Market Closed -
Nasdaq
04:00:00 2024-04-26 pm EDT
|
5-day change
|
1st Jan Change
|
48.73
USD
|
-0.61%
|
|
-0.37%
|
-7.92%
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Capitalization
1 |
4,235
|
3,241
|
4,135
|
3,544
|
3,398
|
3,046
|
-
|
-
|
Enterprise Value (EV)
1 |
5,723
|
3,241
|
4,135
|
3,544
|
3,398
|
3,046
|
3,046
|
3,046
|
P/E ratio
|
-5.8
x
|
-3.13
x
|
-21.9
x
|
-37.7
x
|
-2.88
x
|
3.77
x
|
3.15
x
|
2.61
x
|
Yield
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capitalization / Revenue
|
0.52
x
|
0.41
x
|
0.44
x
|
0.43
x
|
0.41
x
|
0.35
x
|
0.34
x
|
0.35
x
|
EV / Revenue
|
0.52
x
|
0.41
x
|
0.44
x
|
0.43
x
|
0.41
x
|
0.35
x
|
0.34
x
|
0.35
x
|
EV / EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EV / FCF
|
-
|
-
|
-
|
-
|
-
|
9.37
x
|
-
|
-
|
FCF Yield
|
-
|
-
|
-
|
-
|
-
|
10.7%
|
-
|
-
|
Price to Book
|
0.26
x
|
0.19
x
|
0.28
x
|
0.93
x
|
1.04
x
|
0.78
x
|
0.62
x
|
0.49
x
|
Nbr of stocks (in thousands)
|
107,943
|
89,504
|
79,819
|
69,130
|
64,205
|
62,499
|
-
|
-
|
Reference price
2 |
39.23
|
36.20
|
51.80
|
51.27
|
52.92
|
48.73
|
48.73
|
48.73
|
Announcement Date
|
2/10/20
|
2/10/21
|
2/10/22
|
2/9/23
|
2/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net sales
1 |
8,161
|
7,991
|
9,445
|
8,246
|
8,375
|
8,716
|
8,869
|
8,809
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
861
|
-372
|
1,996
|
937
|
1,442
|
1,472
|
1,478
|
-
|
Operating Margin
|
10.55%
|
-4.66%
|
21.13%
|
11.36%
|
17.22%
|
16.89%
|
16.67%
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
-
|
-
|
1,387
|
1,460
|
1,498
|
Net income
1 |
-761
|
-1,105
|
-197
|
-99
|
-1,214
|
793
|
866
|
940.3
|
Net margin
|
-9.32%
|
-13.83%
|
-2.09%
|
-1.2%
|
-14.5%
|
9.1%
|
9.77%
|
10.68%
|
EPS
2 |
-6.760
|
-11.58
|
-2.360
|
-1.360
|
-18.39
|
12.94
|
15.48
|
18.69
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
325
|
-
|
-
|
FCF margin
|
-
|
-
|
-
|
-
|
-
|
3.73%
|
-
|
-
|
FCF Conversion (EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
FCF Conversion (Net income)
|
-
|
-
|
-
|
-
|
-
|
40.99%
|
-
|
-
|
Dividend per Share
2 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/10/21
|
2/10/22
|
2/9/23
|
2/12/24
|
-
|
-
|
-
|
Fiscal Period: December |
2021 Q3
|
2021 Q4
|
2022 Q1
|
2022 Q2
|
2022 Q3
|
2022 Q4
|
2023 Q1
|
2023 Q2
|
2023 Q3
|
2023 Q4
|
2024 Q1
|
2024 Q2
|
2024 Q3
|
2024 Q4
|
2025 Q1
|
---|
Net sales
1 |
2,417
|
2,319
|
2,241
|
3,797
|
1,482
|
2,022
|
1,993
|
2,161
|
2,088
|
2,133
|
2,143
|
2,185
|
2,189
|
2,199
|
2,204
|
EBITDA
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
EBIT
1 |
420
|
445
|
442
|
350
|
143
|
245
|
296
|
359
|
396
|
282
|
358
|
371
|
369
|
373
|
-
|
Operating Margin
|
17.38%
|
19.19%
|
19.72%
|
9.22%
|
9.65%
|
12.12%
|
14.85%
|
16.61%
|
18.97%
|
13.22%
|
16.7%
|
16.98%
|
16.86%
|
16.97%
|
-
|
Earnings before Tax (EBT)
1 |
-
|
-
|
-
|
-
|
-
|
-1,324
|
-653
|
-237
|
590
|
-1,174
|
339
|
351
|
350
|
347
|
363
|
Net income
1 |
361
|
42
|
613
|
957
|
-702
|
-967
|
-525
|
-200
|
453
|
-942
|
168.2
|
217.5
|
213.8
|
201
|
224
|
Net margin
|
14.94%
|
1.81%
|
27.35%
|
25.2%
|
-47.37%
|
-47.82%
|
-26.34%
|
-9.25%
|
21.7%
|
-44.16%
|
7.85%
|
9.95%
|
9.76%
|
9.14%
|
10.16%
|
EPS
2 |
4.340
|
0.5100
|
7.910
|
12.77
|
-9.820
|
-14.01
|
-7.720
|
-3.010
|
6.890
|
-14.70
|
2.703
|
3.425
|
3.453
|
3.379
|
3.910
|
Dividend per Share
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
11/4/21
|
2/10/22
|
5/9/22
|
8/4/22
|
11/7/22
|
2/9/23
|
5/8/23
|
8/8/23
|
11/7/23
|
2/12/24
|
-
|
-
|
-
|
-
|
-
|
Fiscal Period: December |
2019
|
2020
|
2021
|
2022
|
2023
|
2024
|
2025
|
2026
|
---|
Net Debt
|
1,488
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Net Cash position
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Leverage (Debt/EBITDA)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Free Cash Flow
1 |
-
|
-
|
-
|
-
|
-
|
325
|
-
|
-
|
ROE (net income / shareholders' equity)
|
3.92%
|
-1.63%
|
9.33%
|
6.08%
|
17.8%
|
12%
|
12.2%
|
11.6%
|
ROA (Net income/ Total Assets)
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Assets
1 |
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Book Value Per Share
2 |
149.0
|
189.0
|
185.0
|
55.10
|
51.10
|
62.80
|
79.00
|
99.10
|
Cash Flow per Share
|
-
|
9.310
|
8.900
|
-15.60
|
-
|
-
|
-
|
-
|
Capex
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Capex / Sales
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
-
|
Announcement Date
|
2/10/20
|
2/10/21
|
2/10/22
|
2/9/23
|
2/12/24
|
-
|
-
|
-
|
Mean consensus UNDERPERFORM Last Close Price
48.73
USD Average target price
52.86
USD Spread / Average Target +8.47% Consensus |
1st Jan change
|
Capi.
|
---|
| -7.92% | 3.05B | | +9.73% | 110B | | +8.61% | 99.66B | | +4.48% | 97.53B | | +0.07% | 69.25B | | +18.56% | 28.19B | | +10.29% | 19.64B | | -4.64% | 12.38B | | +8.95% | 10.98B | | +8.55% | 10.43B |
Other Multiline Insurance & Brokers
|