Financials Wintrust Financial Corporation

Equities

WTFC

US97650W1080

Banks

Market Closed - Nasdaq 04:00:00 2024-04-26 pm EDT 5-day change 1st Jan Change
99.01 USD -0.16% Intraday chart for Wintrust Financial Corporation +1.75% +6.75%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 4,046 3,521 5,177 5,136 5,680 6,122 - -
Enterprise Value (EV) 1 4,046 3,521 5,177 5,136 5,680 6,122 6,122 6,122
P/E ratio 11.8 x 13.1 x 12 x 10.5 x 9.68 x 9.75 x 9.77 x 8.47 x
Yield 1.41% 1.83% 1.37% 1.61% 1.73% 1.75% 1.83% 1.86%
Capitalization / Revenue 2.76 x 2.14 x 3.03 x 2.63 x 2.5 x 2.55 x 2.38 x 2.3 x
EV / Revenue 2.76 x 2.14 x 3.03 x 2.63 x 2.5 x 2.55 x 2.38 x 2.3 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 1.15 x 0.94 x 1.27 x 1.17 x 1.14 x 1.14 x 1.03 x -
Nbr of stocks (in thousands) 57,072 57,636 57,007 60,765 61,236 61,737 - -
Reference price 2 70.90 61.09 90.82 84.52 92.75 99.17 99.17 99.17
Announcement Date 1/21/20 1/20/21 1/19/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 1,468 1,644 1,711 1,956 2,272 2,403 2,574 2,658
EBITDA - - - - - - - -
EBIT 1 545.5 604 578.5 779.1 959.5 1,037 1,109 -
Operating Margin 37.15% 36.74% 33.81% 39.83% 42.23% 43.16% 43.08% -
Earnings before Tax (EBT) 1 480.1 389.8 637.8 700.6 845.1 920 988 1,078
Net income 1 347.5 271.6 438.2 481.7 594.7 642.5 679.1 769.6
Net margin 23.67% 16.52% 25.61% 24.62% 26.17% 26.74% 26.38% 28.95%
EPS 2 6.030 4.680 7.580 8.020 9.580 10.17 10.15 11.71
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 1.000 1.120 1.240 1.360 1.600 1.736 1.812 1.840
Announcement Date 1/21/20 1/20/21 1/19/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

Income Statement Evolution (Quarterly data)

Fiscal Period: December 2021 Q3 2021 Q4 2022 Q1 2022 Q2 2022 Q3 2022 Q4 2023 Q1 2023 Q2 2023 Q3 2023 Q4 2024 Q1 2024 Q2 2024 Q3 2024 Q4 2025 Q1
Net sales 1 424 429.7 462.1 440.7 502.9 550.7 565.8 560.6 574.8 570.8 604.8 589.6 599.6 615.6 619.5
EBITDA - - - - - - - - - - - - - - -
EBIT 1 141.8 146.3 177.8 152.1 206.5 242.8 266.6 239.9 244.8 208.2 271.6 253.5 257.1 261.8 263.2
Operating Margin 33.45% 34.05% 38.47% 34.5% 41.05% 44.1% 47.12% 42.8% 42.58% 36.47% 44.91% 42.99% 42.88% 42.53% 42.49%
Earnings before Tax (EBT) 1 149.7 137 173.7 131.7 200 195.2 243.6 211.4 224.9 165.2 250 219.1 224.8 225 233.2
Net income 1 102.1 91.77 120.4 87.52 136 137.8 173.2 147.8 157.2 116.5 180.3 151.9 155.9 155.7 159.6
Net margin 24.09% 21.35% 26.06% 19.86% 27.04% 25.03% 30.61% 26.36% 27.35% 20.41% 29.81% 25.77% 26.01% 25.3% 25.76%
EPS 2 1.770 1.580 2.070 1.490 2.210 2.230 2.800 2.380 2.530 1.870 2.890 2.443 2.491 2.376 2.384
Dividend per Share 2 0.3100 0.3100 0.3400 0.3400 0.3400 0.3400 0.4000 0.4000 0.4000 0.4000 0.4227 0.4364 0.4364 0.4364 0.4612
Announcement Date 10/19/21 1/19/22 4/19/22 7/20/22 10/18/22 1/18/23 4/19/23 7/19/23 10/17/23 1/17/24 4/17/24 - - - -
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 10.4% 7.5% 11.3% 11.4% 12.9% 12% 11% 11.2%
ROA (Net income/ Total Assets) 1.07% 0.71% 1% 1.01% 1.16% 1.12% 1.1% -
Assets 1 32,476 38,255 43,819 47,695 51,264 57,264 61,961 -
Book Value Per Share 2 61.70 65.20 71.60 72.10 81.40 86.70 96.00 -
Cash Flow per Share - - - - - - - -
Capex - - - - - - - -
Capex / Sales - - - - - - - -
Announcement Date 1/21/20 1/20/21 1/19/22 1/18/23 1/17/24 - - -
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Trading Rating
Investor Rating
ESG Refinitiv
B-
More Ratings
Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
12
Last Close Price
99.17 USD
Average target price
115.8 USD
Spread / Average Target
+16.80%
Consensus
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