Financials Yixin Group Limited

Equities

2858

KYG9T43R1023

Consumer Lending

Market Closed - Hong Kong S.E. 04:08:20 2024-04-26 am EDT 5-day change 1st Jan Change
0.65 HKD +1.56% Intraday chart for Yixin Group Limited +8.33% +6.56%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 9,854 16,637 6,480 5,589 3,617 3,925 - -
Enterprise Value (EV) 1 9,854 16,637 6,480 5,589 3,617 3,925 3,925 3,925
P/E ratio - - - - - 5.9 x 4.93 x 4.01 x
Yield - - - 2.01% 4.97% 5.15% 6.15% 7.48%
Capitalization / Revenue 1.7 x 5 x 1.85 x 1.07 x 0.54 x 0.51 x 0.47 x 0.41 x
EV / Revenue 1.7 x 5 x 1.85 x 1.07 x 0.54 x 0.51 x 0.47 x 0.41 x
EV / EBITDA 13.6 x -15.8 x 19.8 x - - 3.97 x 3.44 x 3.19 x
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book 0.64 x 1.13 x - - - - - -
Nbr of stocks (in thousands) 6,373,685 6,376,600 6,519,050 6,523,873 6,524,066 6,524,066 - -
Reference price 2 1.546 2.609 0.9941 0.8567 0.5544 0.6017 0.6017 0.6017
Announcement Date 3/26/20 3/24/21 3/23/22 2/27/23 2/29/24 - - -
1CNY in Million2CNY
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 5,800 3,325 3,494 5,202 6,686 7,640 8,392 9,596
EBITDA 1 724.7 -1,053 328 - - 988.7 1,143 1,232
EBIT 1 458.4 -1,114 274.8 755.1 1,091 1,003 1,157 1,331
Operating Margin 7.9% -33.5% 7.86% 14.52% 16.32% 13.13% 13.79% 13.87%
Earnings before Tax (EBT) 1 76.02 - - 405.5 708.8 852.9 1,043 1,201
Net income 1 - - - 370.8 - 684 819 1,006
Net margin - - - 7.13% - 8.95% 9.76% 10.48%
EPS 2 - - - - - 0.1020 0.1220 0.1500
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - - - 0.0173 0.0276 0.0310 0.0370 0.0450
Announcement Date 3/26/20 3/24/21 3/23/22 2/27/23 2/29/24 - - -
1CNY in Million2CNY
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net Debt - - - - - - - -
Net Cash position - - - - - - - -
Leverage (Debt/EBITDA) - - - - - - - -
Free Cash Flow - - - - - - - -
ROE (net income / shareholders' equity) 2.82% -5.29% - 2.47% 3.57% 3.93% 4.23% 4.68%
ROA (Net income/ Total Assets) - - - - - - - -
Assets 1 - - - - - - - -
Book Value Per Share 2.420 2.310 - - - - - -
Cash Flow per Share - 1.950 - - - - - -
Capex 1 - - - - - 77 60 87
Capex / Sales - - - - - 1.01% 0.71% 0.91%
Announcement Date 3/26/20 3/24/21 3/23/22 2/27/23 2/29/24 - - -
1CNY in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
BUY
Number of Analysts
2
Last Close Price
0.6017 CNY
Average target price
1.472 CNY
Spread / Average Target
+144.65%
Consensus

Annual profits - Rate of surprise

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