BEO Bancorp reported consolidated earnings results for the second quarter and first half of 2012. For the quarter, the company reported net income of $552,000 or $0.55 per share compared to $325,000 or $0.35 per share for second quarter 2011. Year-to-date earnings were $1,227,000, up 48.4% year over year. Return on average assets as 0.82% and return on average equity was 11.73% compared to 0.52% and 7.94%, respectively, year over year.