BNK FINANCIAL GROUP INC. |
End-of-day quote
Other stock markets
|
5-day change | 1st Jan Change | ||
| 8,390 KRW | +0.48% |
|
+8.40% | +17.51% |
| Mar. 14 | BNK Financial Group Inc. Reports Earnings Results for the Full Year Ended December 31, 2023 | CI |
| Feb. 06 | BNK Financial Group Swings to Loss in Q4 | MT |
Valuation
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|
| Capitalization 1 | 2,496,550 | 1,842,772 | 2,725,226 | 2,108,806 | 2,702,322 | - | - |
| Enterprise Value (EV) 1 | 2,496,550 | 1,842,772 | 2,725,226 | 2,108,806 | 2,702,322 | 2,702,322 | 2,702,322 |
| P/E ratio | 4.65 x | 3.79 x | 3.59 x | 2.7 x | 3.48 x | 3.29 x | 3.09 x |
| Yield | 4.7% | 5.63% | 6.67% | 9.62% | 7.47% | 8.08% | 9.22% |
| Capitalization / Revenue | 0.99 x | 0.7 x | 0.88 x | 0.64 x | 0.81 x | 0.8 x | 0.77 x |
| EV / Revenue | 0.99 x | 0.7 x | 0.88 x | 0.64 x | 0.81 x | 0.8 x | 0.77 x |
| EV / EBITDA | - | - | - | - | - | - | - |
| EV / FCF | - | - | - | - | - | - | - |
| FCF Yield | - | - | - | - | - | - | - |
| Price to Book | 0.3 x | 0.21 x | 0.29 x | 0.21 x | 0.26 x | 0.25 x | 0.23 x |
| Nbr of stocks (in thousands) | 325,920 | 324,432 | 324,432 | 324,432 | 322,088 | - | - |
| Reference price 2 | 7,660 | 5,680 | 8,400 | 6,500 | 8,390 | 8,390 | 8,390 |
| Announcement Date | 2/6/20 | 2/9/21 | 2/10/22 | 2/2/23 | - | - | - |
1KRW in Million2KRW
Estimates
Income Statement Evolution (Annual data)
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 2,512 | 2,638 | 3,104 | 3,313 | - | 3,347 | 3,375 | 3,509 |
| EBITDA | - | - | - | - | - | - | - | - |
| EBIT 1 | 1,239 | 748.2 | 1,507 | 1,710 | 801.2 | 1,808 | 1,865 | 1,723 |
| Operating Margin | 49.32% | 28.36% | 48.54% | 51.62% | - | 54.03% | 55.25% | 49.09% |
| Earnings before Tax (EBT) 1 | 793.4 | 734.4 | 1,123 | 1,159 | 862.8 | 1,103 | 1,163 | 1,249 |
| Net income 1 | 562.2 | 519.3 | 791 | 810.2 | 630.3 | 776.9 | 817.9 | 874.4 |
| Net margin | 22.38% | 19.68% | 25.48% | 24.46% | - | 23.21% | 24.24% | 24.91% |
| EPS 2 | 1,647 | 1,498 | 2,341 | 2,404 | - | 2,409 | 2,547 | 2,713 |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| FCF margin | - | - | - | - | - | - | - | - |
| FCF Conversion (EBITDA) | - | - | - | - | - | - | - | - |
| FCF Conversion (Net income) | - | - | - | - | - | - | - | - |
| Dividend per Share 2 | 360.0 | 320.0 | 560.0 | 625.0 | - | 626.9 | 677.8 | 773.6 |
| Announcement Date | 2/6/20 | 2/9/21 | 2/10/22 | 2/2/23 | 2/5/24 | - | - | - |
1KRW in Billions2KRW
Estimates
Income Statement Evolution (Quarterly data)
| Fiscal Period: December | 2021 Q3 | 2021 Q4 | 2022 Q1 | 2022 Q2 | 2022 Q3 | 2022 Q4 | 2023 Q1 | 2023 Q2 | 2023 Q3 | 2023 Q4 | 2024 Q1 | 2024 Q2 | 2024 Q3 | 2024 Q4 | 2025 Q1 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net sales 1 | 820.7 | 787.1 | 828 | 842.5 | 819.6 | 822.7 | 799 | 784.9 | 785.7 | - | 822.5 | 845.5 | 846.8 | 771.3 | 814.1 |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBIT 1 | 367.1 | 88.34 | 375.2 | 327.4 | 365.9 | 361.8 | 321.8 | 279.6 | 267.5 | -67.68 | 396 | - | - | - | - |
| Operating Margin | 44.72% | 11.22% | 45.32% | 38.86% | 44.65% | 43.98% | 40.27% | 35.62% | 34.05% | - | 48.15% | - | - | - | - |
| Earnings before Tax (EBT) 1 | 386 | 83.04 | 386.5 | 319.9 | 371.7 | 80.59 | 348.5 | 279.8 | 283.3 | -38.69 | 307.3 | 323 | 364 | 142 | 282 |
| Net income 1 | 275.4 | 47.63 | 276.3 | 228.8 | 258.1 | 46.96 | 256.8 | 203.4 | 204.3 | -26.71 | 194.6 | 214.8 | 232.3 | 104.4 | 201 |
| Net margin | 33.55% | 6.05% | 33.37% | 27.16% | 31.49% | 5.71% | 32.13% | 25.92% | 26% | - | 23.66% | 25.4% | 27.43% | 13.53% | 24.69% |
| EPS 2 | 825.0 | 122.0 | 828.0 | 680.0 | 772.0 | 124.0 | 768.0 | 593.0 | 619.0 | - | 654.1 | 669.3 | 686.0 | 232.8 | - |
| Dividend per Share | - | 560.0 | - | - | - | 625.0 | - | - | - | - | - | - | - | - | - |
| Announcement Date | 10/28/21 | 2/10/22 | 4/28/22 | 7/28/22 | 10/27/22 | 2/2/23 | 4/27/23 | 7/26/23 | 10/31/23 | 2/5/24 | - | - | - | - | - |
1KRW in Billions2KRW
Estimates
Balance Sheet Analysis
| Fiscal Period: December | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Net Debt | - | - | - | - | - | - | - | - |
| Net Cash position | - | - | - | - | - | - | - | - |
| Leverage (Debt/EBITDA) | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - |
| ROE (net income / shareholders' equity) | 7.04% | 6.07% | 8.76% | 8.44% | - | 7.7% | 7.49% | 8.14% |
| ROA (Net income/ Total Assets) | 0.58% | 0.51% | 0.65% | 0.64% | - | 0.5% | 0.55% | 0.58% |
| Assets 1 | 96,935 | 101,826 | 121,222 | 126,586 | - | 154,883 | 149,210 | 151,535 |
| Book Value Per Share 2 | 25,415 | 26,781 | 28,745 | 30,468 | - | 32,138 | 33,996 | 36,447 |
| Cash Flow per Share | - | - | - | - | - | - | - | - |
| Capex | - | - | - | - | - | - | - | - |
| Capex / Sales | - | - | - | - | - | - | - | - |
| Announcement Date | 2/6/20 | 2/9/21 | 2/10/22 | 2/2/23 | 2/5/24 | - | - | - |
1KRW in Billions2KRW
Estimates
EPS & Dividend
Year-on-year evolution of the PER
Year-on-year evolution of the Yield
Change in Enterprise Value/EBITDA
Trading Rating
Investor Rating
ESG Refinitiv
A-
Sell
Buy
Mean consensus
OUTPERFORM
Number of Analysts
17
Last Close Price
8,390
KRW
Average target price
8,581
KRW
Spread / Average Target
+2.28%
EPS Revisions
| 1st Jan change | Capi. | |
|---|---|---|
| +17.51% | 1.96B | |
| +13.75% | 556B | |
| +12.36% | 298B | |
| +9.95% | 247B | |
| +21.72% | 210B | |
| +21.81% | 170B | |
| +9.03% | 162B | |
| +5.32% | 153B | |
| +0.10% | 139B | |
| -10.59% | 138B |
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- Financials BNK Financial Group Inc.
