BayFirst Financial Corp. reported Net charge-offs for the second quarter ended June 30, 2023. For the quarter, the company reported Net charge-offs for the second quarter of 2023 were $2.3 million, a $0.4 million increase from $1.9 million for the first quarter of 2023 and a $1.4 million increase compared to $0.9 million in the second quarter of 2022.