Joachim Schmalzl

Sparkasse KölnBonn provides banking services to private and corporate clients. Its products include online banking and payment system; current and savings accounts; credit cards; deposits and investments; loan and financing, building and home financing; securities and brokerage; retirement plan and insurances; international banking; liquidation management; as well as corporate formation and succession. The company was founded in 1826 and is headquartered in Cologne, Germany.

DSGF Deutsche Servicegesellschaft für Finanzdienstleister mbH is a German company based in Cologne, Germany. DSGF offers a range of services to financial service providers, including credit analysis, outlay models, and transformation advice. The private company operates as a partner of Finanz Informatik (FI) and serves as a link between FI and savings banks. DSGF's experts analyze the starting position of the sparkasse and provide strategic decision-making advice. The company also offers cross-location production services that lead to efficiency advantages and strengthen customer supply in the regions. DSGF is the largest service provider behind the savings banks in Germany. The company was founded in 2006, and the CEO is Norbert Baumgärtner.