Financials TruCap Finance Limited

Equities

TRU

INE615R01029

Consumer Lending

Market Closed - Bombay S.E. 06:00:50 2024-04-26 am EDT 5-day change 1st Jan Change
61.66 INR -1.11% Intraday chart for TruCap Finance Limited -0.79% -20.29%

Valuation

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Capitalization 1 257.9 652 826.7 7,372 10,203 6,177
Enterprise Value (EV) 1 623.4 859.1 952.8 7,744 12,232 9,808
P/E ratio 6.32 x 13.7 x 21.6 x 699 x 255 x 886 x
Yield 3.01% 0.52% 0.16% 0.01% 0.01% 0.02%
Capitalization / Revenue 2.82 x 4.42 x 4.84 x 29 x 20.6 x 8.28 x
EV / Revenue 6.83 x 5.83 x 5.58 x 30.5 x 24.7 x 13.2 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 2.03 x 2.23 x 2.65 x 7.38 x 5.93 x 2.86 x
Nbr of stocks (in thousands) 38,789 67,500 67,539 76,462 88,839 116,215
Reference price 2 6.650 9.660 12.24 96.41 114.8 53.15
Announcement Date 9/6/18 8/26/19 8/27/20 8/28/21 9/6/22 9/1/23
1INR in Million2INR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net sales 1 91.32 147.4 170.8 254 495 745.6
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 46.15 57.26 55.43 27.82 71.88 24.66
Net income 1 40.83 44.26 40.61 13.01 39.85 6.314
Net margin 44.71% 30.03% 23.77% 5.12% 8.05% 0.85%
EPS 2 1.052 0.7060 0.5660 0.1380 0.4500 0.0600
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.2000 0.0500 0.0200 0.0100 0.0100 0.0100
Announcement Date 9/6/18 8/26/19 8/27/20 8/28/21 9/6/22 9/1/23
1INR in Million2INR
Estimates

Balance Sheet Analysis

Fiscal Period: March 2018 2019 2020 2021 2022 2023
Net Debt 1 365 207 126 373 2,029 3,631
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 38.3% 21.1% 14.1% 1.99% 2.93% 0.33%
ROA (Net income/ Total Assets) 12.7% 7.94% 7.94% 1.11% 1.21% 0.11%
Assets 1 320.2 557.6 511.3 1,175 3,291 5,719
Book Value Per Share 2 3.270 4.320 4.610 13.10 19.40 18.60
Cash Flow per Share 2 0.6500 0.5600 0.2500 4.210 6.590 3.270
Capex 1 1.11 3.55 16.1 130 361 140
Capex / Sales 1.22% 2.41% 9.44% 51.19% 73.04% 18.77%
Announcement Date 9/6/18 8/26/19 8/27/20 8/28/21 9/6/22 9/1/23
1INR in Million2INR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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