American Bank Incorporated announced earnings for the year ended December 31, 2012. Net income for the year was $4,554,000, or $0.73 per diluted share, compared to net income of $4,525,000, or $0.73 per diluted share, reported for the year ended December 31, 2011. The increase in net income for the year ended December 31, 2012 is primarily the result of an increase in net interest income.

Net interest income for the year ended December 31, 2012 was $12.7 million, an increase of $0.3 million from $12.4 million for the prior year ended December 31, 2011. The increase in net interest income was a result of an increase in average earning assets of $19.3 million, partially offset by a decrease of 5 basis points in the net interest margin to 2.59% for the year ended December 31, 2012 from 2.62% for the prior year.