Howard Neil Henick

Deutsche Bank Securities, Inc. (DBSI) is a SEC-registered broker/dealer headquartered in New York City. The firm was founded in 1971 and is a wholly-owned investment banking and brokerage arm of DB U.S. Financial Markets Holding Corp., ultimately held by Deutsche Bank AG (NYSE: DB, FRA: DBK) in Germany. DBSI provides securities brokerage and investment advisory services to domestic and international private clients and institutions. They are also a primary dealer in US government securities as designated by the Federal Reserve.

Morgan Stanley & Co. LLC is a registered broker-dealer subsidiary of Morgan Stanley Domestic Holdings, Inc., ultimately owned by Morgan Stanley (NYSE: MS) in the US. Headquartered in New York City, the firm was founded in 1987 and provides debt and equity services including underwriting, M&A advice, securities dealing and brokerage and trade execution. Their client base ranges from large global institutional investors to hedge funds at the cutting edge of innovation in the industry.

Goldman Sachs & Co. LLC (GS&Co.) is a securities brokerage firm headquartered in New York City. Founded in 1927, the firm is a subsidiary of The Goldman Sachs Group, Inc. (NYSE: GS). GS&Co. provides services to help hedge funds manage risk, monitor portfolios, maintain liquidity and build their businesses. They offer clients access to global equity and derivatives markets, as well as foreign exchange, commodities, European Lefts, rates and credit across the Americas, Europe and Asia. The firm proactively monitors capital markets, searching for pockets of liquidity and news that may require changes to those strategies. Integration with the Goldman Sachs network gives clients access to the firm's sectored block trades and their insights into price discovery. Their electronic trading program provides clients with tools to manage their trades from pre-trade analytics to post-trade analysis.

Greater Delaware Valley Savings Bank provides banking products and services. It offers personal, corporate and commercial services which include checking accounts, reorder checks, savings accounts, loan services, 24-hour access, stock broking, nominee, fund management, card, foreign exchange and investment advisory services. The company is headquartered in Broomall, PA.

Alliance Bancorp, Inc. of Pennsylvania operates as a savings and loan holding company for Alliance Bank. Alliance Bank is a chartered community oriented savings bank, which operates banking offices located in the Delaware and Chester Counties, Pennsylvania. Its business consists of attracting deposits from the general public and using those funds, together with funds borrow, to originate loans to customers and invest in securities, such as the U.S. Government and agency securities, mortgage-backed securities and municipal obligations. The company was founded in August 2010 and is headquartered in Broomall, PA.

ScurlyDog Capital LLC (SDC) is an independent wealth management firm headquartered in Fair Haven, New Jersey. The firm was founded in 2007 by Dennis Scurletis and Jamie Rosen. SDC is the investment adviser to the SD Financial Institutions and Value Opportunity Fund, L.P., and provides investment management services to client municipal bond accounts.