UTKARSH SMALL FINANCE BANK LIMITED |
Delayed
Other stock markets
|
5-day change | 1st Jan Change | ||
| 52.85 INR | 0.00% |
|
-0.47% | -1.86% |
| Apr. 29 | Utkarsh Small Finance Bank Records Rise in Fiscal Q4 Net Profit | MT |
| Apr. 26 | Utkarsh Small Finance Bank Limited Recommends Final Dividend for Financial Year 2023-24 | CI |
Valuation
| Fiscal Period: March | 2024 | 2025 | 2026 |
|---|---|---|---|
| Capitalization 1 | 59,020 | - | - |
| Enterprise Value (EV) 1 | 51,675 | 59,020 | 59,020 |
| P/E ratio | 9.89 x | 9.41 x | 8.38 x |
| Yield | - | - | - |
| Capitalization / Revenue | 2.26 x | 2.09 x | 1.74 x |
| EV / Revenue | 2.26 x | 2.09 x | 1.74 x |
| EV / EBITDA | - | - | - |
| EV / FCF | - | - | - |
| FCF Yield | - | - | - |
| Price to Book | 1.96 x | 1.65 x | 1.38 x |
| Nbr of stocks (in thousands) | 1,100,088 | - | - |
| Reference price 2 | 53.65 | 53.65 | 53.65 |
| Announcement Date | 4/26/24 | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: March | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Net sales 1 | - | 22,862 | 28,298 | 33,964 |
| EBITDA | - | - | - | - |
| EBIT 1 | - | 9,973 | 12,540 | 14,782 |
| Operating Margin | - | 43.62% | 44.31% | 43.52% |
| Earnings before Tax (EBT) 1 | - | 6,594 | 8,317 | 9,396 |
| Net income 1 | 4,045 | 4,976 | 6,224 | 7,031 |
| Net margin | - | 21.77% | 21.99% | 20.7% |
| EPS 2 | 4.510 | 4.750 | 5.700 | 6.400 |
| Free Cash Flow | - | - | - | - |
| FCF margin | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - |
| Dividend per Share | - | - | - | - |
| Announcement Date | 4/28/23 | 4/26/24 | - | - |
1INR in Million2INR
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: March | 2024 Q3 | 2024 Q4 |
|---|---|---|
| Net sales | - | - |
| EBITDA | - | - |
| EBIT 1 | 2,522 | 2,693 |
| Operating Margin | - | - |
| Earnings before Tax (EBT) | - | - |
| Net income | - | - |
| Net margin | - | - |
| EPS | - | - |
| Dividend per Share | - | - |
| Announcement Date | - | - |
1INR in Million
Estimates
Balance Sheet Analysis
| Fiscal Period: March | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|
| Net Debt | - | - | - | - |
| Net Cash position | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - |
| Free Cash Flow | - | - | - | - |
| ROE (net income / shareholders' equity) | - | 19.2% | 19.5% | 18.4% |
| ROA (Net income/ Total Assets) | - | 2.2% | 2.35% | 2% |
| Assets 1 | - | 219,273 | 264,851 | 351,550 |
| Book Value Per Share 2 | - | 27.40 | 32.50 | 38.80 |
| Cash Flow per Share | - | - | - | - |
| Capex | - | - | - | - |
| Capex / Sales | - | - | - | - |
| Announcement Date | 4/28/23 | 4/26/24 | - | - |
1INR in Million2INR
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Change in Enterprise Value/EBITDA
Sell
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
53.65
INR
Average target price
70
INR
Spread / Average Target
+30.48%
EPS Revisions
Annual profits - Rate of surprise
| 1st Jan change | Capi. | |
|---|---|---|
| -1.86% | 709M | |
| +14.98% | 562B | |
| +15.30% | 304B | |
| +24.61% | 256B | |
| +23.32% | 212B | |
| +26.24% | 191B | |
| +32.89% | 172B | |
| +9.16% | 164B | |
| +8.46% | 151B | |
| +8.94% | 136B |
- Stock Market
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- UTKARSHBNK Stock
- Financials Utkarsh Small Finance Bank Limited
