Corporate Presentation 2Q21

We are the low-income

platform

integrating

technology and products

Insurance

Banking

Tech

Payments

Savings

Credit

+40k

12.4MM

8.4MM

51%

New

Total

Banking

Active

Clients /

Clients1

Clients1

Banking Clients1,2

business day1

LatAm's best bank transformation 2021

Euromoney

2

(1) 2Q21 Figures; (2) Clients with outstanding debt, deposits or with any transactions in the last 90 days as of June 2021

Accelerated client base growth…

+12.4 MM

Banking Clients

Million

Total Clients

51%

8.4

New Clients

Thousand / business day

Active Clients(1)6.0

6

14

41 40

16

3.5

2.5

1.6

2Q20

3Q20

4Q20

1Q21

2Q21

2Q20

3Q20

4Q20

1Q21

2Q21

Note: (1) Clients with outstanding debt or with any transactions in the last 90 days as of June 2021

…with strong and increasing engagement levels

App access

In Million / month

+474%

YoY

53.5

9.3

Jun/20 Jun/21

Transaction volume

In BRL billion

+417%

YoY

7.3

1.4

2Q20 2Q21

Insurance premiums

In BRL million

+137%

YoY

160

67

2Q20 2Q21

Credit portfolio

In BRL billion

+31%

YoY

32.4

24.7

2Q20 2Q21

+34 Bn

1.4 Million

#1 Credit portfolio among

Transaction Volume Annualized (Jun/21)

Insurance policies

Brazilian digital banks1

Note: (1) BoFA Jul/21 Global Research

4

Tech-enabled agile financial platform…

+750 Devs & Tech

+356TB

professionals

Data lake

+62%

Technology

+60 Squads

Driven

increase in

Business

tech team

since 4Q20

100% New stack

+3.5k Production deployments (1H21)

with cutting edge technology

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Disclaimer

Banco Pan SA published this content on 19 August 2021 and is solely responsible for the information contained therein. Distributed by Public, unedited and unaltered, on 20 August 2021 00:13:08 UTC.