Peter McCammon

Portfolio Recovery Associates, Inc. is a financial and business services company. The company through its subsidiaries purchases and manages portfolios of defaulted and bankrupt consumer receivables and provides a broad range of accounts receivable management services to lenders, service providers, governments, and others. Its business focuses upon the detection, collection, and processing of both unpaid and normal-course accounts receivable originally owed to credit grantors, governments, retailers and others. The company also provides a broad range of fee-based services, including revenue enhancement for local governments; vehicle location, skip-tracing and collateral recovery for auto lenders, governments, and law enforcement; contingent consumer debt recovery on behalf of banks, credit providers, and debt purchasers; and filing of class action claims on behalf of institutional investors, manufacturers, and retailers. Portfolio Recovery Associates was founded by Steven D. Fredrickson and Kevin P. Stevenson on March 20, 1996 and is headquartered in Norfolk, VA.

Shamrock Partners Activist Value Fund LLC is a private equity fund managed by Shamrock Capital Advisors, Inc., a subsidiary of Burbank, California-based Shamrock Holdings, Inc.

Formerly known as Lincoln Capital Fixed Income Management Co. LLC, Lehman Brothers Asset Management LLC (LBAM) is a wholly owned subsidiary of Lehman Brothers Holdings, Inc. (NYSE:LEH)

Smith Barney, Inc. is a broker/dealer located in New York City. The firm is a subsidiary of Citigroup Global Markets Holdings, Inc. and their ultimate parent is Citigroup, Inc. The firm provides an array of trading and execution services for their clients. They do not provide any internal research

Scott & Stringfellow, Inc. (SS), founded in 1893, is a full service regional brokerage and investment banking firm that serves individual, institutional, corporate and municipal clients. In 1999, the firm became part of BB&T Corporation (NYSE: BBT). They manage the CHOICE portfolios and the BB&T Special Opportunities Fund

Founded in 1998 by Bagley Reid, Atlantic Capital Management LLC is a registered investment advisor located in Richmond, Virginia. The firm provides investment management services to corporations, trusts, endowments, pension plans, foundations, Taft Hartley plans, public funds and high net-worth individuals.

Trader Publishing Co. published and operated classified advertising via websites. It had over 300 office locations and published over 680 publications throughout the United States. Trader Publishing operated in 175 markets and reached over 360,000 distribution outlets. The company was founded in 1999 and was headquartered in Norfolk, VA.