ITEM 2.02. Results of Operations and Financial Condition.

On January 25, 2023, BOK Financial Corporation ("BOK Financial") issued a press release announcing its financial results for the three months and year ended December 31, 2022 ("Press Release"). The full text of the Press Release is attached as Exhibit 99.1(a) to this report and is incorporated herein by reference. On January 25, 2023, in connection with the issuance of the Press Release, BOK Financial released financial information related to the three months and year ended December 31, 2022 ("Financial Information"), which includes certain historical financial information relating to BOK Financial. The Financial Information is attached as Exhibit 99.1(b) to this report and is incorporated herein by reference.

ITEM 7.01. Regulation FD Disclosure.

On January 25, 2023, in connection with the issuance of the Press Release, BOK Financial released financial information related to the three months and year ended December 31, 2022 ("Financial Information"), which includes certain historical financial information relating to BOK Financial. The Financial Information is attached as Exhibit 99.2(a) to this report and is incorporated herein by reference.

ITEM 9.01. Financial Statements and Exhibits.

(d) Exhibits

99.1 Text of Press Release, dated January 25, 2023, titled "BOK Financial Corporation Reports Annual Earnings of $520 million or $7.68 Per Share and Quarterly Earnings of $168 million or $2.51 Per Share in the Fourth Quarter" and Financial Information for the Three Months and Year Ended December 31, 2022.

99.2 Earnings conference call presentation, dated January 25, 2023 titled "Q4 Earnings Conference Call" for the Three Months and Year Ended December 31, 2022. 104 Cover Page Interactive Data File (embedded within the Inline XBRL document).

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