Financials Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine

Equities

CCN

FR0000044364

Banks

Market Closed - Euronext Paris 10:40:42 2024-04-26 am EDT 5-day change 1st Jan Change
78 EUR +3.31% Intraday chart for Caisse Régionale de Crédit Agricole Mutuel de Normandie-Seine +5.98% 0.00%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 786.8 959.4 674.7 556.7 411.4 471.9
Enterprise Value (EV) 1 1,611 1,558 540.4 34.99 -722.8 664.1
P/E ratio 8.9 x 11.2 x 11.7 x 5.8 x 5.03 x 6.08 x
Yield 3.93% 2.85% 3.21% 4.41% 6.03% 4.76%
Capitalization / Revenue 2.31 x 2.79 x 2.1 x 1.5 x 1.19 x 1.36 x
EV / Revenue 4.73 x 4.53 x 1.68 x 0.09 x -2.09 x 1.92 x
EV / EBITDA - - - - - -
EV / FCF - - - - - -
FCF Yield - - - - - -
Price to Book 0.34 x 0.39 x 0.28 x 0.2 x 0.15 x 0.16 x
Nbr of stocks (in thousands) 6,052 6,053 6,052 6,051 6,050 6,051
Reference price 2 130.0 158.5 111.5 91.99 68.00 78.00
Announcement Date 3/12/19 3/12/20 3/4/21 3/8/22 3/15/23 3/15/24
1EUR in Million2EUR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 340.7 343.6 321.3 370.2 345.5 346.3
EBITDA - - - - - -
EBIT - - - - - -
Operating Margin - - - - - -
Earnings before Tax (EBT) 1 117.9 113.8 84.04 123.8 95.46 88.84
Net income 1 88.43 85.99 57.55 95.88 81.74 77.71
Net margin 25.96% 25.03% 17.91% 25.9% 23.66% 22.44%
EPS 2 14.61 14.21 9.510 15.85 13.51 12.83
Free Cash Flow - - - - - -
FCF margin - - - - - -
FCF Conversion (EBITDA) - - - - - -
FCF Conversion (Net income) - - - - - -
Dividend per Share 2 5.110 4.520 3.580 4.060 4.100 3.710
Announcement Date 3/12/19 3/12/20 3/4/21 3/8/22 3/15/23 3/15/24
1EUR in Million2EUR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 824 598 - - - 192
Net Cash position 1 - - 134 522 1,134 -
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow - - - - - -
ROE (net income / shareholders' equity) 4.1% 3.65% 2.37% 3.72% 3.01% 2.79%
ROA (Net income/ Total Assets) 0.56% 0.5% 0.3% 0.45% 0.35% 0.32%
Assets 1 15,763 17,331 19,430 21,279 23,064 24,655
Book Value Per Share 2 377.0 402.0 399.0 453.0 446.0 475.0
Cash Flow per Share 2 87.20 111.0 239.0 360.0 332.0 181.0
Capex 1 29.9 31.3 44.5 34.5 25 40.2
Capex / Sales 8.78% 9.12% 13.84% 9.32% 7.22% 11.61%
Announcement Date 3/12/19 3/12/20 3/4/21 3/8/22 3/15/23 3/15/24
1EUR in Million2EUR
Estimates
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