PRESS RELEASE

FOR IMMEDIATE RELEASE

Contact: Lauren J. Muzzy Vice President Corporate Relations Officer 717.339.5103 lmuzzy@acnb.com

ACNB BANK NAMES

JULIE A. MARSHALL AS

NEW REGIONAL SALES MANAGER

GETTYSBURG, PA, February 23, 2022 --- Julie A. Marshall has joined ACNB Bank in the position of Vice President/Regional Sales Manager. In this role, she is responsible for helping to meet the financial services needs of customers and overseeing the performance at 11 of the Bank's community banking offices located in the Bank's Adams/Franklin Region comprising Gettysburg, Upper Adams, Franklin Township, Carroll Valley, Newville and Chambersburg. Additionally, Ms. Marshall is responsible for developing and implementing sales and marketing strategies for the region that align with the Bank's overall business objectives. She is based at the Bank's Lincoln Square Office, located at 16 Lincoln Square, Gettysburg, PA.

Ms. Marshall has worked in retail banking in southcentral Pennsylvania for 18 years, including eight years with ACNB Bank from 2013 to 2021. Prior to leaving the Bank to pursue other interests, she served as the community banking manager for four offices in Adams County, PA, including the North Gettysburg, Arendtsville, Bendersville and Biglerville Offices.

Ms. Marshall was born in Hanover, PA, and is a graduate of South Western High School. She completed two banking education programs through the Pennsylvania Bankers Association including the School of Banking in 2010 and the Advanced School of Banking in 2013. An active volunteer in the local community, Ms. Marshall currently serves as a board member with United Way of Adams County and as a member of the organization's governance/nominating committee and impact committee. For many years, she

ACNB BANK

Press Release/ACNB Bank Names New Regional Sales Manager

February 23, 2022

Page 2 of 2

has also served as a financial literacy program presenter in local schools. Ms. Marshall resides in Gardners, PA.

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent $2.8 billion financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 20 community banking offices, located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six community banking offices located in Frederick County and Carroll County, MD, respectively. Affiliated with ACNB Bank is ACNB Insurance Services, Inc., formerly Russell Insurance Group, Inc., of Westminster, MD, a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation. The agency offers a broad range of property, casualty, health, life and disability insurance serving personal and commercial clients through office locations in Westminster, Germantown and Jarrettsville, MD, and Gettysburg, PA. For more information regarding ACNB Bank, please visit acnb.com.

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ACNB #2022-10

February 23, 2022

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ACNB Corporation published this content on 23 February 2022 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 24 February 2022 21:19:03 UTC.