Wilson Bank Holding Company is a one-bank holding company of Wilson Bank and Trust (the Bank). The Bank is a state-chartered bank, which has the various full-service banking offices located in Davidson, DeKalb, Putnam, Rutherford, Smith, Sumner, Trousdale, Williamson, and Wilson. The Bank offers a range of banking services, including checking, savings, and money market deposit accounts, certificates of deposit and loans for consumer, commercial and real estate purposes. The Bank also offers custodial, trust and through a relationship with a third-party investment advisory form, discount brokerage services to its customers. Its loan portfolio includes a real estate loan, including construction and development loans. The consumer loan portfolio segment includes non-real estate secured direct loans to consumers for household, family, and other personal expenditures. The commercial and industrial loan portfolio segment includes commercial and industrial loans to commercial customers.
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