Financials Banque Attijari de Tunisie Société anonyme

Equities

TJARI

TN0001600154

Banks

End-of-day quote Tunis 06:00:00 2024-04-25 pm EDT 5-day change 1st Jan Change
49.85 TND -0.20% Intraday chart for Banque Attijari de Tunisie Société anonyme +6.63% +8.04%

Valuation

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Capitalization 1 1,332 1,133 1,239 1,507 1,880 2,094 - -
Enterprise Value (EV) 1 1,332 1,133 1,239 1,507 1,880 2,094 2,094 2,094
P/E ratio 7.53 x 8.18 x 7.41 x 7.71 x - 8.92 x 10.4 x -
Yield - 9.71% - - - 9.43% 8.02% 7.02%
Capitalization / Revenue 2.1 x 2.02 x 2.02 x - 1.65 x 2.8 x 2.85 x 2.86 x
EV / Revenue 2.1 x 2.02 x 2.02 x - 1.65 x 2.8 x 2.85 x 2.86 x
EV / EBITDA - - - - - - - -
EV / FCF - - - - - - - -
FCF Yield - - - - - - - -
Price to Book - - - - - - - -
Nbr of stocks (in thousands) 40,742 40,742 40,742 40,742 40,742 42,000 - -
Reference price 2 32.69 27.80 30.40 37.00 46.14 49.85 49.85 49.85
Announcement Date 4/27/20 4/5/21 3/30/22 4/3/23 4/4/24 - - -
1TND in Million2TND
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2019 2020 2021 2022 2023 2024 2025 2026
Net sales 1 633.1 560.5 613.7 - 1,142 747 735 733
EBITDA - - - - - - - -
EBIT 1 - 275.2 283 - 373.6 369 321 -
Operating Margin - 49.1% 46.12% - 32.71% 49.4% 43.67% -
Earnings before Tax (EBT) - - - - - - - -
Net income 1 - 140.1 166.3 - 225.9 235 202 180
Net margin - 24.99% 27.1% - 19.78% 31.46% 27.48% 24.56%
EPS 2 4.342 3.400 4.100 4.800 - 5.590 4.800 -
Free Cash Flow - - - - - - - -
FCF margin - - - - - - - -
FCF Conversion (EBITDA) - - - - - - - -
FCF Conversion (Net income) - - - - - - - -
Dividend per Share 2 - 2.700 - - - 4.700 4.000 3.500
Announcement Date 4/27/20 4/5/21 3/30/22 4/3/23 4/4/24 - - -
1TND in Million2TND
Estimates

Balance Sheet Analysis

Fiscal Period: December 2019 2020 2021 2023 2024 2025 2026
Net Debt - - - - - - -
Net Cash position - - - - - - -
Leverage (Debt/EBITDA) - - - - - - -
Free Cash Flow - - - - - - -
ROE (net income / shareholders' equity) - 17.2% 18.2% - 20.5% 17.2% 15.2%
ROA (Net income/ Total Assets) - - - - - - -
Assets 1 - - - - - - -
Book Value Per Share - - - - - - -
Cash Flow per Share - - - - - - -
Capex - - - - - - -
Capex / Sales - - - - - - -
Announcement Date 4/27/20 4/5/21 3/30/22 4/4/24 - - -
1TND in Million
Estimates

EPS & Dividend

Year-on-year evolution of the PER

Year-on-year evolution of the Yield

Change in Enterprise Value/EBITDA

Sell
Consensus
Buy
Mean consensus
OUTPERFORM
Number of Analysts
1
Last Close Price
49.85 TND
Average target price
65.1 TND
Spread / Average Target
+30.59%
Consensus

Annual profits - Rate of surprise

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