Emmanuel Baah

PricewaterhouseCoopers LLC provides assurance, tax and advisory services. Its services include audit and assurance, consulting, deals, human resources, legal, tax, and family business. The firm also offers accountability, risk management, structuring, mergers and acquisitions, and performance and process improvement. The company was founded in 1998 and is headquartered in Buffalo, NY.

Moody's Deutschland GmbH is the Germany-based investment research subsidiary of Moody’s Corp. (NYSE: MCO) in the US. Headquartered in Frankfurt, the firm was founded in 1991 and provides credit ratings, research, risk analyzes and default data to German-speaking clients including banks, insurance companies, asset managers and industrial companies in Germany, Austria and Switzerland.

Moody's Investors Service, Inc. is a credit rating and investment research firm headquartered in New York City. They are a subsidiary of Moody's Corp. (NYSE: MCO). The firm performs international financial research and analysis on commercial and government entities and provides a variety of analytic tools for assessing credit risk. Their clients include creditors, investment banks and commercial banks.

Part of Moody's Corp., Moody's Shared Services UK Ltd. is a company that provides credit ratings, research, risk analysis, and shared services. The company is based in London, UK.

Moody's France SAS is a global integrated risk assessment firm headquartered in Paris, France. The firm was founded in 1988 and is a subsidiary of Moody's Corp. (NYSE: MCO) in the US. Moody's France provides investors with a comprehensive view of global debt markets through credit ratings and research. It also provides data, analytics and insights to equip leaders of financial, non-financial and government organizations with effective tools to understand a range of risks.

Cornell University is an educational institution that offers undergraduate and post graduate programs. It was founded in 1865 and is based in Ithaca, NY.

Deloitte & Touche LLP engages in the provision of audit, advisory, financial advisory, tax, and consulting services. The company was founded on March 7, 1995 and is headquartered in New York, NY.

Smith Affiliated Capital Corp. (SAC) is a registered investment advisor headquartered in New York City. The firm was founded by Robert G. Smith in 1982 and is a wholly-owned subsidiary of Smith Affiliated Ventures LLC. SAC provides investment advice for separately managed portfolios of individual and institutional investors.

Assured Guaranty Corp. operates as financial guarantor. It is a diversified financial guarantor engages in insuring both public finance and structured finance obligations, including asset-backed securities. The company was founded in 1988 and is headquartered in New York, NY.

Fitch Ratings Ltd. (FRL) is an investment research firm headquartered in London, UK. The firm was founded in 1977 and is a subsidiary of Fitch Ratings, Inc., ultimately held by The Hearst Family Trust in the US. FRL provides research and specialized ratings of services to residential and commercial mortgages, asset managers and managed funds. They also publish quantitatively based ratings such as Q-IFS ratings.

Assured Guaranty (UK) plc specializes in functions related to depository banking. The company was founded in 2003 and is headquartered in London, the United Kingdom.

JPMorgan Chase Bank, NA (UK Investment Management) (JPMorgan Chase-UK) is the Great Britain-based investment management division of JPMorgan Chase Bank, NA, which is owned by JPMorgan Chase & Co. (NYSE: JPM) in the US. Headquartered in London, JPMorgan Chase-UK was founded in 1993 and manages assets of individuals, families, companies, and communities.

CLSA Ltd. is the Hong Kong-based institutional brokerage subsidiary of CITIC Securities Co., Ltd. (SSE: 600030, SEHK: 6030), a full-service investment bank headquartered in China. Founded in 1986, the firm provides sales and execution services to global investors and corporates.

Sanford C. Bernstein Ltd. is a securities brokerage firm headquartered in London, UK. They are a subsidiary of Alliancebernstein Corp. of Delaware, ultimately held by Equitable Holdings, Inc. (NYSE: EQH) in the US. Founded in 1999, the firm provides fundamental research and full service execution services to institutional clients globally. They offer bottom-up coverage and portfolio strategies supported by sophisticated quantitative tools.

Société Générale SA (UK) (Société Générale UK) is the Great Britain-based brokerage division of Societe Generale SA (XP: GLE, ADR: SCGLY) in France. Headquartered in London, Société Générale UK was founded in 1993 and provides broking services.

Moody's Investors Service Singapore Pte Ltd. (Moody's Singapore) is an investment research firm headquartered in Singapore. The firm is a subsidiary of Moody’s Corp. (NYSE: MCO) in the US. Moody's Singapore provides credit ratings, research, and risk analysis to different countries, corporate issuers, public finance issuers, and structured finance obligations. Their clients include creditors, investment banks and commercial banks.

Part of Moody's Corp., Midroog Ltd. is a credit ranking agency based in Tel Aviv, Israel. The Israeli company provides rankings for non-financial corporations, real estate, investment companies, financing, credit projects, and energy establishments. The company's services include registration and report relationships, transparency, reliability, and professional views. Midroog uses rating ladders to give its opinion in accordance with the settings listed on the scale itself. The company's ratings and publications do not constitute a statement about the correctness of facts at the time of advertising or at all. Midroog is not responsible for the correctness of the information and is presented as provided by the same sources of information. Midroog was founded by Gil Gazit and is currently led by CEO Eran Heimer.

Part of Moody's Corp., Moody's Holdings Ltd. is a holding British company that provides credit rating, research, and risk analysis services for debt instruments through its subsidiaries. The company is based in London, UK and was founded in 2000.

Part of Moody's Corp., Moody's Interfax Rating Agency Ltd. provides credit risk evaluation and political news coverage services. The company is based in Moscow, Russian Federation.

Part of Moody's Corp., Moody's Group UK Ltd. provides information services. The company is based in London, UK and was founded in 2007.

Part of Moody's Corp., Moody's Group Deutschland GmbH is a integrated risk assessment firm that empowers organizations to make better decisions. The company is based in Frankfurt am Main, Germany. The CEOs are Britta Genehr, Timothy John Crawford Herring. The German company was founded in 2008.