Bank of Punjab : CORPORATE BRIEFING SESSION-2024 - THE BANK OF PUNJAB

CORPORATE BRIEFING SESSION

APRIL 04, 2024

Contents

Introduction

Regulatory Compliance

Key Performance Highlights - Year 2023

Growth Trends (2018-2023)

Future Strategy (2024-2026)

Introduction

Introduction

Commencement of Operations	1989
Head Office	Lahore
Major Sponsor	Government of the Punjab (57.47%)
Authorized Capital	Rs. 50 Billion
Paid up Capital	Rs. 32.7 Billion
Credit Rating (Long Term/Short Term)	AA+/A1+
Branches *	Conventional	: 655
	Islamic	: 160
	IB Windows	: 73

*including 16 Sub-Branches.

		Introduction Contd…
		ATMs	794
		Cities Covered	407
		Market Share	5.2% of Deposits
		Deposits	Rs. 1,521 Billion
		Advances-Gross	Rs. 850 Billion
		Total Assets	Rs. 2,216 Billion
		Staff Strength (own)	13,659

Branch Network 31.12.2023

	Balochistan, 15
Azad Kashmir, 10	Federal, 23
Sindh, 84	Gilgit / Baltistan, 10
	Khyber PK, 70

Punjab, 603

Regulatory Compliance

Regulatory Compliance

• Compliant with Provisioning requirements under Prudential Regulations of SBP.
• Compliant with Minimum Capital (MCR) and Capital Adequacy Ratio (CAR) requirements.
• Compliant with LR, NSFR & LCR requirements

Key Performance Highlights - Year 2023

Key Highlights

Deposits

Deposits improved by 24% to Rs. 1,520.9 Billion as against Rs. 1,227.3 Billion as on December 31, 2022.

Gross Advances Gross Advances improved by 34% to Rs. 849.5 Billion as against Rs. 634.4 Billion as on December 31, 2022.

Investments & Lending to FIs

Total Assets

Investments and Lending to FIs significantly improved by 49% to Rs. 1,058.2 Billion as against Rs. 708.1 Billion as on December 31, 2022.

Total Assets significantly increased by 50% to Rs. 2,216.2 Billion as against Rs. 1,481.9 Billion as on December 31, 2022.