Shayne Elliott, Chief Executive Officer of Australia and New Zealand Banking Group Limited (ASX:ANZ) plan to sell its non-core businesses, including its domestic wealth business and minority stakes in Shanghai Rural Commercial Bank Co., Ltd., Bank of Tianjin Co., Ltd. (SEHK:1578), P.T. Bank Pan Indonesia Tbk (JKSE:PNBN) and AMMB Holdings Berhad (KLSE:AMBANK), would help transform its culture.