In response to increased regulatory demand and based on feedback from users nationwide, Interthinx announced the release of major enhancements to ValueGUARD^®, the firm's collateral risk solution. The improvements strengthen the already successful platform with data fortification, improved visibility, and an elevated user experience offering interior and exterior MLS photos of neighborhood comparable sales, listings, and distressed property exhibits, as well as interactive Google mapping with satellite images and the ability to select comparables from neighborhood sales and listings.

Using powerful analytics teamed with proprietary, public, and MLS data (including broker remarks) and imaging, ValueGUARD assists users in increasing their risk detection proficiency while offering product transparency. Problematic issues surrounding property value and marketability can be easily identified, prioritized, and ultimately mitigated.

"The market has enthusiastically embraced our ValueGUARD offering as a primary tool in its mission to increase the integrity and quality of collateral as surety for a loan. However, Interthinx is constantly working to address the market's ongoing needs, enhancing and adjusting our solutions to the pertinent issues of the day," said Mark Chapin, chief valuation officer at Interthinx. "A fierce commitment to research and development, backed by our stability and the support of our parent company, enables continual product innovation. We believe the current enhancements to ValueGUARD are spot-on and reflect our users' need for accuracy and efficiency in their processes."

"In the past, users of any automated tool have been at the mercy of printed data necessitating a 'leap of faith' methodology or requiring cross-references from other sources to gain the confidence to move a file to the next position in the process," added Mike Zwerner, senior vice president of Interthinx. "Google's interactive mapping combined with enhanced MLS images of the interior and exterior of the subject, comparables, and listings allows the user to pay a cyber visit to the subject's neighborhood, assuring that everything contained in the appraisal report makes sense."

Interthinx also added increased bandwidth in the analysis of some of the components of "shadow inventory," with a new distressed property section allowing users to see what might affect their subject's area in the near future from that important standpoint. Additionally, it is now possible for users to create their own side-by-side comparison of their subject to any sale or listing contained within ValueGUARD, adding to process efficiency.

"From a regulatory perspective, the concern about automated valuation and risk products is the assumption of the condition of the property," added Christina Reynolds, senior product manager for Interthinx. "ValueGUARD provides a photo from the time of listing that may be useful at a future date. Also, from a servicing perspective, the distressed property details provide local trends that give ValueGUARD users critical insight into future value declines. This level of transparency is vital to lenders currently coping with issues such as shadow inventory, potential flip activity, and marketability of assets."

About Interthinx

Interthinx, a Verisk Analytics (Nasdaq:VRSK) subsidiary, is a leading national provider of comprehensive risk mitigation solutions focusing on mortgage fraud, collateral risk and valuation, regulatory compliance, forensic loan audit services, loss mitigation, and loss forecasting. With more than 20 years of experience in customizable risk evaluation technology, Interthinx offers proven and effective predictive analytics to the residential mortgage industry through its experience with millions of loan applications and fraud incident data from thousands of monthly loan reviews. Throughout the mortgage life cycle, the Interthinx suite of services can increase the value of client portfolios with its comprehensive and holistic approach to loan quality and compliance. Winner of multiple awards for technology, Interthinx helps clients reduce risk, increase operational efficiencies, satisfy regulator demands, manage data verification, remain compliant, and mitigate loan buybacks. The Interthinx quarterly Mortgage Fraud Risk Report is a standard for the financial services industry. For more information, visit www.interthinx.com or call 1-800-333-4510.

For Interthinx
Rick Grant , 800-979-9049
Cell: 570-497-1026
rick@rickgrant.net