Banco Bradesco S A : Bradesco 2Q23 - Institutional Presentation
September 11, 2023 at 11:01 am EDT
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Institutional Presentation
2Q23
Macroeconomic Information
4-20
Corporate Profile
21-26
Corporate Strategy
27-41
ESG
42-55
Results
56-69
Attachments - Results
70-82
Our Business
83-128
DISCLAIMER
This presentation may contain forward-looking statements. Such statements are not statements of historical facts and reflect the beliefs and expectations of the company's management. The words "anticipates", "believes", "estimates", "expects", "forecasts", "plans", "predicts", "projects", "targets" and all similar words are intended to identify these statements, which necessarily involve both known and unknown risks and uncertainties. Known risks include uncertainties, which are not limited to the impact of competitive services and pricing, market acceptance of services, service transactions by the company and its competitors, regulatory approval, currency fluctuations, changes in the service mix offered, and other risks described in the company's reports. Forward-looking statements speak only in terms of the date they are made and Banco Bradesco does not assume any obligation to update them in light of new information and/or future developments.
3
Macroeconomic
Information
ECONOMIC SCENARIO
Main Projections
2021
2022
2023
2024
GDP (% p.a.)
5.0
2.9
2.7
2.0
Extended Consumer Price Index IPCA (% p.a.)
10.1
5.8
4.8
3.6
General Market Price Index IGP-M FGV (%)
17.8
5.5
-4.4
5.0
Selic (% p.a.) year-end
9.25
13.75
11.75
9.25
USD - Commercial Rate (R$/US$) year-end
5.58
5.22
4.80
4.80
Industrial production (% p.a.)
3.9
-0.7
0.4
1.3
Restricted Retail Sales (% p.a.)
1.4
1.0
0.9
0.2
CAGED- net employment creation (in million)
2.9
2.0
2.0
1.0
Unemployment rate (% p.a. year average)
13.2
9.3
8.3
8.2
Credit Stock (%p.a.)
16.4
14.0
8.2
10.0
Balance of Trade (BCB) (US$ billion)
36.4
44.2
69.0
43.9
Current Account Balance (US$ billion)
-46.4
-53.6
-35.3
-53.5
Public Sector Primary Result (R$ billion)
64.7
126.0
-95.4
-84.1
Gross Debt (% GDP)
78.3
72.9
76.1
79.4
Bradesco economic forecasts are revised each month. During moments of greater volatility, the level of uncertainty and error margins naturally rise, especially between revisions. Our forecasts are based on the assumption that the adjustments necessary to ensure the sustainability of Brazil's macroeconomic framework will be implemented over the next few years. If these adjustments do not materialize or are better than expected, the forecast could be altered significantly. Last updated on September 5th, 2023
Macroeconomic Information
Corporate Profile
Corporate Strategy
ESG
Results
Attachments
Our Business
5
Attachments
Original Link
Original Document
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Disclaimer
Banco Bradesco SA published this content on 11 September 2023 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 11 September 2023 15:00:02 UTC.
Banco Bradesco is Brazil's leading private bank. Net Banking Product (NBP) breaks down by activity as follows:
- bank (83%): involved in retail banking, market and investment banking, private banking, asset management, specialized financial services (leasing, real estate loans, consumer loans, and other services);
- insurance (16.8%): automotive, health, accidents, pension fund management insurances, etc.;
- other (0.2%).
At the end of 2019, the group had BRL 368.2 billion of current deposits and BRL 345.3 billion of current credits.
Products and services are marketed primarily through a network of 4,478 branches worldwide.
BANCO BRADESCO S.A. 
