Financials Ålandsbanken Abp

Equities

ALBAV

FI0009000103

Banks

Market Closed - Nasdaq Helsinki 10:11:35 2024-04-30 am EDT 5-day change 1st Jan Change
33.1 EUR -2.07% Intraday chart for Ålandsbanken Abp -2.65% +6.09%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 204 260.3 330.3 498.6 561.3 475.8
Enterprise Value (EV) 1 892.8 1,048 1,620 1,677 1,473 1,359
P/E ratio 8.99 x 10.1 x 10.7 x 12.8 x 15.9 x 9.84 x
Yield 5.26% 4.71% 4.63% 4.75% 4.26% 7.69%
Capitalization / Revenue 1.61 x 1.99 x 2.27 x 2.91 x 3.15 x 2.38 x
EV / Revenue 7.04 x 8.02 x 11.2 x 9.8 x 8.28 x 6.79 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.85 x 1.02 x 1.15 x 1.53 x 1.81 x 1.42 x
Nbr of stocks (in thousands) 15,472 15,551 15,586 15,602 15,254 15,308
Reference price 2 13.30 17.00 21.60 32.60 37.60 31.20
Announcement Date 3/1/19 2/28/20 2/26/21 2/23/22 2/22/23 2/21/24
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 126.8 130.7 145.3 171.1 177.9 200.1
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 28.99 33.19 39.72 49.2 46.09 61.74
Net income 1 22.93 26.31 31.49 39.85 36.78 48.67
Net margin 18.08% 20.13% 21.67% 23.29% 20.67% 24.32%
EPS 2 1.480 1.690 2.020 2.550 2.369 3.170
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 0.7000 0.8000 1.000 1.550 1.600 2.400
Announcement Date 3/1/19 2/28/20 2/26/21 2/23/22 2/22/23 2/21/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 689 788 1,290 1,178 912 883
Net Cash position 1 - - - - - -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 9.7% 10.5% 11.4% 12.8% 11.3% 14.9%
ROA (Net income/ Total Assets) 0.42% 0.47% 0.54% 0.63% 0.59% 0.87%
Assets 1 5,455 5,584 5,822 6,335 6,266 5,620
Book Value Per Share 2 15.70 16.60 18.80 21.30 20.70 21.90
Cash Flow per Share 2 35.00 31.90 43.10 57.70 21.60 22.40
Capex 1 1.5 2.44 1.37 2.87 3.55 4.1
Capex / Sales 1.18% 1.87% 0.95% 1.68% 2% 2.05%
Announcement Date 3/1/19 2/28/20 2/26/21 2/23/22 2/22/23 2/21/24
1EUR in Million2EUR
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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