The Bank of Khyber

BOK

PK0085401013

Banks

End-of-day quote Pakistan S.E. Other stock markets 06:00:00 2024-04-25 pm EDT			5-day change	1st Jan Change
11.58 ^PKR	-1.61%		-3.58%	-0.09%

Mar. 07	The Bank of Khyber Reports Earnings Results for the Full Year Ended December 31, 2023	CI
Mar. 04	The Bank of Khyber Appoints Muhammad Shahid Sadiq as Director to Its Board	CI

Bank of Khyber : Presentation of Corporate Briefing Session of the Bank of Khyber

September 26, 2023 at 02:35 am EDT

CORPORATE BRIEFING SESSION

On the Road to Transformation

September 2023

IMPROVED CREDIT RATING

Improvement in long term credit rating to A+ (in CY- 2021 and CY-2022)

STRONG SHARE HOLDING STRUCTURE

DIGITAL

BANKING

State of the art-T-24

software and focus on Digital Banking

STRATEGY

Implementing the strategy for long term sustainable growth

ON THE ROAD TO

TRANSFORMATION

DIVERSIFIED BRANCH

NETWORK

(120 Islamic Banking and 112 Conventional Banking)

STRONG BOARD &

MANAGEMENT TEAM

Where We Were in 2021

Over reliance on Government Deposits

Low deposit contribution from individuals

Deposit mix: High cost & high concentration

Inadequate non mark up income generation due to limited cross sell

Branch network in need of modernization

Rudimentary digital banking capabilities

Gaps in product services and capabilities

Brand perception: weak in KP, almost nonexistent outside

Detailed self assessment in 2021 to formulate

the new business strategy

Key Elements of the Strategy Going Forward

Capacity building & strengthening of management team

Diversification of the deposit base

Improvement in portfolio quality

Focus on generating higher non-mark up income

Expand branch network to increase customer reach

Developing strong digital banking capabilities to capitalize on growth opportunities

Develop BoK brand: Modern, Agile, Customer Centric, Exciting &

Digitally Savvy

High standards of corporate governance, environmental and social responsibility, community relations and employee welfare

BoK has embarked upon

transformation journey for long term sustainable growth

PROGRESS REVIEW

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Bank of Khyber published this content on 26 September 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 26 September 2023 06:34:07 UTC.

Latest news about The Bank of Khyber

The Bank of Khyber Reports Earnings Results for the Full Year Ended December 31, 2023	Mar. 06	CI
The Bank of Khyber Appoints Muhammad Shahid Sadiq as Director to Its Board	Mar. 03	CI
The Bank of Khyber Announces CEO Changes	Jan. 03	CI
The Bank of Khyber Announces CEO Changes	Dec. 04	CI
Bank of Khyber Announces Resignation of Mir Javed Hashmat as Director	Nov. 27	CI
The Bank of Khyber Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2023	23-10-30	CI
The Bank of Khyber Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2023	23-08-29	CI
The Bank of Khyber Appoints Mr. Osman Asghar Khan as Director	23-07-05	CI
The Bank of Khyber Appoints Sara Shah as Company Secretary	23-06-06	CI
The Bank of Khyber Reports Earnings Results for the First Quarter Ended March 31, 2023	23-04-28	CI
The Bank of Khyber Reports Earnings Results for the Full Year Ended December 31, 2022	23-03-09	CI
Bank of Khyber Announces Board Appointments	23-01-30	CI
Bank of Khyber Announces Chairman Changes	23-01-11	CI
The Bank of Khyber Announces Resignation of Saleha Asif from the Board of Directors	22-12-28	CI
The Bank of Khyber Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2022	22-10-28	CI
The Bank of Khyber Reports Earnings Results for the Second Quarter and Six Months Ended June 30, 2022	22-08-30	CI
The Bank of Khyber Announces Change of Company Secretary Officer	22-07-14	CI
Bank of Khyber Appoints Mir Javed Hashmat as Directors	22-05-05	CI
The Bank of Khyber Reports Earnings Results for the First Quarter Ended March 31, 2022	22-04-29	CI
Bank of Khyber Appoints Ikram Ullah as Company Secretary	21-12-12	CI
The Bank of Khyber Reports Earnings Results for the Third Quarter and Nine Months Ended September 30, 2021	21-10-27	CI
Bank of Khyber Appoints Muhammad Ali Gulfaraz as Managing Director	21-08-12	CI
Bank of Khyber Announces Change of Chairman	21-05-30	CI
The Bank of Khyber Reports Earnings Results for the First Quarter Ended March 31, 2021	21-04-26	CI
The Bank of Khyber Proposes Cash Dividend in Respect of 2020	21-03-09	CI

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Company Profile

The Bank of Khyber (the Bank) is engaged in the business of commercial banking and related services. The Bank operates 235 branches, including 122 Islamic banking branches. The Bank has four segments. Corporate Finance segment includes services provided in connection with mergers and acquisitions, underwriting, privatization, securitization, research, debt (Government, high yield), equity, syndication, initial public offer and secondary private placements. Trading and Sales segment includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, lending and repos, brokerage debt, and prime brokerage. Retail Banking segment includes retail lending and deposits, banking services, trust and estates, private lending and deposits, banking services and retail offered to its retail customers. Commercial Banking segment includes project finance, real estate, export finance, trade finance, leasing, lending, guarantees, bills of exchange and deposits.

Sector

Banks

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Income Statement Evolution

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