Little Bank Inc. reported unaudited earnings results for fourth quarter and full year ended December 31, 2012. For the quarter, the company' net income available for common shareholders was $453,000 or $0.16 per basic common share against $424,000 or $0.16 per basic common share a year ago. The company reported higher annual net income for the third straight year. The record earnings result was driven by improvement in revenues and a decreased loan-loss provision, reflecting further improvements in the company's credit quality. Net interest income was $2,641,000 against $2,619,000 a year ago. Net interest income after provision for losses was $2,466,000 against $2,269,000 a year ago. Income before taxes was $868,000 against $833,000 a year ago.

For the year, the company's net income available for common shareholders was $2,001,000 or $0.71 per basic common share against $1,774,000 or $0.66 per basic common share a year ago. Net interest income was $10,499,000 against $10,429,000 a year ago. Net interest income after provision for losses was $9,684,000 against $9,229,000 a year ago. Income before taxes was $3,819,000 against $3,506,000 a year ago.