Financials Bank of San Francisco

Equities

BSFO

US0647741026

Banks

Market Closed - OTC Markets 03:43:33 2024-04-26 pm EDT 5-day change 1st Jan Change
26.06 USD +0.23% Intraday chart for Bank of San Francisco +0.04% -2.21%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 41.73 52.3 45.2 49.89 56.95 56.18
Enterprise Value (EV) 1 -1.433 -16.29 11.34 -40.51 2.502 -39.95
P/E ratio 11.2 x 12.8 x 9.6 x 5.45 x 9.54 x 8 x
Yield - - - - - -
Capitalization / Revenue 3.22 x 3.51 x 2.74 x 2.08 x 2.79 x 2.51 x
EV / Revenue -0.11 x -1.09 x 0.69 x -1.69 x 0.12 x -1.79 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 1.14 x 1.28 x 0.98 x 0.9 x 0.93 x 0.82 x
Nbr of stocks (in thousands) 2,021 2,039 2,056 2,075 2,094 2,108
Reference price 2 20.65 25.65 21.99 24.05 27.20 26.65
Announcement Date 4/12/19 4/1/20 4/7/21 3/29/22 3/31/23 4/5/24
1USD in Million2USD
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 12.94 14.88 16.48 23.99 20.43 22.37
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 4.672 5.757 6.616 12.76 8.296 9.847
Net income 1 3.312 4.058 4.658 8.987 5.862 6.93
Net margin 25.59% 27.26% 28.26% 37.46% 28.69% 30.99%
EPS 2 1.840 2.010 2.290 4.410 2.850 3.330
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share - - - - - -
Announcement Date 4/12/19 4/1/20 4/7/21 3/29/22 3/31/23 4/5/24
1USD in Million2USD
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 43.2 68.6 33.9 90.4 54.4 96.1
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 10.9% 10.4% 10.7% 17.8% 10% 10.7%
ROA (Net income/ Total Assets) 1.07% 1.12% 0.87% 1.41% 0.98% 1.15%
Assets 1 309.5 363.2 535.9 636.9 595.4 601.7
Book Value Per Share 2 18.20 20.10 22.30 26.60 29.40 32.40
Cash Flow per Share 2 21.40 34.70 60.80 43.90 28.70 48.20
Capex 1 0.06 0.22 0.05 0.07 1.35 0.45
Capex / Sales 0.47% 1.46% 0.31% 0.28% 6.61% 1.99%
Announcement Date 4/12/19 4/1/20 4/7/21 3/29/22 3/31/23 4/5/24
1USD in Million2USD
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Change in Enterprise Value/EBITDA

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