TÜRKİYE HALK BANKASI A.Ş. CDP Climate Change Questionnaire 2023 Friday,
July 21, 2023
Welcome to your CDP Climate Change
Questionnaire 2023
C0. Introduction
C0.1
(C0.1) Give a general description and introduction to your organization.
Halkbank was established in 1938 to support tradesmen, and craftsmen and to accelerate permanent economic development and has become one of Turkey's steadily growing, well- established, pioneering, and respected brands. Pioneering the development of the Turkish banking sector, the Bank continues to serve the real sector with its innovative products and services with a global vision, with 1,032 branches in the country and 6 abroad as of the end of 2022. Halkbank aims for a livable world where economic, social, and environmental impacts are in balance in all areas where it creates value, especially in its own operations, and growth takes place without compromising these effects. In this direction, it shapes its work with the awareness that it is possible to move forward more strongly towards the future by focusing on sustainable economic, environmental and social development. In this context, it develops products such as the Green Energy Loan Package to support efforts to reduce carbon emissions through renewable energy and energy efficiency projects in order to direct investments to more sustainable technologies and businesses. This package, provides renewable energy investment, green workplace investment, energy efficiency, green-certified construction project, and green light commercial vehicle loans. In addition, it also offers free technical consultancy services for the efficient realization of investment in a way to benefit from the knowledge and experience of engineers with energy manager certificates. Going beyond just providing financial resources to companies the use of resources, while Halkbank works hard to produce innovative solutions for such demands and needs of its customers, it pays great attention to ensuring that its activities are compatible with factors such as environmental protection and energy efficiency. It continues to implement digitalization practices that will accelerate the transition to emission reduction, waste management, and paperless banking, minimizing the carbon footprint resulting from its operations. In line with this, Halkbank has certified all its service buildings, including its Head Office and branches, with the ISO 14001 Environmental Management System and ISO 50001 Energy Management System, and becoming the first bank in the Turkish banking industry to establish and get certified in the ISO 50001 Energy Management System. It uses a program namely "İKLİM", which it has developed with its own internal resources, in order to manage, monitor, evaluate and report these systems by integrating the relevant environmental and energy management systems and implementing all the requirements. In addition, the Bank continues its waste reduction efforts with the
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TÜRKİYE HALK BANKASI A.Ş. CDP Climate Change Questionnaire 2023 Friday,
July 21, 2023
principle of separating its wastes and zero waste within the responsible banking culture, taking into account waste management within the scope of reducing the environmental impacts of its activities. As of 2019, all service locations have complied with the Zero Waste System, and in 2021, 1,055 service locations, including all branches, received Zero Waste Certificates. Halkbank also continues to contribute to "Green and Circular Economy" issues, Turkey's green agreement harmonization process, and studies in this context with the initiatives it has developed under the umbrella of Sustainable Banking.
In addition, Halkbank has been reporting to the Carbon Disclosure Project, one of the public disclosure platforms, since 2013 due to the importance it attaches to the transparency of its operations and has been included in the BIST Sustainability Index since 2017. It is also committed to achieving net-zero by 2050 as one of the first signatories of the NZBA in Turkey by mid-2022.
C0.2
(C0.2) State the start and end date of the year for which you are reporting data and indicate whether you will be providing emissions data for past reporting years.
Reporting year
Start date
January 1, 2022
End date
December 31, 2022
Indicate if you are providing emissions data for past reporting years
No
C0.3
(C0.3) Select the countries/areas in which you operate.
Turkey
C0.4
(C0.4) Select the currency used for all financial information disclosed throughout your response.
TRY
C0.5
(C0.5) Select the option that describes the reporting boundary for which climate- related impacts on your business are being reported. Note that this option should align with your chosen approach for consolidating your GHG inventory.
Operational control
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TÜRKİYE HALK BANKASI A.Ş. CDP Climate Change Questionnaire 2023 Friday,
July 21, 2023
C-FS0.7
(C-FS0.7) Which activities does your organization undertake, and which industry sectors does your organization lend to, invest in, and/or insure?
Does your organization | Industry sectors your organization | |
undertake this activity? | lends to, invests in, and/or insures | |
Banking (Bank) | Yes | Agricultural products wholesale |
Animal processing | ||
Animal products wholesale | ||
Apparel design & manufacturing | ||
Basic plastics | ||
Coal extraction & processing | ||
Cotton farming | ||
Dairy & egg products | ||
Fast food | ||
Finished wood products | ||
Fruit farming | ||
Grain & corn farming | ||
Hypermarkets & superstores | ||
Metal smelting, refining & forming | ||
Natural gas extraction | ||
Oil & gas refining | ||
Print publishing | ||
Supermarkets, food & drugstores | ||
Textiles | ||
Wood & paper products wholesale | ||
Investing (Asset manager) | No | |
Investing (Asset owner) | No | |
Insurance underwriting | No | |
(Insurance company) | ||
C0.8
(C0.8) Does your organization have an ISIN code or another unique identifier (e.g., Ticker, CUSIP, etc.)?
Indicate whether you are able to provide a unique identifier for | Provide your unique |
your organization | identifier |
Yes, a Ticker symbol | HALKB |
Yes, an ISIN code | TRETHAL00019 |
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TÜRKİYE HALK BANKASI A.Ş. CDP Climate Change Questionnaire 2023 Friday,
July 21, 2023
C1. Governance
C1.1
(C1.1) Is there board-level oversight of climate-related issues within your organization?
Yes
C1.1a
(C1.1a) Identify the position(s) (do not include any names) of the individual(s) on the board with responsibility for climate-related issues.
Position of | Responsibilities for climate-related issues |
individual or | |
committee | |
Board-level | The Board Level Sustainability Committee reports to the Bank's Board of Directors |
committee | to coordinate the Bank's sustainability activities. The committee is responsible of |
the Coordination of the bank's sustainability efforts, and running an assessment of | |
the economic, environmental, and social effects of its activities, to evaluate and | |
manage the sustainability related risks and making decisions to take necessary | |
actions and overseeing the climate-related risks that the bank would face. | |
Also risks and other matters subject to board's authorization level are escalated to | |
board. The committee consists of 20 members at the level of board members (2), | |
deputy general managers (5), group head (1), department heads (12). The | |
Chairman of the sustainability committee serves as independent board member, | |
and Vice Chairman of the sustainability committee serves as member of the board. | |
Since the Head of Risk Management Department, the Head of Credit | |
Management, Head of Credit Policies Department, Firm and Project Analysis and | |
Head of Internal Systems Group is also a member of the sustainability committee, | |
there is a strong oversight regarding the climate issues. | |
Decision made by the committee : In 2021, the Committee decided to improve | |
business processes in order to adapt to national and international developments | |
within the scope of combating the climate crisis. In this direction, the Committee | |
has decided to establish a Climate Action Plan , which includes science-based | |
targets, analyses of direct and indirect risks and opportunities of climate change, | |
and comprehensive studies on sustainable finance products and has started | |
working in this direction. In addition, Halkbank aims to achieve a net-zero portfolio | |
by at least 2050 with the near-term emission targets it will set in the light of climate | |
science with science-based targets. The bank has also joined the Net-Zero | |
Banking Alliance and committed to setting GHG emission reduction targets across | |
its operations and its portfolio in line with SBTI criteria in 2022. | |
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TÜRKİYE HALK BANKASI A.Ş. CDP Climate Change Questionnaire 2023 Friday,
July 21, 2023
C1.1b
(C1.1b) Provide further details on the board's oversight of climate-related issues.
Frequency with | Governance | Scope of | Please explain |
which climate- | mechanisms into | board-level | |
related issues | which climate- | oversight | |
are a | related issues are | ||
scheduled | integrated | ||
agenda item | |||
Scheduled - all | Reviewing and | Climate-related | The Board of Directors carries out the |
meetings | guiding annual | risks and | Sustainability Management by joining the |
budgets | opportunities to | Sustainability Committee with two | |
Overseeing major | our own | members (at the level of the Chairman and | |
capital expenditures | operations | the Vice Chairman). The sustainability | |
Overseeing | Climate-related | committee meets at least 4 times a year | |
acquisitions, | risks and | for its regular scheduled meetings. In | |
mergers, and | opportunities to | regular meetings, risks and opportunities | |
divestitures | our banking | related to climate change and other | |
Reviewing | activities | sustainability issues are evaluated and | |
The impact of | targets are determined in our direct | ||
innovation/R&D | |||
operations and bank loan and investment | |||
priorities | our own | ||
activities. For example, Halkbank's Net- | |||
Overseeing and | operations on | ||
Zero targets and strategy is carried out by | |||
the climate | |||
guiding employee | |||
the Sustainabiltiy Committee which | |||
The impact of | |||
incentives | |||
includes members of BOD. | |||
Reviewing and | our banking | ||
activities on the | |||
guiding strategy | Budget adjustments and performance | ||
climate | |||
Overseeing and | |||
targets are discussed and decided by a | |||
guiding the | majority vote to achieve climate-related | ||
development of a | targets. All our banking activities are | ||
transition plan | included in the integrated management | ||
Monitoring the | system. Environmental performances are | ||
implementation of a | constantly monitored and evaluated, taking | ||
transition plan | into account the expectations of internal | ||
Overseeing and | and external stakeholders. Based on these | ||
guiding scenario | evaluations, goals, and targets are | ||
analysis | determined and necessary activities are | ||
Overseeing the | carried out with continuous improvement. | ||
In addition, the periodic performance of the | |||
setting of corporate | |||
targets is compared with the results of the | |||
targets | |||
determined period, and necessary | |||
Monitoring progress | |||
revisions are decided. Decisions on | |||
towards corporate | |||
rewarding performance on sustainability | |||
targets | |||
issues are also taken at regular meetings. | |||
At the meetings, climate-related issues are | |||
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Türkiye Halk Bankasi AS published this content on 21 July 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 25 July 2023 08:42:10 UTC.