equity) 18.8% 17.4% 15.2% 13.7% 14% 14.3% 15.2% 15.4%
ROA (Net income/ Total Assets) 1.02% 0.93% 0.76% 0.61% 0.59% 0.63% 0.62% 0.62%
Assets 1 1,305,906 1,527,737 1,915,592 2,453,951 2,940,140 3,089,587 3,563,602 4,168,817
Book Value Per Share 2 75.80 87.40 104.0 116.0 130.0 147.0 168.0 192.0
Cash Flow per Share - - 236.0 218.0 - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 4/25/19 5/5/20 5/3/21 4/28/22 4/26/23 4/26/24 - -
1INR in Million2INR
Estimates
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