Financials Chubb Limited

Equities

CB

CH0044328745

Multiline Insurance & Brokers

Market Closed - Nyse Other stock markets 04:00:02 2024-12-06 pm EST			5-day change	1st Jan Change
283.32 ^USD	-1.15%		-1.87%	+25.36%

Nov. 12	Argus Raises Price Target on Chubb to $323 From $290	MT
Nov. 05	BMO Capital Adjusts Chubb Price Target to $268 From $260	MT

Projected Income Statement: Chubb Limited

income-statement-evolution-chart CHUBB-LIMITED

Fiscal Period: Diciembre	2019	2020	2021	2022	2023	2024	2025	2026
Net sales ¹	29,883	31,306	35,391	38,112	41,896	45,158	48,451	51,226
Change	-	4.76%	13.05%	7.69%	9.93%	7.79%	7.29%	5.73%
EBITDA	-	-	-	-	10,965	-	-	-
Change	-	-	-	-	-	-100%	-	-
EBIT ¹	6,063	4,472	7,078	8,510	10,655	11,653	12,762	13,431
Change	-	-26.24%	58.27%	20.23%	25.21%	9.37%	9.52%	5.24%
Interest Paid ¹	-552	-516	-492	-570	-672	-760.1	-781.1	-778
Earnings before Tax (EBT) ¹	5,249	4,162	9,816	6,568	9,526	11,227	11,642	12,045
Change	-	-20.71%	135.85%	-33.09%	45.04%	17.86%	3.69%	3.47%
Net income ¹	4,454	3,533	8,539	5,313	9,028	8,936	9,586	10,356
Change	-	-20.68%	141.69%	-37.78%	69.92%	-1.01%	7.27%	8.02%
Announcement Date	2/4/20	2/2/21	2/1/22	1/31/23	1/30/24	-	-	-

¹USD in Million

Estimates

Fiscal Period: December	2019 Q4	2020 Q1	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	2021 Q4	2022 Q1	2022 Q2	2022 Q3	2022 Q4	2023 Q1	2023 Q2	2023 Q3	2023 Q4	2024 Q1	2024 Q2	2024 Q3	2024 Q4	2025 Q1	2025 Q2	2025 Q3	2025 Q4	2026 Q1	2026 Q2	2026 Q3
Net sales ¹	7,375	7,332	7,736	8,468	7,770	8,042	8,931	9,901	8,517	8,613	9,731	10,747	9,021	9,417	10,681	11,652	10,146	10,588	11,780	12,277	10,828	11,288	12,629	13,084	11,508	12,133	13,461	14,063
Change	-	-0.58%	5.51%	9.46%	-8.24%	3.5%	11.05%	10.86%	-13.98%	1.13%	12.98%	10.44%	-16.06%	4.39%	13.42%	9.09%	-12.92%	4.36%	11.26%	4.22%	-11.8%	4.24%	11.88%	3.6%	-12.05%	5.43%	10.95%	4.47%
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Change	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBIT ¹	-	-	-	-	-	1,455	2,033	1,502	2,088	2,121	2,321	1,891	2,177	2,426	2,646	2,706	2,877	2,790	2,790	2,981	2,963	3,129	3,229	2,991	3,339	3,279	3,324	3,315
Change	-	-	-	-	-	-	39.73%	-26.12%	39.01%	1.58%	9.43%	-18.53%	15.12%	11.44%	9.07%	2.27%	6.32%	-3.02%	0%	6.85%	-0.62%	5.63%	3.19%	-7.37%	11.63%	-1.8%	1.37%	-0.27%
Charge d'intérêts ¹	-134	-132	-128	-130	-126	-122	-122	-122	-126	-132	-134	-150	-154	-160	-165	-174	-173	-178	-182	-192	-195.7	-193.7	-194.2	-194.2	-194.2	-192	-192	-192
Earnings before Tax (EBT) ¹	1,342	467	-393	1,336	2,752	2,638	2,582	2,051	2,545	2,329	1,508	1,077	1,654	2,276	2,185	2,453	2,612	2,483	2,706	2,994	2,788	3,014	2,973	2,714	3,285	3,216	3,194	2,868
Change	-	-65.2%	-	-	105.99%	-4.14%	-2.12%	-20.57%	24.09%	-8.49%	-35.25%	-28.58%	53.57%	37.61%	-4%	12.27%	6.48%	-4.94%	8.98%	10.64%	-6.89%	8.13%	-1.38%	-8.71%	21.07%	-2.11%	-0.7%	-10.21%
Net income ¹	1,173	252	-331	1,194	2,418	2,300	2,265	1,833	2,141	1,974	1,215	812	1,312	1,892	1,793	2,043	3,300	2,143	2,230	2,324	2,222	2,437	2,463	2,215	2,673	2,530	2,568	2,309
Change	-	-78.52%	-	-	102.51%	-4.88%	-1.52%	-19.07%	16.8%	-7.8%	-38.45%	-33.17%	61.58%	44.21%	-5.23%	13.94%	61.53%	-35.06%	4.06%	4.22%	-4.38%	9.67%	1.07%	-10.08%	20.67%	-5.36%	1.51%	-10.1%
Announcement Date	2/4/20	4/21/20	7/28/20	10/27/20	2/2/21	4/27/21	7/27/21	10/26/21	2/1/22	4/26/22	7/26/22	10/25/22	1/31/23	4/25/23	7/25/23	10/24/23	1/30/24	4/23/24	7/23/24	10/29/24	-	-	-	-	-	-	-	-

¹USD in Million

Estimates

Forecast Balance Sheet: Chubb Limited

balance-sheet-analysis-chart CHUBB-LIMITED

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Net Debt ¹	16,039	14,948	15,169	15,332	14,546	15,371	14,572	14,572
Change	-	-6.8%	1.48%	1.07%	-5.13%	5.67%	-5.2%	0%
Announcement Date	2/4/20	2/2/21	2/1/22	1/31/23	1/30/24	-	-	-

¹USD in Million

Estimates

Cash Flow Forecast: Chubb Limited

Fiscal Period: December	2018	2019	2020	2021	2022	2023
CAPEX ¹	-	-	-	-	-	-
Change	-	-	-	-	-	-
Free Cash Flow (FCF) ¹	2,569	3,802	8,602	11,174	4,996	11,338
Change	-	48%	126.24%	29.9%	-55.29%	126.92%
Announcement Date	2/28/19	2/27/20	2/25/21	2/24/22	2/24/23	2/23/24

¹USD in Million

Estimates

Forecast Financial Ratios: Chubb Limited

Fiscal Period: December	2019	2020	2021	2022	2023	2024	2025	2026
Profitability
EBITDA Margin (%)	-	-	-	-	26.17%	-	-	-
EBIT Margin (%)	20.29%	14.28%	20%	22.33%	25.43%	25.8%	26.34%	26.22%
EBT Margin (%)	17.57%	13.29%	27.74%	17.23%	22.74%	24.86%	24.03%	23.51%
Net margin (%)	14.9%	11.29%	24.13%	13.94%	21.55%	19.79%	19.79%	20.22%
FCF margin (%)	-	-	-	16.43%	26.75%	-	-	-
FCF / Net Income (%)	-	-	-	117.84%	124.16%	-	-	-
Profitability
ROA	2.58%	1.92%	2.85%	2.66%	3.83%	3.9%	3.9%	3.6%
ROE	8.43%	6.2%	9.9%	11.2%	15.4%	13.75%	13.11%	12.66%
Financial Health
Leverage (Debt/EBITDA)	-	-	-	-	1.33x	-	-	-
Debt / Free cash flow	-	-	-	2.45x	1.3x	-	-	-
Capital Intensity
CAPEX / Current Assets (%)	-	-	-	13.07%	-	-	-	-
CAPEX / EBITDA (%)	-	-	-	-	-	-	-	-
CAPEX / FCF (%)	-	-	-	79.57%	-	-	-	-
Items per share
Cash flow per share ¹	-	21.59	25.16	26.55	-	-	-	-
Change	-	-	16.5%	5.53%	-	-	-	-
Dividend per Share ¹	2.98	3.09	3.18	3.29	3.41	3.59	3.756	3.92
Change	-	3.69%	2.91%	3.46%	3.65%	5.28%	4.61%	4.37%
Book Value Per Share ¹	122.4	131.9	140	121.9	146.8	169.3	187.7	207.3
Change	-	7.73%	6.15%	-12.92%	20.45%	15.29%	10.89%	10.41%
EPS ¹	9.71	7.79	19.27	12.55	21.8	22.37	24.12	26.48
Change	-	-19.77%	147.37%	-34.87%	73.71%	2.63%	7.79%	9.81%
Nbr of stocks (in thousands)	453,202	451,318	430,741	415,050	407,990	403,098	403,098	403,098
Announcement Date	2/4/20	2/2/21	2/1/22	1/31/23	1/30/24	-	-	-