Financials Chubb Arabia Cooperative Insurance Company

Equities

8240

SA12A0540O17

Property & Casualty Insurance

End-of-day quote Saudi Arabian S.E. 06:00:00 2024-04-29 pm EDT 5-day change 1st Jan Change
33.05 SAR -2.65% Intraday chart for Chubb Arabia Cooperative Insurance Company -20.46% +32.20%

Valuation

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Capitalization 1 364 464 649 1,096 465 750
Enterprise Value (EV) 1 222.5 360.5 514.3 910.5 440.1 711.5
P/E ratio 8.18 x 15.8 x 21.4 x 153 x 99 x 30.2 x
Yield - - - - - -
Capitalization / Revenue 2.77 x 3.73 x 5.34 x 8.43 x 3.37 x 3.72 x
EV / Revenue 1.69 x 2.9 x 4.23 x 7 x 3.19 x 3.53 x
EV / EBITDA 4.97 x 11.1 x 13.9 x 65.2 x 35.1 x 21.7 x
EV / FCF 23.6 x 46.6 x 42.1 x -73.3 x 16.4 x -15.8 x
FCF Yield 4.24% 2.15% 2.37% -1.36% 6.11% -6.31%
Price to Book 1.24 x 1.45 x 1.85 x 3.07 x 1.29 x 1.77 x
Nbr of stocks (in thousands) 30,000 30,000 30,000 30,000 30,000 30,000
Reference price 2 12.13 15.47 21.63 36.55 15.50 25.00
Announcement Date 4/3/19 3/26/20 3/28/21 3/27/22 3/26/23 3/26/24
1SAR in Million2SAR
Estimates

Income Statement Evolution (Annual data)

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net sales 1 131.4 124.4 121.5 130.1 138 201.5
EBITDA 1 44.76 32.39 37.05 13.96 12.53 32.76
EBIT 1 44.49 32.19 36.82 13.54 11.85 31.99
Operating Margin 33.86% 25.88% 30.3% 10.4% 8.59% 15.88%
Earnings before Tax (EBT) 1 44.49 32.19 36.82 13.54 11.85 32.3
Net income 1 44.49 29.35 30.29 7.162 4.697 24.82
Net margin 33.86% 23.6% 24.92% 5.5% 3.4% 12.32%
EPS 2 1.483 0.9782 1.010 0.2387 0.1566 0.8273
Free Cash Flow 1 9.433 7.739 12.2 -12.43 26.89 -44.9
FCF margin 7.18% 6.22% 10.04% -9.55% 19.49% -22.28%
FCF Conversion (EBITDA) 21.08% 23.89% 32.94% - 214.65% -
FCF Conversion (Net income) 21.2% 26.37% 40.29% - 572.5% -
Dividend per Share - - - - - -
Announcement Date 4/3/19 3/26/20 3/28/21 3/27/22 3/26/23 3/26/24
1SAR in Million2SAR
Estimates

Balance Sheet Analysis

Fiscal Period: December 2018 2019 2020 2021 2022 2023
Net Debt 1 - - - - - -
Net Cash position 1 142 103 135 186 24.9 38.5
Leverage (Debt/EBITDA) - - - - - -
Free Cash Flow 1 9.43 7.74 12.2 -12.4 26.9 -44.9
ROE (net income / shareholders' equity) 16.2% 9.58% 9.03% 2.03% 1.31% 6.06%
ROA (Net income/ Total Assets) 4.72% 3.17% 3.2% 1.08% 0.87% 2.74%
Assets 1 941.7 926.5 947.3 664.3 540.1 905.2
Book Value Per Share 2 9.770 10.70 11.70 11.90 12.00 14.10
Cash Flow per Share 2 4.720 3.520 4.530 6.200 0.8300 1.280
Capex 1 0.08 0.41 0.54 1.84 1.06 0.36
Capex / Sales 0.06% 0.33% 0.45% 1.41% 0.77% 0.18%
Announcement Date 4/3/19 3/26/20 3/28/21 3/27/22 3/26/23 3/26/24
1SAR in Million2SAR
Estimates
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