BEO Bancorp reported consolidated earnings results for the first quarter of 2013. For the period, the company reported consolidated net income of $404,000 or $0.42 per share, compared to $675,000 or $0.71 per share for first quarter 2012. Return on average assets is 0.56% and return on average equity is 8.12% compared to 1.02% and 14.93%, respectively, year over year.