Financials Suncorp Group Limited

Equities

Delayed Australian S.E. Other stock markets 09:02:03 2025-07-09 pm EDT			5-day change	1st Jan Change
20.78 ^AUD	-0.14%		-3.55%	-6.99%

Jun. 30	Australian Prudential Regulator's New Standard on Operational Risk Management Comes into Force	MT
Jun. 30	Suncorp Expects Lower Fiscal Year 2026 Reinsurance Costs With Program Restructure and Profit-Sharing Deal	MT

Fiscal Period: June	2020	2021	2022	2023	2024	2025	2026	2027
Net sales ¹	8,662	9,003	9,559	10,342	12,318	13,240	13,934	14,441
Change	-	3.94%	6.18%	8.19%	19.11%	7.49%	5.23%	3.64%
EBITDA	1,491	1,698	1,030	1,865	1,649	-	-	-
Change	-	13.88%	-39.34%	81.07%	-11.58%	-	-	-
EBIT ¹	1,233	1,469	823	1,659	1,413	2,054	1,836	1,824
Change	-	19.14%	-43.98%	101.58%	-14.83%	45.39%	-10.63%	-0.64%
Interest Paid	-27	-30	-385	-1,769	-	-	-	-
Earnings before Tax (EBT) ¹	951	1,509	837	1,642	1,400	2,123	1,864	1,899
Change	-	58.68%	-44.53%	96.18%	-14.74%	51.64%	-12.21%	1.9%
Net income ¹	913	1,033	681	1,148	1,197	1,708	1,270	1,311
Change	-	13.14%	-34.08%	68.58%	4.27%	42.72%	-25.64%	3.17%
Announcement Date	8/20/20	8/8/21	8/7/22	8/8/23	8/18/24	-	-	-

¹AUD in Million

Estimates

Fiscal Period: June	2021 S2	2022 S1	2022 S2	2023 S1	2023 S2	2024 S1	2024 S2	2025 S1	2025 S2	2026 S1	2026 S2	2027 S1
Net sales ¹	4,554	3,982	4,759	5,099	5,243	5,741	6,577	6,855	6,765	-	-	-
Change	-	-12.56%	19.51%	7.14%	2.82%	9.5%	14.56%	4.23%	-1.31%	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	-	-	-	-	-	-	542	1,042	691	-	-	-
Change	-	-	-	-	-	-	-	92.25%	-33.69%	-	-	-
Charge d'intérêts	-	-	-	-	-	-	-	-	-	-	-	-
Earnings before Tax (EBT)	-	-	-	810	-	870	530	1,228	-	920	947.4	964
Change	-	-	-	-	-	-	-39.08%	131.7%	-	-	2.98%	1.75%
Net income ¹	543	388	293	560	588	582	615	1,100	510	-	-	-
Change	-	-28.55%	-24.48%	91.13%	5%	-1.02%	5.67%	78.86%	-53.64%	-	-	-
Announcement Date	8/8/21	2/7/22	8/7/22	2/8/23	8/8/23	2/25/24	8/18/24	2/11/25	-	-	-	-

¹AUD in Million

Estimates

Fiscal Period: June	2020	2021	2022	2023	2024	2025	2026	2027
Net Debt ¹	14,581	18,530	17,067	20,978	1,791	-19,507	-20,750	-21,719
Change	-	27.08%	-7.9%	22.92%	-91.46%	-1,189.17%	-6.37%	-4.67%
Announcement Date	8/20/20	8/8/21	8/7/22	8/8/23	8/18/24	-	-	-

¹AUD in Million

Estimates

Fiscal Period: June	2024	2025	2026	2027
CAPEX ¹	-	-	-	-
Change	-	-	-	-
Free Cash Flow (FCF) ¹	2,497	-250	1,248	1,270
Change	-	-110.01%	599.2%	1.76%
Announcement Date	8/18/24	-	-	-

¹AUD in Million

Estimates

Fiscal Period: June	2020	2021	2022	2023	2024	2025	2026	2027
Profitability
EBITDA Margin (%)	17.21%	18.86%	10.78%	18.03%	13.39%	-	-	-
EBIT Margin (%)	14.23%	16.32%	8.61%	16.04%	11.47%	15.52%	13.18%	12.63%
EBT Margin (%)	10.98%	16.76%	8.76%	15.88%	11.37%	16.03%	13.38%	13.15%
Net margin (%)	10.54%	11.47%	7.12%	11.1%	9.72%	12.9%	9.12%	9.08%
FCF margin (%)	-	-	-	-	20.27%	-1.89%	8.96%	8.79%
FCF / Net Income (%)	-	-	-	-	208.6%	-14.63%	98.24%	96.9%
Profitability
ROA	0.95%	1.07%	0.67%	1.13%	1.25%	2.13%	3.74%	3.75%
ROE	5.9%	7.89%	5.3%	8.8%	10.11%	12.23%	10.78%	11.16%
Financial Health
Leverage (Debt/EBITDA)	9.78x	10.91x	16.57x	11.25x	1.09x	-	-	-
Debt / Free cash flow	-	-	-	-	0.72x	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	-	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	-	-	-	-	-
Items per share
Cash flow per share ¹	1.932	3.698	2.087	-	2.162	-0.19	1.09	1.12
Change	-	91.38%	-43.58%	-	-	-108.79%	673.68%	2.75%
Dividend per Share ¹	0.423	0.7755	0.47	0.705	0.9165	1.019	0.8654	0.9021
Change	-	83.33%	-39.39%	50%	30%	11.21%	-15.09%	4.24%
Book Value Per Share ¹	11.81	12.32	11.89	12.35	12.78	10.74	11.05	11.34
Change	-	4.3%	-3.54%	3.91%	3.51%	-15.96%	2.81%	2.68%
EPS ¹	0.7988	0.9041	0.603	1.04	1.1	1.442	1.185	1.254
Change	-	13.18%	-33.31%	72.53%	5.76%	31.07%	-17.81%	5.81%
Nbr of stocks (in thousands)	1,085,833	1,089,038	1,074,603	1,077,954	1,082,868	1,082,968	1,082,968	1,082,968
Announcement Date	8/20/20	8/8/21	8/7/22	8/8/23	8/18/24	-	-	-