SOFI TECHNOLOGIES, INC. |
Market Closed -
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|
After market 07:59:51 pm | |||
| 7.87 USD | +3.69% |
|
8.11 | +3.05% |
| Apr. 09 | News Highlights : Top Company News of the Day - Tuesday at 5 AM ET | DJ |
| Apr. 09 | News Highlights : Top Company News of the Day - Tuesday at 3 AM ET | DJ |
Valuation
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Capitalization 1 | 12,757 | 4,278 | 9,539 | 8,315 | - | - |
| Enterprise Value (EV) 1 | 16,169 | 8,359 | 11,165 | 4,588 | 4,126 | 3,300 |
| P/E ratio | -15.8 x | -11.5 x | -27.6 x | 105 x | 33.1 x | 16.2 x |
| Yield | - | - | - | - | - | - |
| Capitalization / Revenue | 12.6 x | 2.78 x | 4.6 x | 3.49 x | 2.98 x | 2.45 x |
| EV / Revenue | 16 x | 5.43 x | 5.38 x | 1.93 x | 1.48 x | 0.97 x |
| EV / EBITDA | 535 x | 58.3 x | 25.9 x | 7.97 x | 4.83 x | 2.83 x |
| EV / FCF | -11.5 x | -1.14 x | - | 10.5 x | 6.5 x | 3.97 x |
| FCF Yield | -8.67% | -87.9% | - | 9.57% | 15.4% | 25.2% |
| Price to Book | 2.99 x | 0.83 x | 1.75 x | 1.47 x | 1.41 x | 1.26 x |
| Nbr of stocks (in thousands) | 806,917 | 927,938 | 958,743 | 1,056,491 | - | - |
| Reference price 2 | 15.81 | 4.610 | 9.950 | 7.870 | 7.870 | 7.870 |
| Announcement Date | 3/1/22 | 1/30/23 | 1/29/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net sales 1 | 1,010 | 1,540 | 2,074 | 2,382 | 2,786 | 3,396 |
| EBITDA 1 | 30.22 | 143.3 | 431.7 | 575.5 | 853.8 | 1,168 |
| EBIT 1 | -455.7 | -297.4 | -295.1 | 192.1 | 406.8 | 782.4 |
| Operating Margin | -45.11% | -19.31% | -14.23% | 8.06% | 14.6% | 23.04% |
| Earnings before Tax (EBT) 1 | -481.2 | -318.7 | -301.2 | 121.3 | 352.2 | 675 |
| Net income 1 | -483.9 | -320.4 | -300.7 | 98.63 | 295.3 | 541 |
| Net margin | -47.9% | -20.8% | -14.5% | 4.14% | 10.6% | 15.93% |
| EPS 2 | -1.000 | -0.4000 | -0.3600 | 0.0748 | 0.2380 | 0.4851 |
| Free Cash Flow 1 | -1,402 | -7,349 | - | 439 | 635 | 831 |
| FCF margin | -138.81% | -477.06% | - | 18.43% | 22.79% | 24.47% |
| FCF Conversion (EBITDA) | - | - | - | 76.28% | 74.37% | 71.16% |
| FCF Conversion (Net income) | - | - | - | 445.12% | 215.01% | 153.59% |
| Dividend per Share 2 | - | - | - | - | - | - |
| Announcement Date | 3/1/22 | 1/30/23 | 1/29/24 | - | - | - |
1USD in Million2USD
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 277.2 | 279.9 | 321.7 | 356.1 | 419.3 | 443.4 | 460.2 | 488.8 | 530.7 | 594.2 | 559.5 | 590.2 | 612.6 | 622.9 | 636.6 |
| EBITDA 1 | 10.26 | 4.593 | 8.684 | 20.3 | 44.3 | 70.06 | 75.69 | 76.82 | 98.02 | 181.2 | 117.2 | 128.5 | 150.6 | 181.6 | 198.1 |
| EBIT 1 | - | -115.2 | -105.3 | -92.05 | -62.86 | -37.26 | -39.65 | -45.92 | -251.6 | 42.09 | 26.12 | 32.29 | 53.22 | 80.49 | 33.8 |
| Operating Margin | - | -41.16% | -32.72% | -25.85% | -14.99% | -8.4% | -8.62% | -9.39% | -47.41% | 7.08% | 4.67% | 5.47% | 8.69% | 12.92% | 5.31% |
| Earnings before Tax (EBT) 1 | -29.87 | -109.5 | -109.6 | -95.72 | -74.45 | -38.95 | -36.06 | -49.33 | -266.9 | 51.16 | 18.37 | 23.65 | 34.15 | 45.98 | 50.52 |
| Net income 1 | -30.05 | -111 | -110.4 | -95.84 | -84.4 | -40.01 | -34.42 | -47.55 | -276.9 | 47.91 | 12.6 | 17.14 | 31.14 | 42.37 | 38.91 |
| Net margin | -10.84% | -39.66% | -34.3% | -26.91% | -20.13% | -9.02% | -7.48% | -9.73% | -52.17% | 8.06% | 2.25% | 2.9% | 5.08% | 6.8% | 6.11% |
| EPS 2 | -0.0500 | -0.1500 | -0.1400 | -0.1200 | -0.0900 | -0.0500 | -0.0500 | -0.0600 | -0.2900 | 0.0200 | 0.006760 | 0.009940 | 0.0251 | 0.0351 | 0.0353 |
| Dividend per Share 2 | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Announcement Date | 11/10/21 | 3/1/22 | 5/10/22 | 8/2/22 | 11/1/22 | 1/30/23 | 5/1/23 | 7/31/23 | 10/30/23 | 1/29/24 | - | - | - | - | - |
1USD in Million2USD
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|
| Net Debt 1 | 3,412 | 4,081 | 1,625 | - | - | - |
| Net Cash position 1 | - | - | - | 3,727 | 4,189 | 5,014 |
| Leverage (Debt/EBITDA) | 112.9 x | 28.47 x | 3.764 x | - | - | - |
| Free Cash Flow 1 | -1,402 | -7,349 | - | 439 | 635 | 831 |
| ROE (net income / shareholders' equity) | -16.4% | -6.69% | -5.43% | 1.71% | 4.6% | 7.11% |
| ROA (Net income/ Total Assets) | -3.94% | -2.27% | -0.32% | 0.29% | 0.82% | 1.15% |
| Assets 1 | 12,290 | 14,092 | 95,081 | 34,068 | 36,192 | 46,904 |
| Book Value Per Share 2 | 5.290 | 5.580 | 5.690 | 5.350 | 5.570 | 6.250 |
| Cash Flow per Share | -2.560 | -8.050 | - | - | - | - |
| Capex 1 | 52.3 | 93.2 | 111 | 134 | 152 | 170 |
| Capex / Sales | 5.17% | 6.05% | 5.37% | 5.61% | 5.46% | 5.02% |
| Announcement Date | 3/1/22 | 1/30/23 | 1/29/24 | - | - | - |
1USD in Million2USD
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
Sell
Buy
Mean consensus
HOLD
Number of Analysts
17
Last Close Price
7.87
USD
Average target price
9.156
USD
Spread / Average Target
+16.34%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| -20.90% | 8.31B | |
| -8.14% | 49.88B | |
| -5.25% | 30.53B | |
| +63.88% | 29.08B | |
| +20.03% | 23.38B | |
| +16.97% | 17.94B | |
| -6.99% | 11.81B | |
| +21.92% | 11.27B | |
| +14.34% | 8.13B | |
| +36.65% | 6.39B |
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